AJ Bell Investcentre’s Post

Hope everyone has had a fab three days break. Here are three pension facts to start the week; 1) Commercial property can be held within a pension. 2) Pensions can be opened for children. 3) Pensions grow in a tax-efficient way. Have you accumulated various pensions and would now like to have a discussion? Did you know that commercial property can be held within a pension and want to know more? If you have any pension questions, book an initial discussion with me using the link in the comments.

Complexities with pre A-Day pensions 💼 For clients who accessed their pensions before 2006, the new transitional arrangements can significantly impact their allowances. Catch up with our Senior Technical Consultant, Lisa Webster, as she breaks down the new rules and how they may impact clients with older pensions: https://lnkd.in/euxdBP79

Can I pass on my pension when I die? 🔹Passing on pensions is a very tax-efficient way to spread your wealth as part of your legacy planning. 🔹Inheriting a pension can be a life-changing legacy for children or grandchildren. 🔹Any planning involving pensions should always involve advice from a qualified financial adviser. https://lnkd.in/ecrukyPH

💼 The Government’s Spring Budget gave more details about the upcoming pensions Value for Money framework - Penfold are pushing the envelope already… The Value for Money pensions consultation will include proposals to require the publication of contract-based Defined Contribution default funds’ historic net investment returns. 📊 We’re proud that our pensions have long embraced what’s next: offering clear historical performance data for each of our pension plans. At Penfold, we don’t just promise clarity and control — we already offer it. Read more about the Spring Budget in our latest article: https://lnkd.in/etj25nVR Capital at risk. Past performance is no guarantee of future returns

What's on your DC pensions agenda for 2024? Whether you're a #trustee #employer or #MasterTrust ensure it includes: ✅ Responsible investments ✅ Value for money ✅ Post-retirement solutions ✅ Technology and AI Read the short guide to point you in the right direction ➡

For financial advisers only. Our Pensions Director, Steven Cameron, is here to keep you up to date with everything pensions and advice. In his latest article, he breaks down how the Government might impact pensions and advice with Labour’s confirmed and potential plans. Read it here: https://lnkd.in/e8xBMjNU

Read our latest guide, 'Building a better future for DC pensions in 2024' where our experts discuss key priorities for DC pensions in 2024. Read now: https://bit.ly/3SbLDZM

Do you have multiple pensions and have the pile of paperwork to show for it? Make an appointment with us, consolidating pensions is our bread and butter! It can be tough to keep track of all the financial details and documents that come through your door. At Brimmond, we’re here to help simplify your financial life and reduce the stress that comes with it. #FinancialAdvice #StressFreeFinances #FinancialPlanning #Getorganised #brimmondfinancial #westhill #westhillbusiness Suzanne Todd

It's Pensions Awareness Week. Alongside the big legislative and regulatory changes that have happened so far this year, we’ve also been looking at the long-term prospects for the pensions industry and how firms need to adapt going forward. Please find below some of the key thought leadership pieces for pensions we’ve published this year. Value for Money and what it means for pension schemes https://lnkd.in/g5ssPShe Impact of Lifetime Allowance Changes https://lnkd.in/eiZeiUFm The delayed pensions dashboard https://lnkd.in/eYzMsFUY 

The election & our pensions. What are they saying, or not saying?! I have summarised for you in a short read what the 3 main parties are promising in their campaigns.