3Rivers Federal Credit Union

Having fun this fall doesn't have to break the bank! Here are 25 budget-friendly ways your family can make the most of the autumn season. 🍂

Our Contact Center is a central hub at 3Rivers, dedicated to helping our members and making a difference! Wondering what being a part of this team is like? Christian and Darby are happy to share about their experiences! Does this sound like a role you’d thrive in? We’d love to have you on our team! Explore all our current career openings here: https://lnkd.in/ejX4MFT

Join our East State Village team for an afternoon of fun THIS Saturday, October 5! This family-friendly event at our East State Village branch (1130 E State Blvd, Fort Wayne) will feature appearances from Savings Sam, a bounce house, sidewalk chalk, and games. 🍂 We’ll also be joined by our friends from the neighborhood! Check out goods from Phan Gear Prints and Fuller Plants, and enjoy food for purchase from Sweet Cream Bakery & Coffee and the ACME by Full Circle food truck. Visitors can enter to win a gift card to one of our neighboring businesses. We hope to see you there!

Thank you to CASS Housing for allowing us to work with your wonderful Academy members. We’re proud of their achievements!

If you're looking for ways to grow your money, a share certificate is a great option to consider! Share certificates are designed to grow your money by a higher dividend (interest earned) than regular savings accounts over a set period of time. Wondering if a share certificate is the best option for your financial goals? We'd be happy to help you decide!

Managing your debt is more than just balancing numbers; it’s about reclaiming your peace of mind and paving the way for a brighter financial future. There’s no one-size-fits-all approach to paying down debt—everyone’s journey will look different based on the amount they owe, rates and terms, income, lifestyle, and more. We’re here to help you review your current financial picture to determine the best strategy and mix of solutions for getting your debt under control. ➡ Get started here: https://lnkd.in/eNJbBbhn

Visualizing your financial goals can elevate your mindset and keep you motivated to achieve them. What might you include on a vision board for your finances? Here are some ideas: 🔹 Savings Goals: A representation of the savings accounts you wish to build (an emergency fund, vacation fund, wedding fund). Include a photo to represent that goal and the total amount you wish to save for it. 🔹 Investment Aspirations: Pictures of assets or stock market graphs to visualize growing your investment portfolio—and a visual representation of what those payouts could provide you down the road (college savings for your grandkids, a vacation home). 🔹 Debt-Free Milestones: Images or quotes that represent being debt-free and the feelings that would come with reaching that goal. 🔹 Dream Purchases: Visuals of big-ticket items you hope to purchase one day (like a home or car) to give your saving efforts a purpose. 🔹 Financial Education Motivation: Book covers or quotes about finance to encourage continuous learning. Remember, you can always adjust your financial vision board as your goal change or as you’ve made progress! Consider taking a photo of it and printing copies to keep in places you frequent. What would you include on your financial vision board? We’d love to help you reach whatever goals you’d incorporate!

Learn More Indiana’s “College GO!” kicked off their “College Application Week” to end the month. This initiative is designed to help high school seniors apply to multiple Indiana colleges at no cost, with many schools waving application fees through the end of September or longer. This is a great time to explore and apply to schools you’re interested in for free, so we encourage you to take advantage of it! Learn More Indiana includes several other resources for students looking to apply for college, as well as educators, as a part of their "College GO!" offerings. Check them out, and get in touch with our Youth & College Support Team if you’d like additional support with planning for and funding your higher education.

Financial freedom is not just a dream for the lucky few; it’s a goal that anyone can achieve with the right amount of drive and effort—you must want it and work for it. This isn’t a path you have to navigate alone. We’re here to help you and cheer you on every step of the way! To get started on your own journey to achieving whatever financial freedom means to you, you first need to take stock of where you’re at today. From there, you can identify your specific financial goals and create realistic steps and milestones to get you where you want to be. It’s important to check in on your progress regularly, pivot when necessary, and celebrate your wins to keep the momentum going! ➡ Let’s come up with a plan unique to your financial goals to get you on your path to financial freedom! Schedule a time to talk with a team member: https://lnkd.in/ezzGGKKp

Did you know the equity you’ve built in your home can be a powerful financial tool? By borrowing against your home's value, you can access funds for major expenses like home renovations, debt consolidation, or education costs. Home equity loans and lines of credit often offer lower interest rates and better terms compared to other loan options, and, depending on how much equity you have in your home, may allow you to borrow more funds. ➡ We’d love to help you explore whether a home equity loan is a good fit for your financial needs. Get in touch today!