Get It Recruit - Finance

Underwriter Health Insurance - Remote | WFH

About Us

We are seeking a talented Health Insurance Underwriter to join our team. As a key member of our organization, you will play a crucial role in evaluating and managing risks associated with insurance policies to ensure our company's profitability and compliance with regulatory standards.

Key Responsibilities

  • Assess applications for health insurance coverage by thoroughly evaluating medical records, financial status, and other pertinent information.
  • Determine appropriate premiums and coverage limits based on risk assessment.
  • Develop and implement underwriting guidelines and policies to maintain consistency and efficiency.
  • Collaborate with actuaries to analyze statistical data and establish competitive premium rates.
  • Ensure adherence to state and federal insurance regulations in all underwriting activities.
  • Effectively communicate underwriting decisions to agents, brokers, and policyholders.
  • Review and update existing policies to reflect changes in risk factors or regulatory requirements.
  • Partner with sales and marketing teams to innovate and enhance our insurance product offerings.
  • Provide mentorship and guidance to junior underwriters and support staff.

Qualifications

  • Bachelor's degree in Finance, Business, Health Administration, or a related field.
  • Proven experience in underwriting, preferably within the health insurance sector.
  • Strong analytical prowess and sound decision-making skills.
  • Deep understanding of health insurance regulations and industry best practices.
  • Excellent communication skills, both verbal and written.
  • Proficiency in underwriting software and the Microsoft Office Suite.
  • Ability to work independently and collaboratively within a team.
  • Detail-oriented with exceptional organizational abilities.

Bonus Points

  • Competitive compensation commensurate with experience and expertise in the claims administration industry.
  • Comprehensive benefits package including health insurance, 401K, vacation, holidays, and sick leave.

Employment Type: Full-Time
  • Seniority level

    Entry level
  • Employment type

    Full-time
  • Job function

    Finance and Sales
  • Industries

    Human Resources Services

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