A-MAX Auto Insurance’s Post

We insure our phones, our houses, and our cars. Why don’t we insure the income that allows us to pay for everything else? | Speak to an agent about disability income insurance (DI) today: ilmutual.co/3sY3s5M | #DisabilityInsurance #InsureYourLove #Insurance Life Happens

⚠️⚠️Kemper denied our client’s diminished value claim after their 2021 Kia Telluride, valued at $42K, suffered $12K in damage from a deer collision. 🦌 After months of back-and-forth, we got results. We advised our client to file a complaint with the insurance commissioner, and Kemper finally followed the appraisal clause, getting a settlement of $ 7,500 in diminished value. Don't let insurers shortchange you—Wreck Check Atlanta has your back. #DiminishedValue #InsuranceClaims #WreckCheckAtlanta #caraccident #InsuranceClaims #totallossaccident #InsuranceClaim #insurancetips #kemper #CarTips #diminishedvalue #insurancetips

Check off what really matters this winter by helping protect the financial future of your loved ones and speaking to an Illinois Mutual agent about life insurance today: ilmutual.co/3sY3s5M | #insurance #lifeinsurance #wintertime

Make it a priority to request an agent to discuss disability income insurance (DI) that can help protect you and your income: https://lnkd.in/g2V4y_6C #GetDisabilityInsurance #DIAM24

You don’t buy life insurance because you’re going to die, but because those you love are going to live. | Request to talk to an agent: ilmutual.co/3sY3s5M | #insurance #LifeInsurance #wednesdaywisdom Life Happens

If you are sick or hurt and unable to work, how would you pay your bills? | Speak to an agent today about protecting your most important asset, your income: ilmutual.co/3sY3s5M | #disabilityinsurance #insurance #financialprotection

"The Case of the Couch on the Freeway" - A three-vehicle rear ender on the freeway in which the insured was the front vehicle had come about due to a couch having allegedly fallen off the back of a flatbed causing the insured to brake sharply and then be rear-ended. Find out how our adjuster got to the truth in this fascinating case story! https://loom.ly/InImwtY #DetectiveWork #InsuranceAdjuster #InsuranceClaim

A handful of companies hold most of the life insurance industry's below-investment-grade collateralized loan obligations, according to a Life Annuity Specialist analysis of 2023 data. Read more on Life Annuity Specialist.

If you're a valet owner/operator, Valet Vault is the biggest no-brainer to streamline and safeguard your valet operation. As the industry's unrivaled leader in valet key storage solutions with not one, but TWO registered patents, Valet Vault should be an essential part of your business. Think of it... the minimum deductible for a stolen car is $10,000. So why spend $1,500-$2,000 every 12-18 months on inferior equipment that WILL leave you vulnerable to potential insurance claims, when you have the pinnacle of security and superior design in the valet podium landscape? Can you think of another valet podium that has been named best practices for security and superior design? Short answer... there isn't. Contact Kathy Phillips to find out more about how the Parkwise insurance can help your valet operation and contact Al Tejada to inquire about getting a Valet Vault on your front drive. #security #Valet #ValetIndustry #Parking #business #success #innovation #lossprevention #insurance

The Folly of Shotgun Marketing When onboarding new agents, we get to see the marketing efforts on a deal up to that point, including what agents have taken directly to the market, as well as what other wholesalers have done on their behalf. Overwhelmingly, we are seeing an increase in shotgun marketing. Shotgun marketing, for those unfamiliar with the term, is when the person in charge of marketing a submission sends it to all their markets, regardless of fit, and just sees what sticks. While this may seem like a good approach to the market because “no stone seems left unturned”, the truth is most often there is an excess of carriers on the list that do not write the class of business or line of coverage the agent is seeking for their client. *Why You Should Care* Shotgun marketing is not an effective strategy in the long term, as it does not build any trust between the marketplace and you. If anything, shotgun marketing sows doubt as to the submitting parties’ competency to underwriters and hurts your relationships. Overcoming that negative reputation when there is a legitimate deal becomes increasingly difficult. *Why is this happening?* Shotgun marketing most often occurs when staff are undertrained or otherwise unprepared for the marketing on an account. If undertrained, the agents or wholesalers working on an account won’t know which carriers are interested in what types of business. If unprepared, the agent/broker’s flow of business has increased to the point where less thought is going into the strategic marketing of an account than is needed. *What can you do?* Internally, agents can begin by encouraging staff to slow down, seek internal training/expertise, and to seek outside expertise when working on opportunities that are more foreign to them. Shotgun marketing should be a last-ditch effort and should only be used as a final option. Even in these cases, you will find that a phone call to your contacts will go much further than submitting frantically and hoping for the best. Finally, if your staff are lacking expertise or markets internally to find solutions for your clients you are best served focusing on finding the right focused strategic partners. To assist in this evaluation, we have created a Wholesaler Scorecard to help you quantify all of your wholesaler relationships and determine if you have the right partners in place to make transacting business better in the future. We might be biased, but we find that the best time to seek out the right wholesaler for your next deal is well before you are dealing with a fire. Wholesaler Scorecard https://hubs.ly/Q02d1yBn0