Age UK Bath & North East Somerset’s Post

Sharing a few thoughts about how PayJoy is using technology and smartphones to bridge the financial inclusion gap in emerging markets. Thank you Mexico Business News team for the interview and thoughtful questions!

The Smart Borrowing Paradox: Assets vs. Liabilities Did you know? •⁠ ⁠90% of iPhones are purchased on EMI •⁠ ⁠85% of cars are bought on EMI •⁠ ⁠70% of homes are acquired through EMI Borrowing has become the norm but there's a crucial distinction: The Rich borrow to build ASSETS The Poor borrow to buy LIABILITIES Consider your financial decisions carefully. Are you investing in assets that appreciate value or accumulating debts that drain resources? Take Control of Your Finances: Share your smart borrowing strategies and tag a friend who needs to see this! #FinancialLiteracy #SmartBorrowing #WealthCreation #Financialfreedom

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🚨 Are you unknowingly overspending on mobile phones? The average UK household is shelling out over £1,000 more than necessary each year! 🚨 With the rising cost of living, it’s crucial to cut unnecessary expenses. Did you know the typical home has around four mobile phones, each with its own bill? Before the April price hikes, the average mobile bill was already £34.51 per month. Multiply that by four, and the costs skyrocket. Here’s the game-changer: by optimizing your mobile plan, an average family of four can save £1,092.48 annually. Imagine getting a bundle for unlimited data, calls, and texts for just £47 a month. That’s real money back in your pocket! 💰 Think about what you could do with that extra cash—a family holiday, saving for a new car, or simply having a financial cushion for unexpected expenses. Most people don’t realize they’re paying for extras they don’t need. Often, switching to unlimited plans is more cost-effective and offers peace of mind. Take a closer look at your mobile phone expenditures and start saving today. Don’t wait for your next bill to shock you. A quick chat with me can lead to smarter mobile spending and more money for the things that matter. Ready to save? Let’s talk! 💬📱 #SaveMoney #SmartSpending #MobileSavings #CostOfLiving #FinancialFreedom

#CreditinfoFinancialTips 📱With smart devices revealing more and more information about consumers, creditors are eager to actively look at other habits too – like the use of a mobile wallet. The more punctually a customer tops up their mobile wallet limit and the bigger their income, the higher their credit rating will be. Conversely, the smaller someone’s income is and the longer they use credit provided by a telco, the more cautiously other lenders will view them.

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