Santa Cruz County Bank

Jorge Reguerin, VP SBA Business Development Officer, joined Santa Cruz County Bank in 2007. He works out of the Watsonville branch, supporting small businesses throughout Santa Cruz County. For 20 years Jorge has served on the El Pájaro Community Development Corporation (CDC) Board of Directors as board member, Treasurer and currently as Board Chair. The Watsonville-based nonprofit promotes access to economic opportunities for entrepreneurs and small business owners. Their resources include technical assistance, business plan training and an incubator program. The successful Plaza Vigil retail incubator has been home to a variety of startup businesses. Jorge says, “The retail and kitchen incubators are unique and not commonly found in CDCs. Our licensed kitchen facility has helped launch food-related businesses.” The CDC also has its own loan fund, available to small businesses and micro enterprises in Santa Cruz, Monterey and San Benito counties. In addition to economic development projects, Jorge supports community-based organizations, including fundraising and committee roles for the Watsonville YMCA remodel project. He is also on the Finance Committee for the Salud Para la Gente Board of Directors. Jorge attributes his community mindedness to his upbringing, “It comes from my mom. She made sure we gave back to the community where we lived. She was deeply involved in community organizations, especially in education.” Jorge instilled this community mindedness in his daughter, and now in his two granddaughters. He says proudly, “I can see them soaking it up!” Jorge’s priorities are reflected in his work as well. He says, “I like that Santa Cruz County Bank is a community-oriented local bank supporting nonprofits that are doing good work. Nonprofits bank with us because they know the Bank is a resource for them.” Jorge shares his motivation, “You have to be committed to the community that you live in. That’s really important. If you want to make any changes in the world, you have to start at home.” Jorge’s longtime commitment to supporting a vibrant and thriving community is inspiring. We’re proud to have him on the Santa Cruz County Bank team. Jorge Reguerin El Pájaro Community Development Corporation Salud Para La Gente

October is National Cybersecurity Awareness Month! Santa Cruz County Bank is joining the American Bankers Association’s “Banks Never Ask That” campaign to raise awareness about phishing scams – how to spot them and best practices to protect your confidential information. Phishing scams include fraudulent emails, texts and calls from scammers pretending to be your bank. If you receive an unsolicited email, text or phone call claiming to be your bank and requesting confidential or sensitive information like account numbers, passwords, PINs and social security numbers, this is a phishing attempt. Be safe! Don’t respond to the text or email, don’t click any links, end the call and call your bank’s customer service number directly. Be aware of phishing attempts and stay alert. Visit BanksNeverAskThat.com for a quiz and tips to help you learn more about these scams. American Bankers Association #BanksNeverAskThat #cybersecuritymonth #phishing #fraudprotection

West Coast Community Bancorp, Parent Company of Santa Cruz County Bank, Reports Earnings for the Quarter Ended September 30, 2024. Board Declares Increase in Quarterly Cash Dividend. https://bit.ly/3NylfHg

West Coast Community Bancorp and Santa Cruz County Bank Announce Board of Directors Changes; Retirement of Founding Director Thomas N. Griffin, Appointment of Wayne Doiguchi as Director. Read More: https://bit.ly/3NptYvA

We are pleased to welcome Kurt J. Gollnick and Dr. Daniel R. Hightower to the board of directors of Santa Cruz County Bank and its holding company, West Coast Community Bancorp. Mr. Gollnick was a founding director and Chairman of the 1st Capital Bank Board of Directors. He is retired from Rodnick Farm, a vineyard in Monterey County where he remains a co-owner and farmer. Mr. Gollnick was also the Chief Operating Officer of Scheid Vineyards, Inc. for 34 years. Dr. Hightower was a founder and Vice Chairman of the 1st Capital Bank Board of Directors. He is a Diagnostic and Interventional Radiology Specialist at Montage Health in Monterey where he currently serves as the Vice Chairman of the Department of Medicine. He also serves as Chairman of the Department of Medicine at Community Hospital of the Monterey Peninsula. Dr. Hightower has been with the organization since 1986. Mr. Gollnick and Dr. Hightower join our boards as we mark the close of the merger between 1st Capital Bank and Santa Cruz County Bank. Their combined years of expertise, client relationships and commitment to the community will be of great value throughout the counties we serve - Monterey, San Luis Obispo, Santa Clara and Santa Cruz. Kurt Gollnick Dan Hightower

We’re thrilled to announce that on October 1, 2024, the Santa Cruz County Bank and 1st Capital Bank merger became official. This is an exciting milestone in the process of combining our two banks, bringing your business unparalleled opportunities for growth and success and becoming the preeminent community bank for the Central Coast. This powerful union means: • Enhanced financial services: Access a wider range of financial products tailored to your business needs. • Streamlined banking: Experience seamless banking with improved technology and client service. • Increased lending power: Benefit from greater lending capacity to fund your expansion plans. • Community investment: Enjoy more robust support for local initiatives and community projects. Join us in celebrating this merger and discover how our combined strength can help your business thrive. Together, we’re building a stronger, more prosperous community! We’re proud to be your community bank. 1st Capital Bank

West Coast Community Bancorp and 1st Capital Bancorp Announce Completion of Merger. Kurt J. Gollnick and Daniel R. Hightower, M.D. Join as Directors. Read more: https://bit.ly/47Ok8N2

Congratulations to Krista Snelling, President and CEO of Santa Cruz County Bank, for being selected by American Banker for their 2024 Most Powerful Women in Banking and Finance: Women to Watch list for the second consecutive year. We’re proud to have Krista named among the 25 honorees chosen from candidates across the U.S. and Canada. Thank you, Krista, for your continued leadership and mentorship to women in banking and finance. We are proud to see your accomplishments and influence recognized in the industry. American Banker Krista Snelling #mostpowerfulwomeninbanking #womeninbanking

West Coast Community Bancorp and 1st Capital Bancorp Announce Receipt of Shareholder Approval for Merger. Read more: https://bit.ly/3XYvaME 1st Capital Bank

Santa Cruz County Bank is pleased to welcome Gerald (Jerry) Stuart as Senior Business Banking Officer. He maintains his office at our Cupertino branch where he is responsible for deposit acquisition, client relationships and business development in Silicon Valley, Santa Cruz County and Monterey County. Mr. Stuart brings over 40 years of experience to this role, with a deep background in relationship-based business development, portfolio management and executive management. Mr. Stuart has served as Senior Manager, Business Development for a Big 5 public accounting firm; Vice President, Sales for a NYSE-listed independent technology lessor; Managing Director, Technology Leasing for a worldwide, Nasdaq-listed IT manufacturer and as General Partner of a private equity firm focused on technology portfolio acquisitions.