Get It Recruit - Real Estate

Mortgage Loan Underwriter - Remote | WFH

Get It Recruit - Real Estate Altadena, CA
Get It Recruit - Real Estate

Mortgage Loan Underwriter - Remote | WFH

Get It Recruit - Real Estate Altadena, CA
4 weeks ago 69 applicants

See who Get It Recruit - Real Estate has hired for this role

Are you passionate about making smart lending decisions and want to join a dynamic and fast-growing team? We're looking for a dedicated Mortgage Loan Underwriter to evaluate borrower financial and credit information and ensure smooth processing of loans. Whether you prefer working in a local office or from the comfort of your home, this role offers flexibility and the chance to contribute to a thriving organization.

Key Responsibilities

  • Underwrite and make decisions on various types of residential mortgage loans, including Conventional, Jumbo, FHA, and VA.
  • Review and verify financial documents and ensure loan files are complete with all necessary credit and legal documents.
  • Analyze appraisal reports and resolve any discrepancies to ensure accurate valuations.
  • Conduct thorough assessments of applicant income, expenses, assets, credit reports, and property valuations to confirm loan eligibility.
  • Calculate qualifying ratios and assess creditworthiness, providing thoughtful risk assessments and opinions.

What We're Looking For

  • Experience underwriting VA, FHA, Conventional, and Jumbo loans.
  • At least 4 years of underwriting experience, with a strong preference for those with experience in FNMA, FHLMC, and Non-Conforming mortgages.
  • Familiarity with Desktop Underwriter (DU) and Loan Prospector/Loan Product Advisor (LP/LPA).
  • Solid understanding of the mortgage lending process and the ability to perform necessary loan calculations (DTI, LTV, etc.).
  • Skilled in preparing findings reports and handling multiple files efficiently.
  • Excellent written and verbal communication skills, with a collaborative approach to working in a team environment.
  • A proactive mindset with a desire to continuously grow and evolve in the field.

What We Offer

  • A comprehensive benefits package, including health insurance and a 401(k) plan.
  • Competitive salaries and a supportive, upbeat team environment.

If you're ready to make a meaningful impact and grow with us, we'd love to hear from you!

Employment Type: Full-Time

  • Seniority level

    Mid-Senior level

  • Employment type

    Full-time

  • Job function

    Finance and Sales

  • Industries

    Human Resources Services

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