Pathfinder Wealth Consulting

Retirement is a major life shift that needs thorough planning. While saving up for your golden years is key, don't forget about income planning. A strong income strategy can turn your retirement into a comfortable experience instead of one with financial stress. Read our article "Do You Know How Much You Can Spend in Retirement?" by Chad Slate, CFP®,MBA, AIF®, CPFA®! Click the link below to learn more about spending in retirement!

Did you know that you can open a Roth IRA for your kids? A Roth IRA for a minor child is a retirement account established by parents or guardians, where the account is in the child's name but managed by the parent. This custodial Roth IRA follows the same regulations as a standard Roth IRA. Click the link below to learn more in our recent article "Roth IRA for Kids" by Walter Hutsell!

We are excited to announce the recent hiring of Ruby MacLeod! Ruby Has joined us as our Client Services Associate in the Wilmington office. Ruby is a born and raised New Englander from the small seaside town of Newburyport, Massachusetts. Ruby along with her sister, grew up loving Boston sports, traveling and spending summers on the beach. Ruby graduated from the University of New Hampshire in 2022 with a bachelor’s degree in communications. Following graduation Ruby worked as a Client Relationship Advocate at Fidelity Investments, sparking her interest to continue working in finance. In September of 2023, Ruby, and her college best friend moved to Wilmington to enjoy year-round beach weather. In her free time, Ruby enjoys spending time with friends and family, traveling to new places, being active, and of course, spending time in the sun at the beach. We are delighted to have her on our team! Please join us as we welcome Ruby!

One key component in preparing for retirement is preparation on managing your 401(k). A strategic move to consider on this path is rolling over your 401(k), as it can offer several benefits. Check out this article by Christopher Walsh, CFP® as it explores the top three reasons why a rollover might enhance your financial well-being in retirement planning.

Exciting News Alert! We're thrilled to share that Alexander Greer, CFP®, has been promoted to Associate Wealth Advisor here at Pathfinder Wealth Consulting in our Cary office! Since joining our team in May 2020, Alex has truly shown his expertise in the industry, dedication to our Pathfinder values, and a genuine passion for guiding others on their financial journeys. It's with great pleasure that we welcome Alex to this new role, joining our fantastic team of advisors. As our Pathfinder community grows, we understand the importance of having advisors who not only connect with younger generations but also possess the skills to navigate complex financial landscapes and offer sound advice on various planning matters. We're confident Alex embodies this balance effortlessly, enriching the experiences of our clients along the way. Living in Apex with his fiancée, Hannah, Alex is excited to put down roots in the community. When he's not in the office, you can find him enjoying quality time with loved ones, hitting the golf course, or cheering on his favorite team at a ball game. Please join us in congratulating Alex on this well-deserved promotion!

You may have heard of using your Required Minimum Distribution (RMD) for charitable donations and wondered, what is the benefit?  Wouldn’t it be the same to just take my RMD and make my charitable donations separately?  You might be surprised by the answer. Click the link below to learn more about the unique planning opportunities they offer in the recent article by Karen Brock, CFP®, "Qualified Distributions to Charity (QCD)".

We are thrilled to announce the recent hiring of Walter Hutsell as one of our Financial Planning Associates in the Wilmington office. Walt is a Wilmington Native and it shows in all his out of the office activities. He pursued his passion for finance at UNCW, earning his Bachelor of Science in Finance from the Cameron School of Business in May 2023. Outside the office, Walt enjoys spending time with his friends & family while surfing, hunting, and traveling to new places as much as possible. Please join us in giving Walt a big, warm welcome!

Recognizing the contrast between risk tolerance and risk capacity is vital for investors maneuvering through the financial markets. Although they both deal with risk, they focus on distinct facets of an investor's financial makeup. Learn more in our recent article "Risk Tolerance vs Risk Capacity" by Pantelis Miliotis, CFP® in the link below. 

Congratulations to Chad Slate, CFP®,MBA, AIF®, CPFA® on obtaining his CERTIFIED FINANCIAL PLANNER(TM) designation! This is a significant achievement that showcases your dedication and experience in the field of financial planning. Your hard work and commitment have paid off, and we are thrilled to see you reach this milestone. Your CERTIFIED FINANCIAL PLANNER(TM) certification will open new opportunities for you and allow you to provide even more valuable insights and guidance to our clients. Keep up the excellent work, Chad!

In navigating the intricacies of retirement planning, understanding RMDs is paramount. A Required Minimum Distribution (RMD) is a mandatory withdrawal that the IRS requires from your tax-deferred retirement accounts. Learn more in our most recent article by Karen Brock, CFP® linked below!