Three Points Insurance Design, LLC

After the election dust settles, if Republicans gain control of the government there could be significant changes to corporate taxes, potentially lowering the rate from 21% to 15%. This reduction would be a major win for businesses, lowering their tax burden and possibly creating a more favorable environment for competition. For life insurers and other financial services companies, this could mean reduced costs and more competitive pricing on financial products. How might this shift impact your business strategy? Read our latest article https://lnkd.in/eNbpkeGb #InsuranceDesign #CaseDesign #CaseAnalytics #ProductAnalysis #InsuranceCaseDesign #InsuranceCasePresentations #LifeInsurance #CasePrep #InnovativeInsuranceSolutions #LifeInsuranceReview #EstatePlanning #BusinessInsurancePlanning #Insurance #LifeInsuranceRetirementPlanning #InsuranceAnalytics #InsurancePortfolioCreator #LifeInsuranceStrategist #WholeLifeInsurance #IUL #IndexedUniversalLife #InsurancePolicy #CorporateTaxCuts #BusinessStrategy #TCJA2025

If Democrats gain control in today’s election, we could see significant reforms aimed at creating a more equitable tax system. With an agenda focused on supporting the middle class, Democrats might extend lower tax rates for those earning under $400,000 while implementing policies like a more generous Child Tax Credit and expanded Affordable Care Act subsidies. These changes could help alleviate financial burdens for many families, providing opportunities to redirect savings toward long-term goals like education and retirement. Additionally, a focus on closing loopholes and targeting revenue from the wealthiest could free up funds for public investments in infrastructure and social programs. Could these changes pave the way for a stronger financial future for everyday Americans? Advisors will need to be prepared to discuss this with their clients. Read our latest article https://lnkd.in/eNbpkeGb #InsuranceDesign #CaseDesign #CaseAnalytics #ProductAnalysis #InsuranceCaseDesign #InsuranceCasePresentations #LifeInsurance #CasePrep #InnovativeInsuranceSolutions #LifeInsuranceReview #EstatePlanning #BusinessInsurancePlanning #Insurance #LifeInsuranceRetirementPlanning #InsuranceAnalytics #InsurancePortfolioCreator #LifeInsuranceStrategist #WholeLifeInsurance #IUL #IndexedUniversalLife #InsurancePolicy #DemocratAgenda #TaxReform #FinancialPlanning

In a Republican-controlled government, one of the boldest moves could be the full or partial repeal of the estate tax. If Republicans secure both the White House and Congress, they may work swiftly to eliminate the estate tax for 10 years or possibly even permanently. While this could save large estates billions, it may have broader implications for wealth transfer strategies. There's also the question of how this tax repeal would be funded in a multi-trillion-dollar package. For those actively advising on strategies for wealth transfer, you’ll need to be ready now to understand these potential changes. Read our latest article - https://lnkd.in/eNbpkeGb #InsuranceDesign #CaseDesign #CaseAnalytics #ProductAnalysis #InsuranceCaseDesign #InsuranceCasePresentations #LifeInsurance #CasePrep #InnovativeInsuranceSolutions #LifeInsuranceReview #EstatePlanning #BusinessInsurancePlanning #Insurance #LifeInsuranceRetirementPlanning #InsuranceAnalytics #InsurancePortfolioCreator #LifeInsuranceStrategist #WholeLifeInsurance #IUL #IndexedUniversalLife #InsurancePolicy #EstateTaxRepeal #TaxStrategy #WealthTransfer

One of the biggest threats under a divided government after the upcoming election could be a bipartisan agreement to change the tax treatment of Private Placement Life Insurance and other estate planning tools. Both parties, in need of revenue, may target lifetime gift exemptions and grantor trust rules, potentially limiting the benefits of long-established estate planning strategies. For those relying on Private Placement Life Insurance or structured trusts to manage wealth transfer, 2025 could bring significant changes to these plans. Advisors need to be ready now to field proactive questions from clients. Read our latest article - https://lnkd.in/eNbpkeGb #InsuranceDesign #CaseDesign #CaseAnalytics #ProductAnalysis #InsuranceCaseDesign #InsuranceCasePresentations #LifeInsurance #CasePrep #InnovativeInsuranceSolutions #LifeInsuranceReview #EstatePlanning #BusinessInsurancePlanning #Insurance #LifeInsuranceRetirementPlanning #InsuranceAnalytics #InsurancePortfolioCreator #LifeInsuranceStrategist #WholeLifeInsurance #IUL #IndexedUniversalLife #InsurancePolicy #EstatePlanning #LifeInsuranceChanges #DividedGovernment

If the upcoming election produces a divided government scenario, bipartisan deal-making becomes crucial. With Republicans and Democrats needing to compromise, tax reform may be slow and piecemeal, which means the Tax Cuts and Jobs Act might not be overhauled overnight. However, the key challenge is that any major changes to tax laws will likely be small and take longer to implement. As we head into 2025, it's essential to stay informed because the final agreements could impact everything from income taxes to estate planning, and retirement contributions. Read our latest article Learn more about us at https://lnkd.in/ewHp3nP #InsuranceDesign #CaseDesign #CaseAnalytics #ProductAnalysis #InsuranceCaseDesign #InsuranceCasePresentations #LifeInsurance #CasePrep #InnovativeInsuranceSolutions #LifeInsuranceReview #EstatePlanning #BusinessInsurancePlanning #Insurance #LifeInsuranceRetirementPlanning #InsuranceAnalytics #InsurancePortfolioCreator #LifeInsuranceStrategist #WholeLifeInsurance #IUL #IndexedUniversalLife #InsurancePolicy #TaxStrategy #DividedGovernment #FinancialPlanning

As we approach the 2024 election, it’s important to prepare for any potential outcome. Whether we see divided government, Republican control, or Democratic control, the expiration of the Tax Cuts and Jobs Act in 2025 will lead to significant changes across the board. From estate tax repeal to new wealth taxes, this election could have a broad impact to how you advise your clients regarding their financial future. It’s not just about taxes either—estate planning, retirement contributions, and business strategies are all on the line. No matter who wins, staying informed and agile will be key to making the most of the upcoming changes. Have you started planning yet? Read our latest article - https://lnkd.in/eNbpkeGb #InsuranceDesign #CaseDesign #CaseAnalytics #ProductAnalysis #InsuranceCaseDesign #InsuranceCasePresentations #LifeInsurance #CasePrep #InnovativeInsuranceSolutions #LifeInsuranceReview #EstatePlanning #BusinessInsurancePlanning #Insurance #LifeInsuranceRetirementPlanning #InsuranceAnalytics #InsurancePortfolioCreator #LifeInsuranceStrategist #WholeLifeInsurance #IUL #IndexedUniversalLife #InsurancePolicy #Election2024 #TaxStrategy #EstatePlanning

When you need a case design in a hurry, no matter how sophisticated, give us a call. We’re smart, we’re quick, we know the industry, and we’re being modest. While your competition is still trying to figure out if they can even quote a solution, you’re closing the client. Learn more about us at https://lnkd.in/ewHp3nP #InsuranceDesign #CaseDesign #CaseAnalytics #ProductAnalysis #InsuranceCaseDesign #InsuranceCasePresentations #LifeInsurance #CasePrep #InnovativeInsuranceSolutions #LifeInsuranceReview #EstatePlanning #BusinessInsurancePlanning #Insurance #LifeInsuranceRetirementPlanning #InsuranceAnalytics #InsurancePortfolioCreator #LifeInsuranceStrategist #WholeLifeInsurance #IUL #IndexedUniversalLife #InsurancePolicy

One older couple wanted front-loaded premiums on a very large death benefit inside an estate plan vehicle – with a very high IRR at year 14. Three Points solved it, and the agent sold it. Clients this sophisticated wouldn’t tolerate a ‘close enough’ case design. And neither should you. When your clients ask for the nearly impossible, we’re your solution. Learn more about us at https://lnkd.in/ewHp3nP #InsuranceDesign #CaseDesign #CaseAnalytics #ProductAnalysis #InsuranceCaseDesign #InsuranceCasePresentations #LifeInsurance #CasePrep #InnovativeInsuranceSolutions #LifeInsuranceReview #EstatePlanning #BusinessInsurancePlanning #Insurance #LifeInsuranceRetirementPlanning #InsuranceAnalytics #InsurancePortfolioCreator #LifeInsuranceStrategist #InsurancePolicy

One older couple wanted front-loaded premiums on a very large death benefit inside an estate plan vehicle – with a very high IRR at year 14. Three Points solved it, and the agent sold it. Clients this sophisticated wouldn’t tolerate a ‘close enough’ case design. And neither should you. When your clients ask for the nearly impossible, we’re your solution. Learn more about us at https://lnkd.in/ewHp3nP #InsuranceDesign #CaseDesign #CaseAnalytics #ProductAnalysis #InsuranceCaseDesign #InsuranceCasePresentations #LifeInsurance #CasePrep #InnovativeInsuranceSolutions #LifeInsuranceReview #EstatePlanning #BusinessInsurancePlanning #Insurance #LifeInsuranceRetirementPlanning #InsuranceAnalytics #InsurancePortfolioCreator #LifeInsuranceStrategist #InsurancePolicy