AAP Finance Brokers’ Post

Is your fixed home loan ending rate ending soon? Head to our website and check out our Fixed Home Loan Rate Expiry Calculator. In under a minute, you can input details about your fixed term, loan balance, and personal information to receive a comprehensive analysis. The calculator will show your current repayments, what they will be after the fixed term expires, and the potential savings if you choose to refinance.

✅Yep, a refinance for home improvements can help you meet your homeownership goals. From FHA 203(k) loans to Conventional renovation refis, you’ve got options. https://brev.is/aspx3

1. Pay weekly rather than monthly, or at least fortnightly rather than monthly. Interest is calculated daily, and charged monthly. So the smaller the balance, the less interest is charged. 2. Use your redraw facility. If you have surplus funds, you can park the money into the home loan to bring down the balance. Most lenders will allow you to freely withdraw the funds back out. 3. Use your offset account. You should consider using your offset like an everyday bank account. This facility is calculated daily and is balanced against your home loan to save you on interest. 4. Speak to your bank every 3-6 months to review your interest rate. If your rate is still not competitive, compare your options and review your refinance options. (Of course, the above is only general in nature and may not apply to you, and does not take into consideration of your personal circumstances.) • • • Home Buyer | Investment | Refinance • • • #ascotmortgage #mortgagebroker

✅Yep, a refinance for home improvements can help you meet your homeownership goals. From FHA 203(k) loans to Conventional renovation refis, you’ve got options. https://hubs.li/Q02wm1yF0

🏠 Time to Refinance? 🔄 Wondering if now’s the moment to refinance your home loan? Find out how current rates and options could benefit you. Read our latest blog! 📖💡 https://wix.to/E7i1kRJ

Are refinance rates too high? Here are 3 other ways to get cash out of your home Contact me to discuss the latest scoop in real estate! #Mortgage #Firsttimehomebuyer #Fha #Homeloans #Mortgagerates #Mortgagebroker #Lowrates #properties #homesearch #realestateinvesting

Are refinance rates too high? Here are 3 other ways to get cash out of your home Contact me to discuss the latest scoop in real estate! #USDAloans #VAlender #FHA #BuyersAgent #ReverseMortgage #realestate #housingmarket

4 years ago I had no clue what the word refinance meant 😅 so if you aren’t exactly sure either - here is a reminder that a refinance (refi for short) refers to the process of revising or changing your current home loan set up. If you are interested in a complimentary review of your home loan set up, feel free to reach out! 🏡 #refi #refinance #refinancemortgage #homeloan #homeloansmadesimple #homeloansetup #mortgagebroker #propertywithjb #mortgagebrokermelbourne

If you let your fixed term lapse at its expiry, it’s likely your home loan will revert to the ‘standard variable rate’, which may be higher than some of the competitive options available from other lenders. Talk to us today to get an understanding of your options – including re-fixing your loan at a new rate, negotiating a better variable rate with your existing lender or refinancing with a new lender. Call us for your home loan pre-approval and/or refinance 0402 626 243. Check out today's rates https://lnkd.in/fdsFW3x #mortgagebroker #mortgagetips #refinancetips #sydney #coogee #randwick #bondi #fixedrateexpiry #fixedrate #refinancing

Taking out a home loan shouldn't stretch your finances to breaking point. ⠀⠀⠀ And of course people (and products) change. What's right for us one year may not be the right thing a few years down the track. This is where refinancing comes into play. When you refinance, it's not 'just' about reducing your fortnightly repayments or your interest rate. Imagine shaving years off your home loan, so that you become mortgage-free sooner!⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ Get in touch to find out how. 👉 https://bit.ly/3TB9Ucq 📱03 5152 2800 #trewinmortgagebroking #trewin #gippsland #bairnsdale #victoriaproperties #visitvictoria #regionalvictoria