WealthPoint Advisors

This is a good time for a reminder to reflect on our financial futures. With the rising cost of living and lack of savings, the retirement crisis is real. 1️⃣ The Retirement Savings Gap: Many Americans believe they have not saved enough for retirement, with a portion having set aside less than $10,000. 2️⃣ Rising Costs: Healthcare and living expenses continue to climb, making retirement preparation crucial. 3️⃣ Social Security Uncertainty: The future of Social Security is uncertain, and relying solely on it is risky. 💡 My Take: It is crucial to focus NOW on your financial future. It's never too early or too late to start preparing for retirement. As financial professionals, we specialize in creating personalized financial strategies that help address these challenges. Our proactive approach is designed to show clients how to take control of their financial future and work towards retirement. If you know someone who isn't working with a financial professional, feel free to share this information. We welcome the opportunity to work together. #Retirement #Financial #Future #Strategy

Here are a few key factors to consider when naming an executor for your estate.

Valuation is important for business succession, estate taxes and even qualifying for a loan.

This piece presents an overview of fundamental steps to consider when a loved one passes.

Today, we celebrate the contributions of workers everywhere! #HappyLaborDay In our jobs, we see the heart behind all that hard work. You put in countless hours to build a comfortable life, perhaps save for your children’s education, or create a strategy for your dream retirement. We help families turn their aspirations into action steps based on their goals, time horizons, and risk tolerance. So, this Labor Day, as you relax and recharge, take a moment to consider your own future. What does your dream retirement look like? How do you measure whether you are on track? If these questions linger, we’d be happy to chat and explore ways that we can help you navigate your financial journey. Happy Labor Day, and here’s to a bright future for all! #FinancialStrategies #LaborDay #RetirementGoals

#HispanicHeritageMonth kicks off on September 15th, which coincides with the anniversary of the independence of Costa Rica, El Salvador, Guatemala, Honduras, and Nicaragua. Mexico and Chile follow suit on the 16th and 18th. This month-long celebration, which began as a week in 1968 and expanded in 1988, honors the rich histories, cultures, and contributions of American citizens with roots in Spain, Mexico, the Caribbean, and Central and South America. Hispanic Americans have shaped our nation in countless ways, from art to science, cuisine to music. As the talented Lin-Manuel Miranda reminds us, "I am the one thing in life I can control. I am inimitable—I am an original." Here’s to celebrating Hispanic Americans' unique and invaluable contributions to our national tapestry. #CelebratingDiversity #AmericanHistory

Emotions play a significant role in our relationship with money and financial decisions. For some people, deep-rooted emotional obstacles tied to money can make certain aspects of personal finance more difficult and stressful. Financial trauma is a real and impactful consequence of experiences like childhood poverty, economic downturns, fraud, and more—and can manifest itself during the personal finance process. Some examples are: ● Financial inaction: Feeling overwhelmed and unable to take control. ● Decision paralysis: Difficulty making financial choices due to anxiety. ● Scarcity mindset: A pervasive fear of running out of resources. Recognizing these and other potential roadblocks is crucial for pursuing financial well-being. Financial professionals can offer a supportive environment to help address some of these challenges. They’re way more common than you might think. #FinancialTrauma #FinancialWellness #MoneyMindset

How do you handle your estate if you have a blended family? Here are a few things you should consider. Read more.

🐘🐴 Ever wondered why a donkey and an elephant became the symbols of our two major political parties? 🎨 Political cartoonist Thomas Nast made these symbols popular in the late 1800s. In 1870, Nast satirized the Democratic Party as a donkey, mocking their stubbornness in the face of progress during the Civil War era. The symbol resonated with the public and stuck. 🐴 Over time, Democrats reclaimed the donkey, transforming it into a symbol of their determination, resilience, and tireless work ethic. 🐘 In 1874, Nast struck again, this time depicting the Republican Party as an elephant. Nast chose the elephant to represent the party’s strength, intelligence, and dignified nature, traits the GOP sought to embody. Today, these mascots continue to embody the spirit of their respective parties as we head into another election season. 🗳️ #ElectionYear #PoliticalSymbols #DemocraticDonkey #RepublicanElephant

Ask yourself hard questions: Do I know enough about estate management? Will my family be ready?