Three Oaks Wealth

Most Americans have at least some of their retirement savings sitting in workplace retirement plans like 401ks, 403bs, SEP-IRAs and the like. And when you leave a job, due to a retirement transition or not, many people wonder what they should do with the savings they’ve accumulated in the plans. We’ve noticed that the more people tend to have in their retirement plans, the more reluctant they are to take action out of fear of making a mistake. In this episode of the podcast we’ll answer several questions about 401k rollovers: · Should I keep my savings in the 401k or roll the funds into an IRA? · Can I roll my 401k directly into a Roth IRA? · My savings is in the Federal TSP. I’ve heard the plan is really good. Should I roll the funds into an IRA when I retire or stick with the TSP? We’ll also review the logistics of 401k rollovers and how you can avoid major mistakes. Click here to listen and subscribe: https://lnkd.in/gX-sm5R #rollover #401krollover #retirement #retirementplanning #finance #money #cash #planning #retire #financepodcast #401k #retirementaccounts #rothira #ira #tsp

How Much Do You Need Saved to Comfortably Retire? Click Here to Take Our Free Two Minute Assessment! https://lnkd.in/gfCWEmtd #retirement #retirementplanning #retirementquiz #financialplanning #money #finance #savings #retireearly #business #businessowner #smallbusinessowner

Downsizing from your large, long-held family home is a popular concept for retirees, but may not always be the best choice. Even though smaller homes are less costly & easier to maintain, giving up your family’s major meeting venue may not be the best choice. This week we respond to a listener question on whether downsizing might be right for them, and cover Nvidia’s recent earnings call and an article about the prevalence of gift card scams. Click here to listen and subscribe: https://lnkd.in/gfXkDk-5 #retirement #retirementplanning #downsize #retire #financialplanning #finance #money #business #businessowner #smallbusinessowner #nvidia #giftcardscams #financepodcast

Many retirees are concerned about the state of Social Security, and some of them even expect the program to crumble in the next few years. Does that mean you should get your money out now before it does? This week we respond to a listener question about by explaining what’s going on with Social Security, how long it’ll be before the Social Security trust runs out of money, and what will happen when it does. We also cover an article from Consumer Affairs about why car insurance premiums are rising so much, and review a very strong rebound in the markets. Click here to listen and subscribe: https://lnkd.in/gX-sm5R #socialsecurity #filingforsocialsecurity #socialsecuritybenefits #retirement #retirementplanning #finance #money #financialplanning #financepodcast #business #businessowner #smallbusinessowner #growmoneybusiness #stockmarket #stockmarketcommentary #insurancepremiums

They say hindsight is always 20/20. After helping hundreds of people through retirement transitions over the last 10 years, we summarize the top 5 retirement regrets and share how to avoid them in this video. #retirement #retirementregrets #retirementplanning #retirementtips #financialplanning #finance #money Click here to check out more videos on our YouTube channel! https://lnkd.in/gnNTcC46

It’s no secret that the IRS is underfunded right now. It takes most taxpayers months to receive refund checks, and most would rather go to the dentist than wait on hold to talk with the IRS. Our guest this week is Tomas Nally, who’s recently launched TaxNow to help taxpayers and their professionals navigate this landscape. The platform syncs up with the IRS database and simply notifies you when there are updates to your account. It’s a sorely needed tool, and Tom walks us through what he’s built and how the launch has gone. We also cover an article about Trump’s interest in allowing the sitting president more control over monetary policy and summarize a volatile week in the markets. Click here to listen to the full episode! https://lnkd.in/gX-sm5R Connect with Tomas and TaxNow LinkedIn – https://lnkd.in/gCrNkCM6 Website – taxnow.com/ #tax #taxnow #irs #taxhelp #taxtools #finance #money #taxplanning #business #businessowner #financialplanning #financialpodcast #stockmarket #marketreview

Financial media love to create lists of the “best” and “lowest cost” states to retire in. This week we answer a question about the differences between Tennessee, Texas, and Florida as retirement destinations, and what you should consider when relocating in retirement. Click here to listen and subscribe! : https://lnkd.in/gX-sm5R #finance #money #retirement #retirementplanning #lowcoststates #retirementdestinations #financialplanning #taxes #taxplanning #financepodcast #businessowner #smallbusinessowner

This week on Grow Money Business we answered a listener question about trusts and estate planning. Our faithful listener spoke with an attorney about estate planning recently, who recommended a living trust as part of his plan. We cover the pros and cons of living trusts and whether the recommendation is an upsell from the attorney. Click here to listen and subscribe! https://lnkd.in/gX-sm5R #stockmarket #financialplanning #livingtrust #estateplanning #trusts #finance #money #podcast #business #businessowner #smallbusinessowner #estateplan

Early retirement is a popular goal for many, but actually making it happen can be challenging. One major obstacle is the early withdrawal penalty imposed to distributions from IRAs & 401ks before 59 ½ years of age. This week on the show we answer a listener question about how to navigate this landscape and a few possible workarounds. We also cover whether index investing has impacted the markets, and an article about how inflows to hot investment funds can falsely influence performance numbers. Click here to listen and subscribe! https://lnkd.in/gX-sm5R #finance #money #investing #retirement #earlyretirement #retireearly #stockmarket

Bitcoin ETFs are here! Should you be investing in them? One of our listeners reached out this week to ask whether they’d be a good fit for his retirement account now that he’s back to making contributions. We cover the back to front of bitcoin ETFs and whether he should them for his accounts. We also cover an article about new business starts post COVID, and an update on the legal mess Keith Gill aka “Roaring Kitty” is finding himself in. Click here to listen and subscribe! https://lnkd.in/gX-sm5R #investing #investments #bitcoin #bitcointetfs #etfs #finance #financialplanning #financepodcast #crypto #cryptocurrency #retirement #retirementplanning #retirementaccounts #growmoneybusiness #money