Ritter Daniher Financial Advisory LLC

Keeping your data safe during the holiday shopping season is more important than ever. From using virtual credit cards to monitoring your financial statements, our latest article outlines practical ways to safeguard your information. Discover more important tips here: https://lnkd.in/gBKqPE4t Or schedule a meeting for more personal guidance: https://lnkd.in/eHqYbnVc #CyberSecurity #DataProtection #HolidayShopping #OnlineSafety

The holiday season is just right around the corner, and for many, that means more online shopping. But with the convenience comes the need for extra security. Our latest article covers key strategies for keeping your data protected while enjoying holiday deals. From checking secure URLs to enabling two-factor authentication, these tips can help ensure your financial information stays safe. Learn more about how to stay protected: https://lnkd.in/gjtVG6Pw #SafeOnlineShopping #FinancialSecurity #OnlineSecurity

Off-peak travel could be the key to saving big on your next adventure. In our newest article, we break down how to avoid holiday travel, use reward programs, and stay on top of your retirement goals - all while enjoying a fantastic vacation. Ready to learn more? Read our latest blog article for helpful tips: https://lnkd.in/g7HgQVWe Then reach out to us to discover how to secure your financial future: https://lnkd.in/gzR45JHG #TravelSavings #FinancialSecurity #RetirementGoals #TravelTips

Dreaming of a luxurious getaway? You don't have to choose between the vacation of your dreams and your financial future. Our latest blog post offers practical tips for creating a budget, exploring affordable destinations, and maintaining your retirement savings. Don't mortgage your future for short-term fun - find the balance. Read more:https://lnkd.in/gU_ZdHf5 Plan your dream vacation with peace of mind. Reach out to schedule your financial security check-in: https://lnkd.in/gzR45JHG #DreamVacation #FinancialPlanning #BudgetingTips #RetirementSavings

Medicare Open Enrollment: Key Dates to Remember! *October 15 - December 7: Medicare Open Enrollment Period. This is your annual opportunity to review and make changes to your Medicare plan. *January 1: Any changes you make during the Open Enrollment Period will take effect. *January 1 - March 31: Medicare Advantage Open Enrollment. You can make one change to your Medicare Advantage Plan or switch back to Original Medicare. Now is the perfect time to review your healthcare coverage and ensure your plan meets your needs for the upcoming year. Don't wait until it's too late - take control of your healthcare today. Ready to get started? Here's what you need to know: https://lnkd.in/gfsgd3kT Schedule a consultation with our team to find the right plan for you. https://lnkd.in/gzR45JHG #Medicare #OpenEnrollment #MedicareOEP #RetirementPlanning

Do you have questions about Medicare Open Enrollment? It runs from October 15th to December 7th. Now is a great time to reassess your health insurance and make adjustments for the upcoming year. Our latest article breaks down what you need to know and how to choose the best coverage. You can check it out here: https://lnkd.in/gp5nQXvq Please reach out if we can help in choosing the best plan for you. #MedicareAdvice #OpenEnrollment #Healthcare

Welcoming a new addition to the family can be both exciting and expensive. Luckily, the IRA allows up to a $5,000 penality-free withdrawal from your IRA per parent for birth or adoption-related expenses. This benefit is available for one year from the child's birth or adoption date, helping to ease the financial burden of hospital fees, doctor's visits, and more. Discover other ways to leverage your IRA without penalty:  https://lnkd.in/gUBx6jDU Or reach out to us for more personal guidance: https://lnkd.in/gzR45JHG #FamilyPlanning #Adoption #NewParents #IRABenefits #FinancialPlanning

Planning for retirement can be complex, and unexpected life events might lead you to consider withdrawing from your IRA earlier than anticipated. Did you know that there are specific situations where you can avoid the 10% early withdrawal penalty? Our latest article, "7 Ways to Avoid the IRA Early Withdrawal Penalty," explores the scenarios where you can access your savings without the extra cost. Whether it's for a first-time home purchase, covering unreimbursed medical expenses, or navigating the challenges of a job loss, understanding these options is key to protecting your retirement funds. Want to learn more? Read the full article here:  https://lnkd.in/gSXJWqqa Need personalized advice? Connect with our team to discuss your retirement plan: https://lnkd.in/gtVfADWK #RetirementPlanning #IRA #FinancialAdvice #WealthManagement

Have you ever switched jobs and lost track of an old 401(k) or IRA? You might have a "forgotten" retirement account - money that's still yours but has slipped off your radar. With job changes becoming more frequent, it's easier than ever to lose sight of these accounts. Curious if you might have money waiting for you but not sure where to start? Read our latest blog article: https://lnkd.in/gtzBDbJx, or reach out to us so we can help you find and reclaim what's rightfully yours: https://lnkd.in/gzR45JHG. #RetirementPlanning #FinancialWellness #401k

Newlyweds, do you celebrate your financial milestones together? Reaching financial goals, no matter how small, is something to be proud of. Celebrating these successes together helps reinforce good habits and keeps you motivated as a team. Whether it's paying off debt, achieving a savings goal, or maintaining your budget for a few months, take a moment to acknowledge these accomplishments together. It strengthens your financial teamwork and makes the journey more rewarding. Explore our blog for more helpful insights: https://lnkd.in/gqN7aXjh Or sign up for our newsletter to stay informed: https://lnkd.in/gaRtP4DU #FinancialGoals #FinancialSecurity #Newlyweds #MoneyTips