American National Bank & Trust’s Post

The unexpected cost of replacing a furnace or roof can put stress on your finances. A home equity line of credit (HELOC) loan from Arvest Bank can help offset the financial strain of winterizing your home. https://bit.ly/40HmJoA #Arvest #homeownership #DreamHomeKeys Disclosure: Credit is subject to approval. Some restrictions may apply. Using home equity to pay off non-mortgage debt may increase the total debt tied to your home and could increase monthly debt payments. Consult a mortgage specialist.

Arvest Bank can help you winterize your home. A home equity line of credit, or a HELOC loan, can help offset the financial strain of unexpected home repairs. Let’s connect to find you the best options for your home repairs. https://bit.ly/40HmJoA #Arvest #money #homeownership #DreamHomeKeys Disclosure: Credit is subject to approval. Some restrictions may apply. Using home equity to pay off non-mortgage debt may increase the total debt tied to your home and could increase monthly debt payments. Consult a mortgage specialist.

You don't need 20% down to waive escrows on your Conventional or VA Mortgage! 🤯 🤔What is an escrow account? It's an account tied to your mortgage that pays for your taxes and insurance.💡 💭Why would I want escrows waived? By waiving escrows, it reduces the amount you'll owe at closing because taxes and insurance won't be included in your mortgage. In many cases, clients have saved thousands of dollars in closing costs. Therefore, it can help you close on a home if you're tight on funds or need reserves to qualify! Many retail lenders and banks will give you a higher rate for having taxes and insurance excluded from your mortgage. Not us. Same rates with and without taxes and insurance. 🥳 If you're thinking of buying a home and have questions, don't hesitate to reach out to me! Christopher Kemmy - NMLS #210071 📱(913) 999-8889 📧 chrisk@teamusamtg.com https://lnkd.in/g3XtQ3vT

📢 Exciting news! Northern Rock ‘mortgage prisoners’ are taking legal action against a TSB subsidiary that acquired their loans, as reported by The Guardian. This highlights the ongoing challenges faced by homeowners trapped in high-interest mortgage deals. It’s time we address the plight of mortgage prisoners and work towards fair resolutions. #MortgagePrisoners #TSB #LegalAction https://ift.tt/gi7yKs0

Venture into the expansive realm of mortgage solutions with NewPoint Mortgage. We pride ourselves on crafting versatile and forward-thinking programs that align with the multifaceted demands of your clients! Count on us for distinct mortgage options tailored for self-employed individuals, international clients, and more! 🌟 Our Signature Programs Encompass: 👉 Bank Statement Mortgage: A fresh lens for self-employed clients to authenticate their authentic business cash flow. 👉 Stand Alone 2nd Lien: Harness property equity while safeguarding favorable interest rates. 👉 P&L Only Program: Validate business vigor via a concise 12-month Profit and Loss record. 👉 DSCR Program: A route to qualify, leveraging rental analysis without personal income necessity! 👉 Foreign National Program: Curated offerings for global citizens eyeing property acquisition or refinancing stateside. 👉 ITIN Program: Exclusively crafted for self-employed individuals armed with Individual Taxpayer Identification Numbers. Let's collaborate and set the gold standard in delivering seamless client experiences in today's ever-evolving property market! 🌐 https://lnkd.in/gexzva_k #NewPointMortgage #MortgageSolutions #BankStatementMortgage #2ndLien #PLOnly #DSCR #ForeignNational #ITIN #RealEstate #AdaptableLending

Venture into the expansive realm of mortgage solutions with NewPoint Mortgage. We pride ourselves on crafting versatile and forward-thinking programs that align with the multifaceted demands of your clients! Count on us for distinct mortgage options tailored for self-employed individuals, international clients, and more! 🌟 Our Signature Programs Encompass: 👉 Bank Statement Mortgage: A fresh lens for self-employed clients to authenticate their authentic business cash flow. 👉 Stand Alone 2nd Lien: Harness property equity while safeguarding favorable interest rates. 👉 P&L Only Program: Validate business vigor via a concise 12-month Profit and Loss record. 👉 DSCR Program: A route to qualify, leveraging rental analysis without personal income necessity! 👉 Foreign National Program: Curated offerings for global citizens eyeing property acquisition or refinancing stateside. 👉 ITIN Program: Exclusively crafted for self-employed individuals armed with Individual Taxpayer Identification Numbers. Let's collaborate and set the gold standard in delivering seamless client experiences in today's ever-evolving property market! 🌐 https://lnkd.in/gX9HUTAF #NewPointMortgage #MortgageSolutions #BankStatementMortgage #2ndLien #PLOnly #DSCR #ForeignNational #ITIN #RealEstate #AdaptableLending

As we gear up for the spring home-buying season, mortgage activity is picking up steam! The Mortgage Bankers Association (MBA) recorded a noteworthy 10% surge in mortgage applications during the first week of March. Whether you're in the market for a new home or considering refinancing, now's the time to act! Explore the full scoop: https://bit.ly/3IDBxML Let's chat about your options today! Arvest Bank #Arvest #Mortgage #HomeBuying Disclaimer: Financing is available to eligible applicants. Credit, income, and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are subject to change without notice. Using home equity to pay off non-mortgage debt may increase monthly mortgage payments while lowering total monthly debt payments and increasing the debt balance tied to your home, potentially for a longer term.

❌ MYTH: You have to put 20% down to purchase a home. ✔ TRUTH: You can buy a home without a down payment. While starting with a down payment has many benefits, drawbacks include less money for repairs and renovations upon purchasing and saving up for too long can cost you opportunities in the ever-changing market. If you’re looking for guidance through the mysteries of the homebuying process, the QuarGroup Loan Team can shine a light on the myths and truths of the real estate market. Reach out to get started: ✉ quargroup@boemortgage.com 🏡 Bank of England Mortgage is a division of Bank of England NMLS 418481. Member FDIC. Equal Housing Lender. #HomebuyingMyths #WisconsinRealEstate #FixerUpper #MadisonRealEstate

Venture into the expansive realm of mortgage solutions with NewPoint Mortgage. We pride ourselves on crafting versatile and forward-thinking programs that align with the multifaceted demands of your clients! Count on us for distinct mortgage options tailored for self-employed individuals, international clients, and more! 🌟 Our Signature Programs Encompass: 👉 Bank Statement Mortgage: A fresh lens for self-employed clients to authenticate their authentic business cash flow. 👉 Stand Alone 2nd Lien: Harness property equity while safeguarding favorable interest rates. 👉 P&L Only Program: Validate business vigor via a concise 12-month Profit and Loss record. 👉 DSCR Program: A route to qualify, leveraging rental analysis without personal income necessity! 👉 Foreign National Program: Curated offerings for global citizens eyeing property acquisition or refinancing stateside. 👉 ITIN Program: Exclusively crafted for self-employed individuals armed with Individual Taxpayer Identification Numbers. Let's collaborate and set the gold standard in delivering seamless client experiences in today's ever-evolving property market! 🌐 https://lnkd.in/e8VsFWYu #NewPointMortgage #MortgageSolutions #BankStatementMortgage #2ndLien #PLOnly #DSCR #ForeignNational #ITIN #RealEstate #AdaptableLending

Ready to break free from the same old bank rates? Look no further than your trusty neighborhood mortgage brokers! Our lending options are as plentiful as a buffet spread. Give us a call and let's add some flavor to your financial journey! #mortgagebrokers #varietyiskey #financialfreedom 🏠💸🔑