AIG Life Ltd’s Post

As a #birthday present to me, watch this video. If you’re a decision-maker in your organization as it relates to #employeebenefits, consider doing something that will have a huge impact on your employees who experience the devastating impact of #childdisability. There are options for fully voluntary, subsidized, or a employer sponsored benefit. Regardless of where your organization is in the renewal process or what your budget is for 2025, you have the time to implement for Jan 1. With a no cost option, there simply isn’t a reason to miss making a meaningful difference in your employees lives. Juno #insurance

Losing a loved one is always a painful experience. Learning that someone played a role in your loved one’s death can add anger to grief. An unexpected death often leads to financial problems that compound the stress of those situations. 222 Injury Lawyers will work to compel insurance companies to pay benefits that are due to your family. We will fight on your behalf so you can focus on your family’s needs. Learn more here. https://lnkd.in/gvVWdt_3

What is Disability Insurance, and Why You May need It: 1. Importance of Disability Insurance: o Disability insurance provides income if you become temporarily or permanently disabled. o It’s crucial if you rely on a paycheck to cover living expenses or have family members who depend on your income. 2. Types of Disability Insurance: o Own-occupation policies pay benefits if you can’t practice your specialized profession. o Group policies through employers or associations offer attractive rates but may have limitations. o Individual policies allow customization but are paid with after-tax dollars. 3. Policy Considerations: o Understand definitions of disability, waiting periods, benefit amounts, and benefit periods. o Optional provisions like cost-of-living adjustments can enhance coverage. o Premiums depend on factors like age, health, and income. 4. Choosing a Policy: o Group policies are cost-effective but less tailored. o Individual policies offer customization. o Consider a combination of both for comprehensive coverage. Remember that disability insurance is highly individualized, so assess your unique needs and consult a financial professional for personalized advice. 

Our employees are committed to supporting our policyholders through life's toughest moments. If we helped you and your family, or a client, through a difficult time, we invite you to share your experience here: https://lnkd.in/dye7vXKD #TestimonialTuesday #WholeLifeInsurance #PermanentLifeInsurance #AccidentInsurance #LifeInsuranceNearMe #LifeInsurance101

Ever wondered how you'd keep your financial protection policies active if you fell seriously ill or were injured and couldn't work? Discover the life-saving benefits of a Waiver of Premium rider in your life cover or critical illness policy! Potential Benefits: ✅ Financial relief during illness ✅ Continuous coverage without premium payments ✅ Peace of mind and protection for your family ✅ Safeguarding long-term financial goals Don’t let an unexpected health issue derail your financial security! Read our latest blog to learn more about the pros and cons of Waiver of Premium and how it could be a game-changer for you.

Wondering if you have enough income protection coverage in case you become sick or injured and can’t work? Check out this handy calculator to see if you’re in good shape or if you need to increase your coverage.

Ever wondered how you'd keep your financial protection policies active if you fell seriously ill or were injured and couldn't work? Discover the life-saving benefits of a Waiver of Premium rider in your life cover or critical illness policy! Potential Benefits: ✅ Financial relief during illness ✅ Continuous coverage without premium payments ✅ Peace of mind and protection for your family ✅ Safeguarding long-term financial goals Don’t let an unexpected health issue derail your financial security! Read our latest blog to learn more about the pros and cons of Waiver of Premium and how it could be a game-changer for you.

Talking to a financial professional today about how long-term care may help you avoid sticker shock later. Learn more: https://lnkd.in/eyfYAkRt #LTC #LongTermCare #FinancialServices

We can't control the #stockmarket. We can't control #inflation. We can't control #interestrates. 🤯 What CAN we control, you ask? One thing we can control is how we PROTECT ourselves, our family, and our income. 🫶 #DisabilityInsurance can be a simple, yet foundational piece to your financial well-being. If it's something that's been on your radar, or if you have questions about how Disability Insurance can benefit you, send me a text (my number is in the comments), shoot me a DM, or leave a comment.

Wondering if you have enough income protection coverage in case you become sick or injured and can’t work? Check out this handy calculator to see if you’re in good shape or if you need to increase your coverage.