Allianz Life’s Post

September marks World Alzheimer's Month, a global campaign to raise awareness about this critical health issue.    For high-net-worth families, longevity risk is often overlooked in wealth planning. Adequate liquidity and tailored legacy planning solutions, such as life insurance, are crucial in mitigating financial risks and protecting wealth for future generations. These measures help families better prepare for life's uncertainties and ensure a smooth succession in the event of incapacity.    #howdenprivatewealth #wealthplanning #longevity #liquidity #alzheimermonthawareness   Statistics source: WHO, Alzheimer’s Disease International, National Institutes of Health  

John Hancock Breaks New Ground: Discounted Whole-Body MRIs for Customers! Exciting news! John Hancock is the first life insurer to offer customers discounted access to Prenuvo whole-body MRI scans. Why is this big? 1.) Early detection: Whole-body MRIs can detect over 500 conditions, including cancer, heart disease, and stroke, often before symptoms appear. 2.) Peace of mind: Knowing your health status can provide invaluable peace of mind. 3.) Proactive healthcare: Early detection means early intervention, potentially saving lives and reducing healthcare costs. Want to learn more? Let me know in the comments! #JohnHancock #WholeBodyMRI #HealthInsurance #PreventiveCare https://lnkd.in/g8dsP2Ei

At Howden Private Wealth, we have been advocating the importance of longevity planning. With technology and medical advancements, living past a century is expected by many private clients, yet planning for longevity risk is often overlooked. Meanwhile, all of us need to start getting more sleep 😴😴 to reduce our risk of dementia. 😜😜 #howdenprivatewealth #hpw #longevity #incapacity

If you're grappling with the daunting costs associated with declining health, you may wonder about your financial options. By meeting with an advisor at Gasaway Investment Advisors, we can discuss your options which include self-insurance, government programs like Medicaid, and Long-Term Care Insurance. You may want to ask yourself these questions and plan for your future. Sit down with an advisor to get your questions answered and navigate a path for your future. Schedule a meeting by giving us a call at 269-324-0080.

Medicare Open enrollment ends on December 7th, and it's crucial to review your coverage. 🗓️ This year brings significant changes: ➡️ Over 1.8 million members will need to choose new coverage ➡️ Many will see higher drug deductibles ➡️ Some insurance options are reducing dental, vision, and hearing benefits Don't get caught off guard in 2025! Even if you're happy with your current selection, it's worth comparing options. Remember that average monthly premiums are decreasing slightly. Your health coverage impacts your overall financial picture. Take time to understand your options and make informed decisions. #MedicareAdvantage #OpenEnrollment #FinancialWellness

Avoiding Medical Bankruptcy. There's more to life insurance than a death benefit. https://lnkd.in/gnsTmvjT #AvoidMedicalBankruptcy #LifeInsuranceBenefits #LivingBenefits #FinancialProtection #SmartPlanning #SecureYourFuture #MoreThanInsurance #ProtectWhatMatters #PlanAhead #PeaceOfMind #FinancialWellness #HealthAndWealth #SafetyNet #BePrepared #FamilyFirst

Wondering where to start? Dealing with Huntington's Disease involves navigating a maze of planning options, choices, and consequences that can feel just as overwhelming as the disease itself, often causing planning paralysis. In this latest Youtube episode with financial planner Mike Brooks, Jeff explores various legal and financial strategies to different scenarios to help guide families. The key takeaway: start planning early to reduce stress and secure your family's future. Watch the full video episode here.⬇️ https://lnkd.in/e2EBQWrJ #estateplanning #finance #huntingtonsdisease #health #longtermcare #insurance #trust #will #willsandtrusts #willsandestates #livingtrust #estateplanning #estateplan #estateplanningattorney #estateplanninglawyer #AssetProtection #attorney #theplainenglishattorney

While many policy buyers on the life settlement market prefer to purchase policies on insured individuals over age 70, there is still a market for policies on younger insureds, particularly those with health issues. Buyers will evaluate medical records to determine life expectancy, noting that, unlike underwriting for new insurance, the life settlement process does not require invasive medical examinations. Cedar Point Financial Services LLC specializes in connecting clients with the right buyers in the life settlement market, ensuring optimal outcomes based on individual policyholder circumstances. To read our latest article, see the link in the comments or contact us to learn more. #lifeinsurance #lifeinsurancepolicy #protectwealth #estateplanning #preservewealth #estatetax #estatevaluation #financialgoals #longtermcare #ltcinsurance #hybridpolicy #financialplanning #lifesettlement

Do not underestimate the importance of a longterm care plan. A long-term care plan is important because it helps individuals prepare for the potential need of long-term care services, like assistance with daily living activities due to age or disability, by outlining how they will access and pay for necessary care, potentially preventing financial strain on themselves and their family by providing a structured approach to managing future care needs. Contact your local agent for all the details. FREE Consultation The Insurance Guy Toll-Free: 877-277-5937 #longtermcare #longtermcareinsurance #livingbenefits #lifeinsurance #IUL #indexuniversallife

Once again, we're seeing the effects of a broken system. Just last week, the U.S. Federal Reserve reported that in 2023, over a quarter of Americans skipped necessary medical care due to cost even though 91% had insurance. This isn't just a statistic; it's a reflection of a broader issue that's affecting real lives. But if we're not part of the solution, we're part of the problem. Ask us how we're leveraging #ICHRA and technology to help individuals make more informed plan choices that better align care needs with financial capabilities. #HealthCareInnovation #FinancialWellness #HealthCareAccessibility #EmployeeBenefits #TechForGood https://lnkd.in/e2aNK4wE