Trustee Empowerment & Protection Inc. (TEPI)

Protect Yourself Against Risks in the Financial Services Marketplace. Want to really understand one of the key reasons why having a Tool like Rita℠ is so important, then take a look at this from Violation Tracker. Recognize any of the names? Of course you do . . . they’re some of the biggest names / most “iconic brands” in the financial services marketplace. They’re also the “Top 10” offenders in terms of penalties for financial offenses. read more... https://lnkd.in/gW-WMVF3 #wealthtech #financialindependence #fintech #mutualfunds #401k #retirementplanning #ira #individualretirementaccount #etfs #violationtracker #investmentadvisor #broker #rita #dtc #prorrt #rita

What Makes Rita℠ So Special? Many Advisors and Information Sources Say: “We Score and Rank Mutual Funds & ETFs.” So What Makes Rita℠ So Special? Virtually every brokerage and investment advisory firm (if asked) will tell you that they too can score and rank mutual funds and ETFs. Even investment-focused publications claim to do so and publish articles discussing which ones are “best” based upon their “scoring and ranking.” But although both can and do “score and rank,” the way they do it is very different and much less useful than the patented process used by Rita℠. What’s the difference? https://lnkd.in/dxZwk9U8 #wealthtech #financialindependence #fintech #mutualfunds #401k #retirementplanning #ira #individualretirementaccount #etfs #rita #dtc #prorrt #rita

Are Mutual Fund Investors “Suckers?” Much like the debate between “passive” versus “active” mutual fund and ETF investors, there is a similar debate between those who favor investments in individual stocks versus mutual funds. Yet, in both, it’s not simply an “either/or” choice. There are logical rationales for each and only by objectively examining those rationales can investors determine what is actually “best” for them. When we first started developing our patented decision-assistance technology for the scoring and ranking of mutual funds, ETFs and index funds, some of our affiliated investment advisors asked us how to present and discuss the technology with clients who avoided mutual funds and preferred to invest in individual stocks. That caused us to take a serious look at the arguments on both sides. There appear to be four principal rationales favoring investments in individual stocks rationales: read more... https://lnkd.in/g9RHP-Ge #wealthtech #financialindependence #fintech #mutualfunds #401k #retirementplanning #ira #individualretirementaccount #etfs #rita #dtc #prorrt #rita

Can Rita℠ help me grow my 401(k) retirement savings faster? The answer for you depends on the investment choices you are being given within your company’s 401(k) plan. Here’s what we mean. There are 3 investment choice scenarios described below. To what extent Rita℠ can help you will depend on which of the three applies to you and your plan. Here they are: https://lnkd.in/g-jK7Z-9 #wealthtech #financialindependence #fintech #mutualfunds #401k #retirementplanning #ira #individualretirementaccount #etfs #rita #dtc #prorrt #rita

Timely Alert for CPA/PFS Investment Advisors Start now with a powerful new way to recruit investment clients from your tax client base. Recruiting investment advisory clients from among your own tax return clients can be explosively supercharged with the ProRRT℠. Here’s how. If you are a CPA, accountant, or are otherwise engaged in preparing tax returns, you are now beginning to meet with your tax prep. clients to do their returns. If you are also an investment advisor, it’s likely that only a small minority of your tax return prep clients are also investment advisory clients. Here’s why this is a critically important time for new investment client recruitment. https://lnkd.in/dBgbhQev #wealthtech #fintech #mutualfunds #etfs #plansponsors #lawsuit #planparticipants #fiduciary #advisor #liability #trustees #sponsors #401k #401kplan #dtc #prorrt #rita

Cognitive Dissonance Can Dramatically Reduce Your Investment Returns. Don’t Let It. If you are reading this, you are aware of Rita℠ (the Retail Investment Tracking Application℠). Are you using it to improve your mutual fund and ETF investment choices? If you’re not using Rita℠, why not? Your answer may reveal how Cognitive Dissonance is negatively impacting your investment results, perhaps dramatically. Don’t let it. The following examples could help you to “self-diagnose” if this is negatively affecting you. https://lnkd.in/gDjWSCj7 #wealthtech #financialindependence #fintech #mutualfunds #401k #retirementplanning #ira #individualretirementaccount #etfs #rita #dtc #prorrt #rita

Want to Know How Good Your Mutual Funds REALLY Are? Here’s How You Can Now Find Out. Your brokerage statements and investment advisor-produced reports show how much your mutual funds and/or ETFs went up or down and typically give you a benchmark index (hopefully relevant) with which to gauge how well yours did. But is that enough to tell you how well your funds really performed? NO. Something very important has always been missing. https://lnkd.in/gMtTgDwx #wealthtech #financialindependence #fintech #mutualfunds #401k #retirementplanning #ira #individualretirementaccount #etfs #rita #dtc #prorrt #rita

How “Selection Risk” Costs You Money and Why You’ve Probably Never Heard of It. Rita℠ Was Designed to Help You Eliminate This Potentially Very Expensive Cost that Could Reduce Your Investment Savings Substantially. Of all of the “risk factors” associated with investing, there is one that is seldom discussed – “Selection Risk” / The risk of picking “losers.” Why? We believe that it’s because there has been no reliable way to effectively minimize, much less eliminate, that risk. After all, there are estimated to be well over 20,000 mutual funds and ETFs, with over 300 track-able performance factors and other characteristics for each. Without some reliable tool or process, the odds of you being able to identify which ones are best for you are overwhelmingly against you. Take, for example, the large cap “blend” asset class, of which S&P 500 index funds are a part. There are approximately 677 choices and, therefore, the odds of you identifying the best one for you is 1 in 677. In contrast, the odds of you correctly picking a single number in roulette is only 1 in 38, assuming a single and a double zero are included. . . and betting a single number in roulette is generally not considered a “smart bet.” https://lnkd.in/gTVZeQQM #wealthtech #financialindependence #fintech #mutualfunds #401k #retirementplanning #ira #individualretirementaccount #etfs #rita #dtc #prorrt #rita

Take “The Rita℠ Challenge” and You Could Win a Free Year of Rita℠. Even if you don’t win, the experience could be worth thousands to you. What’s “The Rita℠ Challenge”? This is a simple test to see how good the mutual funds and/or ETFs in your portfolio or 401k plan actually are. Here’s how to play: https://lnkd.in/gQxj8Xg7 #wealthtech #financialindependence #fintech #mutualfunds #401k #retirementplanning #ira #individualretirementaccount #etfs #rita #dtc #prorrt #rita

Mutual Funds Are Not “Products” You Buy, They Are “Teams” You Are Betting On. Despite how they may be advertised and discussed, it’s important to understand that mutual funds and ETFs are not “products.” When you buy shares in them, you are effectively employing the team that controls the investment decisions that effect how well (or poorly) that fund performs. Each team has its own investment goals, strategies, processes, beliefs, forecasts, etc., and these can differ significantly as will the investment results they produce. When you understand this, you’ll realize that investing in mutual funds and ETFs is a lot like betting on sports teams. https://lnkd.in/gc93Yiic #wealthtech #financialindependence #fintech #mutualfunds #401k #retirementplanning #ira #individualretirementaccount #etfs #rita #dtc #prorrt #rita #moneyball