Retirement Solution Group, LLC

With several important deadlines approaching in Q4, retirement plan sponsors need to stay informed and proactive. Our compliance guide offers a clear roadmap to help you manage key Q4 deadlines and tasks effectively. Get the details here, and get in touch with us if you have questions. #RetirementPlanning #PlanManagement 📅 Download the full 2024 Compliance Calendar: https://lnkd.in/gZbTRxP5

Missing participants can drain time and resources, but it’s a plan sponsor’s fiduciary duty to track them down. Recent insights reveal how policies around small balances and uncashed checks vary by plan size, and how SECURE 2.0 changes, like increased rollover thresholds, could help. Curious about the best strategies? Read more, and get in touch with us if you have questions. #SECURE2 #RetirementPlanning

Breaking News: The IRS just announced new contribution and benefit limits for 2025. Read the details on retirement-related cost-of-living adjustments here: https://lnkd.in/gq3fEzh3 #401k

A clear takeaway from recent research: When participants work with advisors, they report greater confidence, higher contributions, and a stronger understanding of their 401(k) plans. These findings remind us why we prioritize personalized guidance—it’s a proven way to foster financial well-being. Read more on how advisory support makes a difference in participants’ retirement outlooks. #RetirementPlanning #401k

A solid retirement plan review is about more than just metrics—it’s about building a plan that serves both employer and employee needs. Our latest blog explores essential review components to help you ensure your plan is compliant and effective, from SECURE 2.0 amendments, to auto-features, to optimizing participation and deferral rates. If you're ready to start planning for a healthier 401(k), our team is here to help. Give us a call. #401k #SECURE2

While state auto-IRAs offer an accessible solution for retirement savings, a new Georgetown study finds that tens of thousands of small businesses are instead setting up their own 401(k) plans. The higher limits and employer match options make 401(k)s a compelling choice, especially as mandates push more employers to weigh their options. #RetirementBenefits #FinancialWellbeing

With rising financial pressures, more employees are turning to early 401(k) withdrawals, which can undermine their future retirement security. Addressing these trends is crucial for plan sponsors, who can play a key role in educating employees on smarter ways to manage financial emergencies without jeopardizing their long-term savings. #RetirementSecurity #SECURE2

With over 67% of plan sponsors offering wealth management services, and 91% stating their adviser fees are worth it, it’s clear that comprehensive, value-driven services are in high demand. At RSG, we’ve always believed that every client deserves this level of care. From participant education to fiduciary support, we ensure our clients receive personalized, high-quality service that meets their specific goals. #RetirementAdvisers #RetirementPlanning

In today’s complex retirement landscape, pooled employer plans (PEPs) are proving to be a smart solution for small and midsize businesses. A recent survey found that 61% of businesses that switched to a PEP saw improved retirement planning for their employees. At RSG, we’ve been early adopters of pooled plans, supporting nearly 200 clients with this solution for two consecutive years. If you’re looking to reduce administrative burden and enhance your retirement offerings, we're here to help. Let's chat. #PEP #EmployeeBenefits

As financial stress continues to rise, employees want more from their benefits than just a paycheck. Financial wellness programs are becoming the norm, with nearly half of employers expected to offer them by 2026. Is your organization prepared to meet these new expectations? Read about the top trends in financial wellness and how they can boost employee well-being and retention, and reach out to us with any questions. #FinancialWellness #RetirementPlanning