Range

"I tell them their job will not exist in the next five to ten years." Inc. Magazine just featured our Co-founder and CEO, Fahad Hassan, predicting the end of traditional wealth management roles within a decade. Fahad explains how we're developing technology that will transform how financial advice is delivered by leveraging AI. What sets Range apart? Unlike traditional wealth managers who charge a percentage of your assets, we offer transparent flat fees that can save high-income households thousands in fees over time. With over $40M in funding from Google's Gradient Ventures and Cathay Innovation, we're creating what wealth management should look like in 2025 - sophisticated, transparent, and genuinely aligned with your interests. Check out the full article in Inc. to see why investors are betting on our vision for the future of wealth management. https://buff.ly/3D9NKd0 #WealthTech #FinancialServices #AIFinance

Your CPA doesn't want you to know this: Real estate investors who qualify as "real estate professionals" can write off thousands against their W-2 income. Most investors pay far more tax than necessary. The IRS actually offers several powerful strategies that remain underutilized: 1. Qualify as a Real Estate Professional • Convert rental "losses" into direct tax deductions against your salary • Meet the 750-hour requirement while maintaining your day job • Documentation matters - keep meticulous records of all activities 2. Strategic LLC Formation • Shield personal assets from property-related liability • Avoid self-employment tax on rental income • Create clean separation between properties for financing 3. Active vs. Passive Income Classification • Short-term rentals qualify for different tax treatment • Material participation tests can transform how your income is taxed • Properly classified active income opens new deduction opportunities 4. Tax-Loss Harvesting in Real Estate • Example: Offset a $500K gain by selling an underperforming property • Avoid the wash-sale rule restrictions that limit stock strategies • Time transactions strategically at year-end for maximum impact The difference between average and exceptional returns can come down to tax strategy, not property selection. Find more wealth-building insights in our Learning Hub. Link in bio. #WealthBuilding #TaxStrategy #RealEstateWealth

Pullbacks are normal. The S&P 500 sees on average a 10% correction every year since 1928. Here's what the data shows: Markets face temporary setbacks frequently but deliver long-term value for patient investors. The recent S&P 500 pullback from February highs isn't unusual - it's actually expected behavior. Here's what we believe is driving current volatility: • Policy uncertainty, not economic fundamentals • Tariff proposals with unclear implementation timelines • Unpredictable policy shifts keeping investor capital sidelined Market corrections by the numbers: • Since 1928, 10% corrections happen yearly on average • 5% pullbacks occur 3+ times annually • Despite regular drawdowns, S&P 500 has delivered strong returns over the past century Smart moves during volatility: • Strategic tax-loss harvesting while maintaining market exposure • Portfolio rebalancing when market movements shift allocations • Opportunistic capital deployment at better entry points • Sticking to your financial plan that already accounts for volatility The data shows that after a 5% pullback, stock returns average ~12% one year later, with markets higher 75% of the time. Check out our Learning Hub at the link in bio for deeper insights on maximizing opportunities during market volatility. #WealthManagement #MarketStrategy #InvestorInsights #PortfolioDiversification

The "Trump put" may not exist at current market levels. Markets are feeling the pressure from policies designed to cool inflation. Both the administration and Fed appear comfortable letting this volatility play out longer. What this means for your portfolio: • Restrictive rates continue to constrain growth • Trade policies add uncertainty to market expectations • Officials have signaled comfort with current correction levels • Previous assumptions about intervention may need reassessment This pattern suggests preparation for continued volatility makes sense. A strategic approach might include: • Reviewing your risk tolerance and time horizons • Examining cash positions for potential opportunities • Maintaining diversification across sectors and asset classes • Considering how fixed income might play a stabilizing role The market responds to both economic reality and policy signals. Right now, those signals indicate officials are prioritizing inflation control over immediate market stability. Check out our Learning Hub at the link in bio for deeper analysis on navigating market corrections from our investment team. #MarketStrategy #WealthManagement #InvestorInsights #PortfolioPlanning

Welcome Tony Molina, CPA, to the team as Director of Content Marketing! His perspective on joining us strikes at the heart of what we do: "I joined Range because the future is here. Range is creating what will completely transform wealth management, building an AI-powered platform from the ground up that delivers more value to households faster and better than anyone else." Tony brings seven years of experience from Wealthfront, where he started in Product Support before moving into Content Marketing. There, he built out both the video and community teams, developing deep expertise in financial communication that makes complex topics digestible and relevant. Tony balances his professional life with his role as a father to three young children. He currently coaches his son's tee ball team in Santa Barbara, where his family lives before their upcoming move to the New York City area this summer. Tony understands firsthand the challenges busy professionals face when managing complex wealth situations while prioritizing what matters most. The wealth management industry has remained largely unchanged for decades. With Tony on board, we continue building something fundamentally different—a platform that meets the actual needs of high-income households through technology and human expertise. Check out our Learning Hub at the link in bio for more insights from our expert team, including Tony's upcoming contributions. #WealthManagement #FinancialPlanning #FinTech

Half of your investment opportunities exist outside the U.S. Yet most portfolios ignore them completely. Why limit yourself to just one market when global diversification can both protect and grow your wealth? International investing offers several advantages for long-term investors: • Risk reduction through exposure to different economic cycles • Access to growth markets with favorable demographics • Valuation opportunities in markets trading at discounts to U.S. equities • Currency diversification as a natural hedge against dollar depreciation We believe the ideal portfolio typically includes 20-40% international allocation, thoughtfully divided between: 1. Developed markets (Japan, Germany, Australia) - offering more stability and established frameworks 2. Emerging markets (China, India, Brazil) - providing higher growth trajectories This balanced approach can create two powerful benefits: reduced volatility through broader diversification and increased opportunity through wider market exposure. International markets can reward patient investors. While performance may fluctuate short-term, the true advantages emerge over complete market cycles. Visit our Learning Hub at the link in bio for a deeper analysis of how international investments can strengthen your portfolio strategy. #WealthManagement #InvestmentStrategy #GlobalInvesting #PortfolioDiversification

The Fed isn't worried about tariffs. They're focused on persistent inflation instead. Inflation has stabilized considerably, but it's no longer the market's primary focus. Recent CPI reports show promising trends, yet the Federal Reserve maintains its cautious stance. What this means for your investment strategy: • The Fed continues its "wait and see" approach • Chairman Powell explicitly distinguished between one-time price increases from tariffs versus ongoing inflation • Policy decisions remain focused on persistent inflation patterns • The Fed stands ready to cut rates if economic weakness materializes This distinction matters for long-term investors. While news headlines spotlight monthly CPI fluctuations, the Fed concentrates on underlying economic fundamentals and longer-term inflation trends. Many investors mistakenly overreact to short-term inflation data, but the Fed's perspective offers a more strategic view: • One-time price increases (like potential tariff impacts) don't typically trigger rate changes • Persistent inflation signals structural economic issues requiring policy intervention • The Fed maintains flexibility to respond to meaningful economic weakness • Current policy reflects confidence in economic stability despite inflation challenges For wealth preservation and growth strategies that account for these nuanced economic signals, looking beyond headlines becomes crucial. Check out our Learning Hub at the link in bio for more insights from our team on positioning your portfolio amid evolving Fed policies. #WealthManagement #FederalReserve #InvestmentStrategy #FinancialPlanning #MarketAnalysis

5% market drop? Here's what the data actually shows happens next... Historical analysis shows that after a 5% pullback, stocks tend to move higher on average over the next year. The best market days also often happen right after the worst days. While volatility can feel uncomfortable, disciplined investors have four strategic actions to take advantage of these moments: 1. Strategic Tax-Loss Harvesting Market declines create valuable tax-loss harvesting opportunities. Identifying positions with unrealized losses while maintaining market exposure through temporary substitutes can generate significant tax benefits. Automating this process helps capture volatility's benefits without making emotional decisions during market stress. 2. Portfolio Rebalancing Market movements naturally shift allocations away from targets. Given the recent move lower in equities and appreciation of bonds, you may have experienced drift relative to your target allocations. A volatility-based rebalancing strategy responds directly to market conditions rather than arbitrary calendar dates. This allows portfolios to systematically "buy low and sell high" by trimming outperformers and adding to underperforming assets. 3. Opportunistic Capital Deployment For investors with available capital, current conditions offer better entry points into US equity markets compared to recent highs. The data shows that patient investors who deploy capital during volatility typically benefit from above-average forward returns. 4. Stick to Your Plan Perhaps most critically, avoid reactive decisions driven by headlines or short-term market movements. If you have a financial plan, it already incorporates scenarios of significant market stress! Stay disciplined – the benefit of having a plan is you aren't forced to sell at inopportune times because you took too much risk or lacked confidence in your positioning. During volatile times, take a moment to revisit your long-term goals. This helps you stay focused and keep perspective. Want more data-backed investment strategies? Check out our Learning Hub at the link in our bio. #WealthManagement #InvestmentStrategy #FinancialPlanning #MarketVolatility #TaxStrategy

Is the recession talk making you nervous? Two strategies can protect your wealth while others panic. Recessions and stagflation sound intimidating, but they don't have to derail your financial future. The most successful investors maintain portfolio resilience through economic cycles with deliberate planning. True diversification remains your first line of defense. This means more than just holding stocks and bonds - it's about strategic allocation across: • Defensive sectors like healthcare and consumer staples • Shorter-duration bonds that minimize interest rate sensitivity • Cash positions that provide both safety and opportunity Smart equity selection becomes particularly valuable during economic uncertainty. Companies with low debt, strong cash flows, and pricing power tend to weather inflationary pressures better than their counterparts. The tax opportunities that emerge during market volatility often go overlooked. Strategic harvesting can offset gains and reduce your overall tax bill. Economic cycles come and go. A thoughtful approach matched to your specific goals will guide you through turbulent markets without sacrificing long-term growth potential. Want more insights on protecting wealth during economic uncertainty? Visit our Learning Hub at the link in bio. #WealthManagement #FinancialPlanning #PortfolioStrategy

As a real estate investor for over 20 years, Oki had built significant wealth. Yet when it came to tax optimization and investment strategies beyond real estate, he felt lost. For years, he cycled through financial advisors who pushed mutual funds instead of understanding his property-focused portfolio. His CPA provided standardized advice rather than personalized solutions. With a young family to protect and concerns about legacy planning based on his family health history, these gaps in guidance became increasingly worrying. Everything changed when he found a financial partner that understood his complete financial picture, including his real estate investments: "I feel like I have someone to ask to now. Every time I have a question about tax or investment, I can ask Range and get what I'm paid for. With Google, you get information you have to validate again. With Range, you have the expert that you can trust to give you the best answer." Sometimes the most valuable financial asset isn't a portfolio or property—it's having someone who truly understands your unique situation and can guide you with expertise and integrity. Hear from more real Range members at the link in the bio. #FinancialPlanning #WealthManagement #EstateStrategy #TaxOptimization #RealEstateInvesting