Prudent Investors, Inc

[Delaware Trust Conference] Prudent Investors is proud to have our own Jeremy Lau, CFA, CFP® and Jared Ong, CFP® share tangible tactics on how to protect elders from financial harm. If you're attending the 2024 Delaware Trust Conference, join us for this deeply insightful presentation held at 1:00pm on Tuesday, October 29 🗓️🎓

💸 Taxes are a major battleground in this election. From corporate tax hikes to Social Security exemptions, the candidates have contrasting views in some areas, while making similar promises in others. Find out how these policies could affect your wallet 💸 https://hubs.la/Q02TVl-p0 #2024Election #Economy #VoteSmart

We are thrilled to announce that Prudent Investors is the Diamond Sponsor and presenter at the upcoming National Conference on Guardianship! 🎉 Join us on Monday, October 21 for two stellar presentations from Prudent's very own Jeremy Lau, CFA®, CFP®, Ted Ong, and Jared Ong, CFP®. We look forward to sharing our insights with you! #Guardianship #InvestingInTheFuture #NGAConference

Stocks have reached new all-time highs thanks to early Q3 earnings performance 📊👍 Follow along with the latest financial news updates from Jeremy Lau, CFA, CFP®, where he covers development like: 💡 The two BEST performing sectors in the market this year 📉 Likelihood a rate cut will happen in November 🎁 How consumer spending will shape retail sales this holiday season Start your Friday knowing more about your money 💸🧐 and subscribe for weekly episodes here: https://hubs.la/Q02TX_w00

When you die, your assets will go into probate, but what exactly is probate? We explain probate in under 60 seconds, PLUS we give you order golden rule to avoid the dreaded probate process. Listen in 🎧

📈 Could we miss out on another rate cut in November? After a strong jobs report, the odds of a 50 basis point rate cut in November fell dramatically from 35% to 5%. Now, the market expects either a 25 basis point cut or none at all. In this week's episode of the Prudent Pulse, Jeremy Lau, CFA, CFP® catches you up on the latest economic news, including: 📊 The 10-year treasury yield back above 4% 🏘️ 30-year mortgage rates pushed up to 6.6% 💸 Q3 earnings season kicks off with some major banks reporting today Listen in and subscribe for weekly episode drops: https://hubs.la/Q02T4N-h0

🚀 Can the Fed stick the landing like Olympian Carlos Yulo? Much like Yulo's gold medal vault at the Paris Olympics, the Federal Reserve is in the midst of a complex, high-stakes balancing act. After dropping rates by 50 basis points for the first time in years, they're aiming to steady the U.S. economy, which has been twisted by inflation, unemployment, and global tensions. Catch up on all things economy, including the likelihood of a recession, the middle east conflict impact on oil, and election year stock performance. 👉 https://hubs.la/Q02T3MYH0 #FinancialNews #EconomicOutlook #FederalReserve #Inflation

When planning your estate, it’s easy to confuse roles like Power of Attorney (POA) and Trustee. While both are key in managing personal affairs, each serves a distinct purpose. Let’s break down these roles to clear up any confusion. Power of Attorney (POA) allows someone to make decisions on your behalf, such as healthcare and finances, if you’re unable to. You keep the ability to revoke this power whenever you choose. Trustee, on the other hand, manages assets within a trust, especially after the trustor’s passing. Unlike a POA, their authority lies solely over the assets, not your personal well-being. Each role carries a significant financial responsibility, and both may feel overwhelming without the right guidance. That’s where Prudent Investors comes in. Read more on each of these important roles, and as always reach out to Prudent Investors with any questions. https://hubs.la/Q02SPZwj0 #EstatePlanning #FinancialAdvice #Trustee #POA #FiduciaryResponsibility

Did you know you might now qualify for Medi-Cal even if you haven’t in the past? 🤔 As of January 1, 2024, Medi-Cal has eliminated asset limits from their eligibility standards. This positive change opens the door for quality, affordable healthcare coverage for many more Californian’s. Read up on the latest regulations and see if you now qualify → https://hubs.la/Q02RVgWk0 Your health matters - get covered 💙 #MediCal #HealthcareForAll #California

Protect your child’s ABLE Account! 🚨 Learn how a Third-Party Special Needs Trust can shield funds from Medicaid clawback, securing your child’s finances without risking state recovery. Read more: https://hubs.la/Q02RTHPj0 #ABLEAccounts #EstatePlanning #SpecialNeedsPlanning