Team Hewins

Today, we proudly recognize three of our incredible and longest-tenured team members who continue to make a lasting impact. Thank you for your passion, hard work, leadership, and unwavering commitment. Your dedication has truly shaped our success and we're grateful for all you do. You are Team Hewins! #TeamHewins #WorkAnniversary

With the proper strategy in place, financial wellbeing is well within your reach. But how exactly do you craft that strategy? Read on for our team’s advice. https://hubs.ly/Q02N2Pf40

We are honored to be recognized as one of America’s Top RIAs by Financial Advisor Magazine.🏆 This recognition highlights our dedication to providing an exceptional experience for our clients. We're so proud of our team! For more information, and learn more about the methodology for this award: https://hubs.ly/Q02MC8H-0 Published in July 2024. Neither the Firm nor its representatives paid a fee to participate in the survey. #RIARanking #TopRIAs #ClientsFirst

Please join us in welcoming Amy Wong to #TeamHewins as our new Director of Client Service! Amy brings a wealth of experience from her previous roles in banking, where she provided white-glove service to clients, oversaw a geographically dispersed team, and handled special projects. We are excited to welcome her to the team and look forward to her contributions to our continued success. #WelcomeToTheTeam #MeetOurTeam #FinancialPlanning #FinancialWellbeing #ClientsFirst

Divorce is often cited as one of the most stressful life events anyone can experience, and with the right knowledge and proactive steps, you can pave the way for a brighter financial future. Here’s what you need to know about the financial implications of divorce in #California, including how you can prepare for an upcoming divorce, and how to plan for a successful financial future. ✅ Know the Landscape: As a community property state, assets and debts acquired during the marriage are equally shared. Consulting a family law attorney helps you grasp the nuances and make informed decisions. ✅ Diverse Paths: Discover the various types of divorce, including contested, collaborative, or mediated. The ideal choice depends on your particular circumstances, including your financial status and relationship dynamics. Your family law attorney can guide you toward the most suitable option. ✅ Asset Division: List your income, expenses, properties, debts, and more. Understand how property division works—whether it's community or separate. Seek clarity on retirement plans, investments, and insurance policies. ✅ Spousal Support: Determine potential spousal support using software tools. For shorter marriages, payments may last half the marriage's duration. For longer ones, case-specific evaluations apply. Consider alternatives based on individual needs, including education and re-entry into the workforce. ✅ Child Support: Child support calculations are vital for ensuring your child's future. Use DissoMaster software to assess payments, usually until your child's 18th birthday or high school graduation. Discuss educational support openly and put agreements in writing. ✅ Preparation is Key: Ready yourself for the journey. Secure passwords, assess your credit report, and outline post-divorce expenses. Consider hiring a bookkeeper or software to track expenses effectively. ✅ Partner with Professionals: Collaborate with a CERTIFIED FINANCIAL PLANNER™ professional experienced in #divorce matters. Share financial and personal information. If you've completed disclosures, use this data. If not, gather the necessary info. Model various settlement scenarios to make informed choices. ✅ Build Your Strategy: Emotions may run high, but your financial advisor can guide you to rational decisions. Model various housing, income, and expense scenarios to answer crucial questions. Plan for #retirement, your children's education, estate matters, and tax implications. ✅ Design Your Future: Collaborate with professionals, fine-tune your financial strategy, and align your lifestyle with your resources. This phase marks the start of a resilient, empowered chapter. At times, it might feel like an uphill journey, but remember, you're not alone. Every step you take today paves the way for a prosperous tomorrow. Your resilience and thoughtful planning will guide you toward a financially secure future. #FinancialWellbeing #HolisticFinancialPla...

Are you wondering 'How have #markets performed under various presidents?' or 'How Much Impact Does the President Have on Stocks?', the anticipation building up to presidential elections often brings questions about how financial markets will respond. ↳ In all honesty, the outcome of an election is only one of many inputs to the market. Here, we look at DFA's report that examines market and economic data for nearly 100 years of U.S. presidential terms. It shows a consistent upward trend for U.S. equities regardless of the administration in place. ↳ This is an important lesson on the benefits of a long-term investment approach. ↳ Stay tuned this month and leading up to the next presidential elections. We will continue to share important information that can help you answer questions about the presidential elections’ impact on the markets. 🇺🇲 🇺🇲 #PresidentialElections #StockMarket #HolisticFinancialPlanning #ClientsFirst

We often get asked, 'How do financial advisors and CPAs work together?' The truth is, when your financial advisor and tax consultant work together, you benefit from a comprehensive approach to your financial strategy. This collaboration makes sure your financial plan aligns seamlessly with your tax obligations, minimizing surprises and maximizing your wealth. Take, for example, the case of a client who switched financial advisors mid-year, from Fidelity to Schwab. Their tax consultant wasn’t kept in the loop, and the client only shared 1099s from Fidelity — so their taxes were filed with missing documents. They ended up having to file an amended return with their Schwab 1099s after receiving a surprise tax bill. 𝐇𝐨𝐰 𝐃𝐨 𝐓𝐡𝐞𝐲 𝐖𝐨𝐫𝐤 𝐓𝐨𝐠𝐞𝐭𝐡𝐞𝐫? --Financial advisors focus on investment strategies, retirement planning, and overall financial health. --CPAs specialize in tax preparation, accounting, and financial reporting. By combining their expertise, they can create a holistic financial plan that addresses all aspects of your financial life. ✅ 𝐏𝐫𝐨 𝐭𝐢𝐩: If you’re searching for financial and tax advisors, certified professionals are your best bet. When researching financial advisors, look for someone with a CERTIFIED FINANCIAL PLANNER™ (CFP) designation. When searching for tax consultants, look for a Certified Public Accountant (CPA) designation. #FinancialPlanning #FinancialWellbeing #HolisticFinancialPlanning #ClientsFirst #TaxEfficiency #WealthPlanning

Twenty-three years ago, on this very day, our nation experienced an unimaginable tragedy that left a scar on the heart of the United States, and the world. Every year on this day, we remember the bravery shown that day, just as we remember how we came together, united in grief and purpose. Today, remember that even the smallest act of service, the simplest act of kindness, is a way to honor those we lost. ❤️🤍💙

Hear directly from our clients about their experiences with our tailored support and how it has made an impact on their family and financial wellbeing.🧡 We're committed to transparency and believe that honest feedback helps us improve our services and make a difference! Great Job Karl Schwartz, CPA, CFP® & Rachael Grattan, CFP®! ↳Ready to take control of your financial future? Let's build your family's legacy together. It’s YOUR journey, and we’re here to empower you every step of the way. Let's talk: https://hubs.ly/Q02PcBsf0 #FinancialPlanning #HolisticFinancialPlanning #FinancialWellbeing #ClientsFirst #WealthPlanning

Perhaps you've wondered: "What is investment management?" or "What is portfolio management?" It generally refers to the practice of creating an investment portfolio by selecting and trading investments, monitoring the portfolio's performance, and adjusting it as needed. The truth is, it's about more than just picking stocks; it's about building a diversified portfolio that aligns with your risk tolerance and long-term objectives. It's the art and science of building and protecting wealth to achieve your financial wellbeing. Now, why is it important? 🤔 To achieve financial wellbeing, you can't choose between financial planning and investment management— both are essential components of success. No financial plan is complete without an investment strategy, and no investment strategy will truly work for you unless it takes your holistic finances into account. If you ever have any questions, get in touch with us. We are happy to help! #FinancialPlanning #FinancialWellbeing #HolisticFinancialPlanning #ClientsFirst #WealthPlanning