Talley Insurance Services

Shopping for a new car insurance policy? Remember to take into account these 5 critical factors that could affect your rates.

To the mothers we have, the mothers we remember, and the mother figures, thank you. We are grateful for you this Mother’s Day!

Second homes have unique risks and insuring them is different than a primary home.

An Inside Look: Why Home and Auto Rates Are on the Rise Have you noticed an increase in your home and/or auto rates recently? If so, you're not alone. Insurance rates are on the rise! Here's why: 1. Labor shortages 🛠: Repairs are pricier due to a lack of workers. It's projected that 465,825 auto technicians are needed to meet demand through 2027 driving up repair cost. 2. Extreme weather events are becoming more frequent and costly, with 28 weather-related disasters in 2023 exceeding $1 billion in losses each. 🌪️ 3. Car costs soaring🚗💰: Bodywork repairs up 27%, New car prices up 21%, Used car prices up 32% over 3 years. 4. Rise in fatal crashes 🚨: More accidents post-pandemic. 5. Residential building fire losses are up: 11% increase in the past decade. 🔥 The insurance landscape continues to evolve under labor shortages, increasing repair cost and extreme weather. Although the rate of inflation can fluctuate, prices for many items remain high. These are just a few factors impacting premiums.

The number of options you have when it comes to car insurance coverage is overwhelming. We're breaking it down into what you need to keep in mind as you prepare your policy.

Does your #insurance cover you if you get into an accident with an uninsured driver?

There are lots of reasons that we’re independent. Here are a few.

Have you heard of cyber liability insurance? Do you need it?

Do you know the risk factors that can lead to cognitive decline? #dementia #alzheimersdisease

Wishing you all a wonderful Easter filled with happiness, peace, and love! #HeIsRisen