Prospa (YC W21)

Celebrating the strength and resilient spirit of our people! Happy Independence Day Nigeria, from all of us at Prospa. #TogetherWeProspa💜

We’ve partnered with Zimi to bring you even more value for your business 🌟 As a Prospa member, enjoy exclusive perks: 10% off all fees and 2 months free international storage/warehousing. Plus, access Zimi’s powerful tools to scale your business globally! 🌍 Deliver to international customers in just 2 days with Zimi’s logistics network, starting at $5. 💼 Get end-to-end support, from e-commerce setup to US incorporation. Ready to take your business to the next level? Click the link to apply: https://lnkd.in/euvEamwn #TogetherWeProspa💜

If you do not already know why you are in business then you are at a huge disadvantage. I’m not talking about the cliche reason of making money, I’m talking about the deep driving force and mission that's unique to you. Finding the “Why” behind your business can be the difference between survival and success. 🗒️ I have a free worksheet that can help you go through a process to “Find Your Why” behind what you do. If you’d like to get access to the worksheet, please comment “Worksheet” I’ll share the link.

“Technology is nothing. What’s important is that you have faith in people, that they’re basically good and smart — and if you give them tools, they’ll do wonderful things with them,” “Tools are just tools. They either work, or they don’t work.” Steve Jobs. Our belief at Prospa is that our people are our "secret sauce." We band together behind our mission of building Prosperity for African People. This faith in people combined with our mission, makes us unstoppable. Meet Taofeeq Alabi our creative director and resident, superhero in Chief.

Tips To Maximize Your Online Corporate Account It’s exciting to finally own a business account. Utilization and management of a business account are often seen as the responsibility of financial providers. An online business account is more than a virtual savings box. It's an instrument to ensure you track, manage, invest, and increase profits for your business. Our short guide outlines critical measures businesses can utilize to obtain financial freedom by strategically using a business account. Learn more on how to leverage your business account for long-term financial standing here https://zurl.co/F5vG For more information or inquiries on opening a Prospa account, contact our support team at help@getprospa.com or call 018890240. We value and appreciate your business.

Ways To Increase Your Investment Returns It's always rewarding to see returns on investment once your business savings reach maturity. However, it's crucial to deploy strategic means to ensure you yield high returns. Here are three things to do to ensure you yield a high return on investment: - Long Tenure Period: To reap higher rewards, it's essential to lock your savings for a longer duration for at least one year. - Avoid Early Withdrawals: Maintain discipline by only withdrawing only during maturity of funds. Premature withdrawals automatically decrease the value of your rewards. - Invest Large Deposits: A larger deposit rewards your business investment with higher returns on investment compared to smaller deposits. To learn more about investments and how your business can benefit from them, please contact your account manager. For further support, you can also call us at 018890240 or send us an email at help@getprospa.com. We value and appreciate you and your business. #TogetherWeProspa💜

Why Businesses Need To Register For TIN A Tax Identification Number is a unique number issued by the Federal Inland Revenue Service to registered businesses, entities, and individuals to track their tax-related activities. It's essential in carrying out financial transactions and tax activities concerning their business. Here’s a non-exhaustive list of reasons Nigerian businesses need to obtain their TIN: Tax Adherence: TIN ensures businesses responsibly comply with tax laws, file taxes promptly, and fulfill other financial duties. Credibility And Trust: It establishes the avenue for trust among businesses carrying out financial transactions and tax regulatory issues. Financial Transactions: It’s a compulsion or criterion for businesses to acquire their TIN when involved in contracts, partnerships, and other business dealings. Access Funding Opportunities: All financial and lending institutions require a TIN as a mandatory tool for acquiring a business loan. Loan lenders rely on digital integrations for loan filing systems. Hence, a valid TIN in tax authority databases serves as a stringent factor that determines tax behavior. Businesses with a valid TIN enjoy seamless loan and credit options, loans without paperwork, and diverse credit options. Coordinate Custom Clearance and Foreign Trade: A TIN is a criterion for businesses that undergo exporting trade. TIN provides custom officials with an overview and up-to-date data on your business tax activities. Simplify Payroll Management: An updated TIN allows seamless employee PAYE (Pay As You Earn) deductions. It encourages error-free salary taxation using the TDS approach. The TDS approach allows businesses to make certain deductions from payments and remit them to the government. This prevents tax evasion on your part and ensures income tax is collected in advance. Obtaining TIN boosts financial inclusion for all sizes of businesses, and streamlines operational efficiency. Harnessing the power of tax filing and regularities with your TIN erodes the tax evasion burden from your business. Businesses can easily obtain their TIN seamlessly on the Prospa App. For entities seeking to register their business name, we take responsibility for carrying out this process within a short period. If you have any questions regarding obtaining TIN and registering your business, contact us at help@getprospa.com or call us at 018890240 #TogetherWeProspa💜

How To Open An Online Business Account In Nigeria To successfully obtain a business or corporate account in Nigeria, you need to register Your business with the CAC. This demonstrates credibility on your path as a long-standing business. Like most traditional banks, the process is grounded and common. You need to visit these banks and undergo paperwork to be able to open your business account. It's pertinent you separate your business income from your personal income no matter the size or amount of businesses you own. Below are the importance of opening a business account: - Helps to easily track business funds - Streamlines the bookkeeping process by revealing taxable benefits and deductions - Promotes business credibility when sending account details to partners, clients, and customers - A business account is a compulsory criterion for obtaining a business loan - Easily manage the financial health of your business The first step to opening an online corporate account is choosing the right business bank Your business finances depend on the type of online bank you choose. Here are key things to note when choosing a Nigerian online business bank for your business account: - Reliability - Offers competitive interest rates - An elaborate banking platform - Features to streamline your finances such as invoicing, budgeting, and payroll management - Access to business loans A Prospa business account takes only 5 minutes to open! Whether you’re a growing business or you're seeking to register your business, you can seamlessly do this by opening a Prospa account online. If you have any questions or need assistance in opening your business account, contact us at 018890240 or send us an email to help@getprospa.com #TogetherWeProspa💜

🌙✨ Eid Mubarak🌙✨ As Ramadan comes to a close, we're sending warm wishes your way for a joyous Eid-ul-Fitr celebration with your loved ones! May this special day be filled with happiness, peace, and prosperity for you and your family. Wishing you a blessed Eid! #TogetherWeProspa💜

Here are 5 features you should explore with your Prospa account: Business Registrations: Many businesses go through the herculean process of middlemen or third parties for successful business registration. We simplify this complex process by offering a hassle-free way to register your business from the mobile app. Every successful business registration automatically gets a corporate current account within 5 minutes. Revenue and Budget Goals: Business owners need the appropriate tools to aid them manage their finances. We created an easy-to-use feature that helps you track your revenue goal, set feasible budget goals, and analyze profit generation. Sub-Accounts: Business owners are busy people and traditional bookkeeping may evade vital information. Sub-accounts help businesses track and manage their spending. Fixed Investment Account: Get your business savings working for you. Increase profit generation by locking your savings in our Fixed investment account with competitive interest rate. Loans: Businesses will always need capital development for the smooth running of business operations. Business owners can access up to N1,000,000 loans within 24 hours of eligibility confirmation with reasonable interest rates to lighten the financial burden. For any inquiries or support on how to leverage these tools for your finances, please contact our support team at help@getprospa.com or call 018890240. #TogetherWeProspa💜