Aditya Birla Sun Life Mutual Fund (ABSLMF)’s Post

With Markets making new high every day, everybody is looking out for future opportunities on sectors which would outperform going forward. Private banks have underperformed the broader index as well as PSU bank Index by a wide margin in the last couple of years. However, we anticipate that with the uptick in corporate capital expenditures and improvements in quality, private sector banks will report healthy ROAs, and ROEs in the range of 16-18% in the coming years. It remains a sector to watch out going forward

Indian Banks are #Struggling as urban Savers prefer high Yielding Investment options like mutual Funds and Direct stock ownership, eroding the banks access to Low cost deposits. #Reasons for decline in #CASA Ratio with the banks are - 1) The #Rise of Technology and familiarity with the stock market further intensify the struggle for deposits!! 2) THE #decline in CASA is more pronounced with #private sector banks, as their younger customer base is more comfortable with Technology and seeks higher returns!!! 3) Also one of the major Reasons is the #Interest Rates being offered by the banks Current Accounts offer zero interest rate and saving accounts Interest Rates are between (2% to 6%)!!!! #indianeconomy #indianinvestors #bankingsector

Indian banks are rock-solid, with bad loans at a 10-year low! This financial springboard is perfect for SIP investing. Let your wealth flourish alongside India’s thriving banks! #SIPInvesting #MutualFunds #BankBoom #GrowYourWealth Madhur Kukreja

The Reserve Bank of India's new bulk deposit threshold of Rs 3 crore eases operational challenges for high-value depositors. Vivek Ramji Iyer, Partner, Financial Services - Risk, #GTBharat, explains how this move benefits high net worth individual senior citizens and allows banks to better service large deposits.   Know more about this in the News18 India article: https://brnw.ch/21wKDHo #HNI #RBI #FinancialServices 

The Reserve Bank of India (RBI) on Monday directed all banks to provide adequate incentives to their branches in financing the Self Help Groups (SHGs) and establish linkages with them, making the procedures simple and easy. Check out the full story : https://lnkd.in/gFXFmGZd #rbi #SelfHelpGroups #bankingsector #PrioritySectorLending #FinancialInclusion #Loanincentives #Groupdynamics #Microfinance #Creditplans #bizzbuzz

The Reserve Bank of India's Monetary Policy Committee (MPC) kept its key lending rate (repo rate) unchanged at 6.5% for the seventh time in a row. The MPC also decided by a 5:1 majority to remain focused on "withdrawal of accommodation." Click below to read the RBI Policy Review along with key highlights, market movement & outlook. The contents posted here are intended only for those who access it from within India. For more details refer to our website. Shriram Ramanathan Kapil Punjabi Jalpan Shah Mahesh Chhabria Mohd Asif Rizwi Ankit Patel #HSBCMutualFund #HSBCMutualFundIndia #MutualFund #RBIMonetaryPolicyReview

Reserve Bank of India (RBI) Governor Shaktikanta Das warns banks with large commercial real estate exposure could be targeted by shortsellers as liquidity risks loom. CRE sector stress poses a threat to global financial stability. #CRE #BankingRisk #GlobalFinance #WealthRedefine #RedefineWealth #mutulafunds #Investment #IndiaEconomy #PortfolioManagement #jobs #realestate #investmentopportunities #hiring #megahiring #mnccompany #portfoliostrategies #mnc #mnccompanies #mncjobs #opening #company #BusinessStandard

RBI Plans Major Upgrade! The Reserve Bank of India is set to revamp its currency management systems over the next 5 years, ensuring better cash flow and storage solutions. A move in line with India's evolving economy! . . #InvestmentManagement #FinancialAdvice #CorporateConsulting #WealthBuilding #FuturePlanning #ClientSuccess #AhmedabadFinance #GlobalFinance #TrustedAdvisors #FinancialGrowth #GuidingYou #InvestmentExcellence #HandInHandSuccess #BuildingFutures #FinanceWithCare #MarketTrends #RBIUpdates #InformedDecisions #EconomicInsights #FinancialStability #RBIPolicy

In its latest Financial Stability Report (FSR), the Reserve Bank of India (RBI) India highlighted a significant achievement in the #indian #bankingsector, with the gross non-performing assets (GNPA) ratio of scheduled commercial banks (SCBs) plunging to a multi-year low of 3.2% as of September 2023. Read more: https://lnkd.in/dR39begU #BankingFrontiers #FinancialStability #IndianEconomy #BankingSector #GNPA #MacroEconomicFundamentals #Resilience #InstitutionalHealth #Inflation #ExternalSector #FiscalConsolidation #CRAR #CET1 #NNPA #CreditRisk #NBFCs #StressTests

EP Briefs | The Economic Post | The Economic Club of India IndusInd Bank concluded a USD swaption, or swap option, deal after the Reserve Bank of India permitted lenders to offer such products, the company said on Friday. IndusInd said it executed the deal with two of its large corporate clients but did not disclose their names. #RBI #IndusIndBank #financialinstruments #futuresandoptions #swaps #future | Catch the day's latest news here ➟ https://lnkd.in/eZZuVaVN