Payments and Commerce Market Intelligence

As part of The Paypers country series, we have deep-dived into the Latin American payments and ecommerce spaces, with the latest article from Luca Nacucchio, Senior Research Analyst at Payments and Commerce Market Intelligence (PCMI) analysing the #2024 landscape in Argentina. ➡️ https://lnkd.in/dfmFGUg9 The editorial details several relevant aspects, namely: ✅ Key trends of the Argentine #payments industry – the impact of inflation on payment behaviours, the growth of digital wallets, instant payments, and government initiatives for financial inclusion; ✅ #Argentina’s payments technology stack – with a focus on real-time payments, Buy Now, Pay Later (#BNPL), digital wallets and mobile payments, and interoperable QR codes; ✅ Payments technology main players in Argentina; ✅ #Ecommerce overview for Argentina; ✅ Cross-border payments; ✅ Regulatory initiatives; 💬  'While challenges remain, particularly regarding #economic stability and #infrastructure, the opportunities for growth and innovation are significant.' Read The Paypers to find out more about how Argentina's ecommerce and payments industries are evolving 👉 https://lnkd.in/dfmFGUg9 Americas Market Intelligence Mercado Pago MODO Ualá Mercado Libre Xbox Frávega AliExpress Tiendanube Carrefour Samsung Electronics adidas Musimundo #paytech #fintech #OpenBanking #merchants #A2Apayments #regulation #inflation #RTP #SMEs #GDP #BNPL #POS

As part of The Paypers country series, we have deep-dived into the Latin American payments and ecommerce spaces, with the latest article from Luca Nacucchio, Senior Research Analyst at Payments and Commerce Market Intelligence (PCMI) analysing the #2024 landscape in Argentina. ➡️ https://lnkd.in/dfmFGUg9 The editorial details several relevant aspects, namely: ✅ Key trends of the Argentine #payments industry – the impact of inflation on payment behaviours, the growth of digital wallets, instant payments, and government initiatives for financial inclusion; ✅ #Argentina’s payments technology stack – with a focus on real-time payments, Buy Now, Pay Later (#BNPL), digital wallets and mobile payments, and interoperable QR codes; ✅ Payments technology main players in Argentina; ✅ #Ecommerce overview for Argentina; ✅ Cross-border payments; ✅ Regulatory initiatives; 💬  'While challenges remain, particularly regarding #economic stability and #infrastructure, the opportunities for growth and innovation are significant.' Read The Paypers to find out more about how Argentina's ecommerce and payments industries are evolving 👉 https://lnkd.in/dfmFGUg9 Americas Market Intelligence Mercado Pago MODO Ualá Mercado Libre Xbox Frávega AliExpress Tiendanube Carrefour Samsung Electronics adidas Musimundo #paytech #fintech #OpenBanking #merchants #A2Apayments #regulation #inflation #RTP #SMEs #GDP #BNPL #POS

Valentina Meneses Naranjo, Project Manager at Payments and Commerce Market Intelligence (PCMI), provides an exhaustive analysis of payments and ecommerce trends in Peru. ➡️ https://lnkd.in/dNgsubCz The in-depth editorial contains detailed insights related to these markets, namely: ✅ Key payment trends as technology trumps cash: 👉 YAPE and PLIN's popularity, 👉 Peru's central bank-mandated payment interoperability; ✅ Payments technology: 👉 Key players, 👉 Top payment methods and transaction values in ecommerce and at POS; ✅ Ecommerce overview: 👉a focus on popular payment methods, marketplaces, and retailers, 👉expected market shifts related to consumer behaviour; ✅ Cross-border payments; ✅ Regulatory initiatives in Peru impacting payments. 💬 'In Peru, as in the rest of Latin America, cash was king for decades, by and large. However, the emergence of new paytech options and a mandate from the country’s central bank have significantly weakened its power.' Find out more about how the Peruvian market is shifting by reading The Paypers ➡️ https://lnkd.in/dNgsubCz #payments #paytech #ecommerce #retail #A2Apayments #fintech #accounttoaccountpayment #realtimepayments #OpenBanking #digitalpayments #regulation #crossborderpayments #omnichannel #crossborderecommerce #localpaymentmethod #marketplace #onlineshopping #creditcard #banking #digitalwallet #cash #POS #BNPL #P2P #RTP #ThePaypers #Peru

Pix vs. Cash in Brazil💲👇🏼 #Pix already accounts for 45% of all payments in the country and a third of all ecommerce purchases. It is also on its way to surpassing credit card transactional volume. Pix is currently used by more than 70% of adults and nearly 15 million businesses, moving 20% of the country’s total transactional volume. As for #cash, Brazil has evolved from being majorly unbanked to becoming one of the leading financial innovation hubs in the world. According to Central Bank data, cash withdrawals decreased by around 27% in 2023. However, when it comes to in-person transactions, cash is still among the top methods. The Central Bank hopes to gradually change that as Pix gains new features, making it easier and more convenient to use. With Pix rapidly gaining ground and cash usage declining, how do you see the future of payments in Brazil?

#Ecommerce in #Nigeria: Mobile-Driven and Cash-Reliant 💳 Nigeria’s e-commerce market is evolving rapidly, but unique payment behaviors remain: 💰 The average Nigerian spends $68 per year on e-commerce, expected to double to $137 by 2026. 💵 23% of online sales are still paid in cash, one of the highest rates in the Middle East & Africa. 📲 88% of purchases are made via mobile devices, with mobile payment solutions like MoMo Payments and SmartCash gaining traction. #Ecommerce #Nigeria #MobilePayments #DigitalEconomy #PaymentsInnovation #Fintech #MarketTrends #Africa

Stay in the know of LATAM's preferred payment methods! 💳🌎 According to Americas Market Intelligence and Payments and Commerce Market Intelligence, credit cards still hold a great percentage of the market share of LATAM’s payments, with over 40%. Although, by 2026 its market share is expected to grow only 18% in comparison with alternative payments such as PIX and Bank Transfers that are expected to reach grow 26% and 38%, respectively by 2026. Check out our full map below for all the details. 👇 #Latam #Payments #Crossborder #PIX #Oxxo #PSE #Multicaja #GlobalPayments

Competing on transaction speed, much like competing on fees, is essentially a race to the bottom. After all, there’s not much room to go faster than instant. As #InstantPayments become the norm, what will be the new differentiator? How will companies stay competitive? Our Managing Director, Lindsay Lehr, shares her insights on this critical shift. 👇🏼 #RTP #FutureOfPayments #FasterPayments #PaymentProcessing #RTPInnovation

Lindsay Lehr, our Managing Director of PCMI, recently participated in the Innovation in Payments and Remittances, sharing valuable insights on the transformative impact of AI in remittances. Thank you for the invitation; it was an honor to be part of it!

Cesar Boralli, Associate Managing Director at Payments and Commerce Market Intelligence, discusses the main trends of 2024 in payments and ecommerce in Brazil. The article delves into several topics of importance, providing insights into: ✔️ Brazil's real-time payments (RTP) revolution – with an overview of Pix; ✔️ Top #B2C fintech players and the main payment methods at POS, in ecommerce and per vertical; ✔️ Most purchased products online and the top online marketplaces and retailers in #Brazil; ✔️ Upcoming #trends of the Brazilian payments landscape. Read more on The Paypers ➡️ https://lnkd.in/dpmrXH_Q #payments #paytech #ecommerce #paymentmethods #POS #fintech #RTP #realtimepayments #PIX #BaaS #B2Bpayments #OpenFinance #regulation #contactlesspayments #banktech #crossborderpayments #retail #marketplace #digitalisation #ThePaypers