Portfolio Management Analyst

Role Description

SMBC is hiring an Analyst within the Sponsor Finance- Portfolio Management and Origination team. This position is responsible for managing a mid-market and large cap portfolio of Private Equity backed Leveraged loans that are primarily rated singe B (or equivalent). This role is responsible for credit monitoring as well as new business underwriting from within the portfolio (upsizes, M&A add-ons, refinances, extensions, etc.). The position will interact with senior members of SMBC management including credit and risk professionals, and is responsible for managing the relationship with borrowers as well as with Private Equity Sponsors in connection with SMBC sponsor coverage.

Role Objectives: Delivery

• Assist in Underwriting increases to total facility, M&A transactions, dividends, refinancing and re-pricing transactions that arise from existing portfolio
• Analyze, negotiate and prepare credit applications and amendments
• Act as direct account manager for assigned portfolio of accounts
• Prepare credit analysis for quarterly and annual reviews
• Assist Head of Portfolio Management in various reporting and presentations to senior management as well as support the overall monitoring and management of the portfolio
• Prepare financial projection models including Base Case and development of Stress Case scenario
• Review of projections and budget achievement
• Utilize various IT systems including customer setup, compliance and portfolio management systems

Qualifications and Skills

• Minimum of 1 year of credit and lending background preferred
• Good accounting and financial analysis skills
• Experience in review and interpretation of historical and projected statements
• Strong credit background with the ability to independently evaluate capital structures, leverage, cash flows, repayment capacity, industry trends, competitive landscape, and customer issues as well as other risks and mitigants
• Exposure to bank regulatory policies and reviews
• Knowledge of bank grading systems
• Strong communication skills and team orientation