True Captive Insurance

At True Captive, we've crafted a solution going beyond the traditional model. For us, its about empowering customers to redirect their finances toward prosperity. It's about making a true difference in employees' lives by lowering medical costs and providing the utmost care. Our innovative strategies allow brokers to concentrate on building lasting relationships and delivering exceptional service. We've got our ends covered, and we're here to partner in your success. Interested in learning more about our program? Contact True Captive today to schedule a meeting with one of our experts. #CaptiveInsurance #Healthcare #HealthcareInsurance #StopLoss

Seeing our customers in a better place than they started, in terms of their health and finances, is what motivates us here at True Captive. We prioritize the quality of care for our groups as well as cost efficiency, which makes for some outstanding results: 👉 $1.5M in Annual Savings One of our customers had a substantial number of employees who were experiencing high-cost claims for gene therapies and expensive medications related to chronic conditions. True Captive implemented a strategic approach to address the high-cost claims and saved the company $1.5M. 👉 98% Drug Cost Reduction True Captive ensured that a patient received the appropriate medication and significantly reduced the cost of the drug. What was once a staggering $6,200 monthly expense was brought down to a mere $100. 👉 Life-Changing Trajectory For A Child With Diabetes True Captive found one of our customers had over $100,000 in claims for a child split between two households. One household was well-versed and proactive in managing the condition, while the other lacked essential resources to manage the disease appropriately. We implemented an innovative solution: deploying a private duty nurse to bridge the educational and care gap between the two households. The result? The child, who once faced recurrent emergencies, now enjoys a stable and managed health condition. It's just what we do. For more information about our program, the full case studies, or any additional questions, set up a meeting with our experts at True Captive today! #Healthcare #InnovativeHealthcare #HealthcareInsurance #SuccessStories

Whew, that one's spicy! Congratulations to Rachel Strauss ⭐️ for completing our hottest sauce and receiving $1,000 to the charity of her choice: A Hero For Kids Foundation! Her reaction? You don't want to miss it. Watch the full video of Rachel Strauss, The PBM Princess, taking on our hot wing challenge and speaking about her journey in the healthcare industry. https://hubs.la/Q02Qjzy50 Thank you to our sponsors, NavMD! David Voorhees #Healthcare #PBM #Captives #CaptiveInsurance #Podcast #Challenge

What is a PBM? A Pharmaceutical Benefits Manager (PBM) is a third-party administrator who manages prescription drug programs. PBMs serve as intermediaries to control prescription drug costs and ensure patients receive necessary medications. As Rachel Strauss ⭐️ points out in our newest episode of Running Hot, PBMs are important to know about and can make a great change in the pricing of your healthcare plan! To learn more, watch the full episode on our YouTube channel! https://hubs.la/Q02QjyRN0 Thank you to our podcast sponsors, NavMD David Voorhees #PBM #HealthcareCosts #Podcast #Education #Healthcare #CaptiveInsurance

Join us in welcoming Rachel Strauss ⭐️, also known as The PBM Princess, Vice President of Strategic Development at EHIM, and our first woman on the show! Want to see if Rachel can handle the heat of our spicy wing challenge? Head over to our YouTube channel to see this month's full episode of Running Hot. https://hubs.la/Q02Qjw_d0 Thank you to our sponsors at NavMD David Voorhees #PBM #Podcast #Captives #Business #Insurance #CaptiveInsurance

What does budgeting for healthcare look like with a captive? It's simple! Like traditional insurance, the company sets aside a predetermined monthly fixed cost and pays as claims arise. The difference with a captive is that any unused money stays with the group, and they get the additional benefit of potential dividends. If the claims for the months exceed the predetermined amount, don't worry! True Captive's model covers customers in their bad months. We want to see you succeed. Schedule a meeting with one of our experts to begin strategizing healthcare spend! #HealthcareInsurance #EmployeeBenefits #CaptiveInsurance

Captives are changing the healthcare insurance industry. Now is the time to prioritize educating yourself on the extensive benefits they can offer. Without all the confusing terms that are often associated with health insurance, a captive program is a way to lower healthcare costs while providing quality care and coverage. Additional Benefits: 👉 Data Insights: With traditional healthcare insurance, you get a bill for “services rendered”. With a captive, you get itemized lists and transparency into spend. 👉 Complete Plan Customization: Healthcare is not one-size-fits all. Tailor unique population needs to a captive healthcare plan. See a need for mental health benefits from the data? We've got it covered! At True Captive, we are committed to the health and prosperity of our customers. Recently, we saved one of our groups $396,000 on a single medication with no interruptions to shipping/receiving on the essential prescription. There's a better way to consume healthcare insurance. Schedule a meeting with True Captive to get off the hamster wheel today. #CaptiveInsurance #EmployeeBenefits #HealthcareInsurance

Stop reacting to rising healthcare costs... start responding! Feeling out of control this renewal season? You're not alone. 87% of employers say healthcare spending is on an unsustainable trajectory. At True Captive, we have solutions to finally put groups in the driver’s seat. Our model gives all the benefits of a traditional insurance plan while also providing the opportunity for our customers to only pay for what they use. The leftover amount? The group keeps it! Our plans are fully customizable to the needs of each population. Say goodbye to cookie-cutter plans and tailor plans to provide the correct resources to your groups. Schedule a meeting with one of our experts today. Source: https://hubs.la/Q02Rnkxc0 #HealthcareRenewal #Healthcare #HealthcareInsurance #CaptiveInsurance #StopLoss #Captive #Benefits

What is a captive insurance program? Why would you benefit from one? Captive insurance is a form of self-insurance that allows groups to tailor their insurance coverage to their specific needs. Captives offer a level of flexibility and control that traditional insurance simply can't match. At True Captive, we offer a proactive approach that not only mitigates risk but also drives strategic growth. It all starts at the beginning, where we invest our capital in our customers to create alignment. What does that mean? True Captive covers a majority of the collateral, which establishes partnership right from the start. Want to learn more? Schedule a meeting with True Captive! #CaptiveInsurance #StopLoss #HealthcareInsurance #Healthcare

Seeking a change in the healthcare space? In 2024, True Captive has been shortlisted by the Captive Review Awards in four categories, recognized as one of Kansas City's fastest-growing companies, and is consistently innovating in the industry. True Captive is driven by the customers we serve, and we don’t plan on slowing down anytime soon. Schedule a call with True Captive today to learn more about our program! #CaptiveInsurance #HealthcareInsurance #Healthcare #Driven #Innovation