Pete Mitchell & Associates Insurance

We hope all of you are safe and sound following the recent atmospheric rivers. Should you have experienced any property damage, we wanted to remind you of a few best practices: 📱Document damage - When safe, capture photographs/videos detailing the damage. Even if you're unsure whether the recent storms caused the damage, document everything. 🧾 Keep receipts - Retain any receipts for expenses related to the flood. 🔨 Make temporary repairs - Implement temporary repairs to prevent further damage to your property. However, refrain from making permanent repairs until your insurance adjuster has inspected the damage. 📞 Reach out to us - There are specific circumstances in which filing a claim may not be the best course of action (such as if the damage was limited and will not cause you to hit your deductible). We can help you understand your policy and determine your best option. Give our office a call if we can be of assistance. Even if you're not our client, we'd be more than happy to help point you in the right direction. Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness

Did you know that one in seven drivers is uninsured, according to a 2023 Insurance Research Council survey? Given how many uninsured drivers are on the road, it’s important for all Americans to know what to do in the event of an accident involving an uninsured driver. With that in mind, we’re sharing an overview today of key steps: 🚓 Call the Police - A police report is essential when filing an insurance claim. 🪪 Exchange Information - Collect any details the other driver can provide, like their address and phone number. 📷 Take Photos - Document the damage to your vehicle as long as it's safe to do so. 📝 Document Everything - Note down everything about the incident, including VIN numbers and license plates. 🤐 Be Mindful of Your Words - Anything you say can be noted in the police report. Avoid admitting fault. 💵 Decline Any Cash Offers - Accepting money on the spot can complicate your ability to pursue further claims. 📩 File a Claim Promptly - Don't delay in starting the claims process. While it might be challenging to recover costs from an uninsured driver, policies, especially those with add-ons like collision coverage and personal injury protection (PIP), are designed to prevent complete loss and cover additional expenses. 🔍 Have questions about your coverage or interested in adding more protection? Don't hesitate to reach out! We're here to help. Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness

Heading out on vacation? Make sure your home stays safe while you're away! Here are some quick tips to secure your house: 🕒 Set Timers on Lights: A lit home is a less tempting target. Timers can give the impression that someone is always home. 💧 Turn Off Water: Avoid the nightmare of burst pipes! Shut off your water main before you leave to prevent any potential water damage. 📬 Hold Your Mail: Overflowing mailboxes are a clear sign you're not home. Use online services to hold your mail, or ask a neighbor to collect it. 🚨 Inform Your Alarm Company: If you have a home security system, notify your alarm company about your travel plans. This helps ensure they stay alert to any unusual activity. Travel stress-free knowing your home is safe! 🏠As always, if you have any questions about current homeowners coverage or your insurance options, do not hesitate to reach out. We are here to help. Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness

We’re halfway through 2024, and it's time for a check-in. Are there goals you're chasing or projects you're passionate about? Share in the comments, and reach out if we can be of help. Let's make the second half of the year even more impactful! Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness

🍁📚 Back-to-School Insurance Reminder! 📚🍁 In the excitement of beginning a new school year, don’t forget the importance of protecting your college student's belongings. 🏠 Dorm Dwellers - Your home insurance may cover some of their essentials, but consider renters insurance for additional monetary protection against theft, fire, and medical coverage. 🏢 Off-Campus Students - A separate renters insurance policy is a smart idea. It's affordable, ensures your child's items are safe from unforeseen events, and comes with liability coverage. Need to review your coverage options? Reach out, and let's ensure your student's year is a great one! Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness

Experiencing a car break-in is both unsettling and all too common. To help you handle this unfortunate situation, we’re sharing a quick overview of key steps to take if you think your car has been broken into. Save this post for future reference, and share it with your network as a helpful reminder. As always, do not hesitate to reach out with any insurance questions or needs. Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness

As the back-to-school rush begins, excitement goes hand-in-hand with safety! That’s why our team has compiled a few helpful tips to ensure a successful and secure school year for all. Swipe through ↩️ Safety is a shared responsibility, and being prepared can make all the difference! If you have any questions or need advice, our door is always open. Let's make this school year both fun and safe! Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness

Ongoing wildfires are impacting many of our community members. Please know we are thinking of all of you, and we’re here to help if you need us. In that vein, we wanted to share some safety tips if you, or someone you know, have been affected by these wildfires. Swipe through for a few key recommendations ↩️ In addition, if you or someone you know is impacted by these fires, consider downloading the Red Cross Emergency app for real-time alerts on wildfires and open shelter information. If you have any safety tips that have been helpful in the past, please share them in the comments ⬇️ Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness

Thinking of how to ensure your family’s financial stability and peace of mind? Let’s talk about one way to do this: term life insurance. Swipe through for key details on this type of insurance. Remember, we’re here to help you navigate your options and find the perfect life insurance coverage. Reach out anytime to secure a bright future for your loved ones. Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness

We recently stumbled upon a heartwarming story that fills us with hope. Today, we wanted to share the positivity with you all. Scientists in Indonesia have made a groundbreaking discovery in coral restoration. They found that coral reefs restored using “reef stars,” which can regrow just as quickly as reefs that are restored naturally, achieving full growth in just four years post-transplantation. This monumental finding, stemming from the Mars Coral Reef Restoration program in South Sulawesi, a province in Indonesia, highlights the resilience of coral reefs and the potential for humans to aid in their recovery, even after severe damages caused by practices like dynamite fishing. The project utilizes “reef stars,” recycled metal scaffolds that support coral larvae in rebuilding their ecosystems 🌍💙 Read the full story here on The Good News Network. Think PMA for all your #Insurance needs!!! Give us a call (901-345-6176) to discuss your options or click on the link below to get started on a quote: https://lnkd.in/eMptsEQ #PeteMitchellandAssociatesInsurance #SmallBusiness #LifeInsurance #memphis #insurance #commercialinsurance #businessinsurance #community #family #BlackHaven #blackownedbusiness