Great news today! The Bank of Canada made a big decrease to the bank rate, dropping it by 0.50% to a new rate of 3.75%! This rate drop was very much needed, and is a sign we are slowly returning to a normal rate environment! #realestate #mortgages #mortgageagent #ottawa
About us
Since 2008 my dynamic career in the mortgage industry has helped me gain a wealth of experience in helping my clients navigate the complex world home buying. Fluent in both English and Arabic, I extend my services to a diverse clientele. Because I work with the #1 brokerage in Ottawa, my clients' business is not just a profession for me but a vocation rooted in helping others achieve financial success and homeownership. With a track record of excellence, dedication, and a client-centric approach, I would be proud to represent you for all your mortgage needs.
- Website
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http://zeenanejar.ca
External link for Zeena Nejar Mortgage Agent Level 2
- Industry
- Financial Services
- Company size
- 1 employee
- Type
- Self-Employed
Updates
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As 2024 progresses, first-time homebuyers in Canada are facing an increasingly challenging housing market. Rising home prices, particularly in urban centers like Toronto and Vancouver, have made entering the housing market more difficult than ever. However, with the right strategies and a clear understanding of market trends, first-time buyers can still achieve their dream of homeownership. Here's a closer look at the current housing situation and how buyers can adapt to succeed. Read our full article for more information: https://lnkd.in/gCWM5J3U #mortgages #mortgage #mortgagerates #mortgagetips #ottawa #canada #realestate
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If your mortgage renewal is on the horizon, now is the perfect time to start preparing. With economic uncertainty and fluctuating interest rates, many homeowners are unsure how best to approach their renewal. Here’s what you need to know to make an informed decision and potentially save thousands of dollars over the life of your mortgage. Read our full article for more information: https://lnkd.in/gCWM5J3U #mortgages #mortgage #mortgagerates #mortgagetips #ottawa #canada #realestate
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As Canadian mortgage rates continue to shift, recent trends hint at a possible decline in interest rates. This leaves many homeowners pondering how these changes could influence their finances. If you're facing a mortgage renewal or contemplating refinancing, it's essential to grasp the potential impact of these rate fluctuations on your situation. Dive into our full article for more info: https://lnkd.in/gCWM5J3U #mortgages #mortgage #mortgagerates #mortgagetips #ottawa #canada #realestate
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Exciting changes are on the horizon this December, featuring extended amortization periods for insured mortgages and a higher mortgage cap! These updates aim to ease the difficulties Canadians encounter when trying to buy homes in today’s competitive market. Previously, insured mortgages had a 25-year amortization limit. Starting December 2024, first-time homebuyers and those buying new constructions can now extend their amortizations to 30 years! This will lead to lower monthly payments and better affordability—especially in high-priced markets. Moreover, the mortgage insurance cap is rising from $1 million to $1.5 million! This adjustment will especially benefit buyers in expensive areas like Toronto and Vancouver, where average prices often surpass $1 million. For more information, explore our detailed articles! 30 Year Amortizations: https://lnkd.in/gHwiEfER... Increased Cap on Insured: https://lnkd.in/gFGJtgV4 #realestate #homeownership #tips #news #canada #ottawa #mortgagebroker #mortgages
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Buying your first home is an exciting milestone, but can also be overwhelming. There is much to consider, from saving for a down payment to navigating the mortgage process. To assist you in this journey, we have put together a guide with essential information before diving into homeownership. Find all the details here: https://lnkd.in/gXpd-TJ9 #mortgages #mortgagetips #mortgagebroker #ottawa
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When purchasing a home, your down payment size affects mortgage terms and financial situation. Optimizing your down payment is key for favorable mortgage conditions and long-term stability. This guide shares strategies for maximizing your down payment and enhancing your home-buying experience. Find all the details here: https://lnkd.in/gCWM5J3U #mortgage #payment #downpayment #mortgagetips #mortgagebroker #ottawa
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Buying a home involves significant financial commitment. Beyond the mortgage, there are other expenses to consider. Understanding these costs is essential for effective budgeting. Learn about additional expenses and avoid financial surprises here: https://lnkd.in/gCWM5J3U #mortgages #mortgagetips #mortgagebroker #ottawa
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Moving to a new home is a big decision for homeowners. When considering what to do with your existing mortgage, breaking it early can result in large penalties. However, one option to avoid these costs is mortgage portability. Learn about what mortgage portability is, how it works, and when it may be the right choice for you in this guide. Read more at: https://lnkd.in/gCWM5J3U #mortgage #mortgages #mortgagebroker #mortgageagent #ottawa #realestate #mortgagetips
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Looking to buy your dream home or refinance your mortgage? Understanding the ins and outs of home financing is key! Mortgages can be overwhelming with all the options available. Don't fret, our guide breaks down the essentials of mortgages in Canada, empowering you to make smart choices and guide you through the process confidently. Unlock the secrets to successful home financing at https://lnkd.in/gFU-zdGp #mortgages #mortgagetips #mortgagebroker #realestate