aMoneyguide’s Post

🏔 One-in-three of borrowers are still to face the mortgage cliff 🏔 It’s not over just yet... Over one-third of the low-rate fixed loans from 2022 will roll over to variable rates this year, says the RBA. 😮 If that sounds like you, it might be time to start planning ahead. ✅ Know how your repayments could change: we can explain likely loan repayments after your fixed-rate period ends. ✅ Give your budget an overhaul: cutting back on non-essentials can free up extra cash and help build a buffer. ✅ Skip loyalty tax: many lenders offer attractive rates to new customers. Refinancing could help you save with a lower rate. ✅ Last but not least, talk to us: we can help you prepare for the end of your fixed-rate home loan. To find out more, DM us or contact the Crew Financial Team on: ☎ – 0487 175 528 💻 – brett@crewfinancial.com.au #crewfinancial #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #brisbane #brisbaneproperty #brisbanerealestate #brisbanemortgagebroker #brisbanefinance #brisbanebroker #brisbaneloans #brisbanelocal #qld #qldbroker #qldproperty #qldrealestate

🌟Helping Even the Experts Save Big! 🌟 We recently had the privilege of assisting a bank employee who wanted to refinance their home loan. Despite working for a bank, they knew they deserved a better deal—and that’s where we stepped in! 🏦The Situation: Their bank offered a 2-year fixed rate of 5.94%. While this was competitive, they wanted to explore better options. 💡Our Solution: After a thorough review of the market, we: ✅Helped them refinance to a new lender offering a 5.54% 2-year fixed rate ✅Ensured the process was smooth and stress-free ✅Delivered the fixed loan solution they wanted at a significantly lower rate 💸The Result? Lower repayments and extra savings for the customer—all while securing the fixed home loan they preferred! 🙌 It doesn’t matter who you are or where you work—Blue Moon Finances is here to help you get the best deal possible. If you're looking to refinance, let's chat! 📞Contact us today for a free consultation! 📱0420532901 | ✉info@bluemoonfinances.com.au 🌐bluemoonfinances.com.au #Refinance #FixedRate #HomeLoans #BlueMoonFinances #CustomerSuccess

🏔 One-in-three of borrowers are still to face the mortgage cliff 🏔 It’s not over just yet... Over one-third of the low-rate fixed loans from 2022 will roll over to variable rates this year, says the RBA. 😮 If that sounds like you, it might be time to start planning ahead. ✅ Know how your repayments could change: we can explain likely loan repayments after your fixed-rate period ends. ✅ Give your budget an overhaul: cutting back on non-essentials can free up extra cash and help build a buffer. ✅ Skip loyalty tax: many lenders offer attractive rates to new customers. Refinancing could help you save with a lower rate. ✅ Last but not least, talk to us: we can help you prepare for the end of your fixed-rate home loan. To find out more, DM us or contact Xperion Finance on: ☎ – 07 3608 4174 💻 – finance@xperion.com.au #xperionfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #brisbane #brisbaneproperty #brisbanerealestate #brisbanemortgagebroker #brisbanefinance #brisbanebroker #brisbaneloans #brisbanelocal #qld #qldbroker #qldproperty #qldrealestate

🏔 One-in-three of borrowers are still to face the mortgage cliff 🏔⁣ ⁣ It’s not over just yet...⁣ ⁣ Over one-third of the low-rate fixed loans from 2022 will roll over to variable rates this year, says the RBA. 😮⁣ ⁣ If that sounds like you, it might be time to start planning ahead.⁣ ⁣ ✅ Know how your repayments could change: we can explain likely loan repayments after your fixed-rate period ends.⁣ ✅ Give your budget an overhaul: cutting back on non-essentials can free up extra cash and help build a buffer.⁣ ✅ Skip loyalty tax: many lenders offer attractive rates to new customers. Refinancing could help you save with a lower rate.⁣ ✅ Last but not least, talk to us: we can help you prepare for the end of your fixed-rate home loan.⁣ ⁣ To find out more, contact Fintegy Financial on: ☎ – 0452 200 782 💻 – info@fintegy.com.au #fintegy #fintegyfinancial #goldcoast #mermaidbeach #goldcoastproperty #goldcoastre #goldcoastmortgagebroker #firsthomebuyers #investmentloans #mortgagebroker #property #refinancing #finance #realestate

🏔 One-in-three of borrowers are still to face the mortgage cliff 🏔 It’s not over just yet... Over one-third of the low-rate fixed loans from 2022 will roll over to variable rates this year, says the RBA. 😮 If that sounds like you, it might be time to start planning ahead. ✅ Know how your repayments could change: we can explain likely loan repayments after your fixed-rate period ends. ✅ Give your budget an overhaul: cutting back on non-essentials can free up extra cash and help build a buffer. ✅ Skip loyalty tax: many lenders offer attractive rates to new customers. Refinancing could help you save with a lower rate. ✅ Last but not least, talk to us: we can help you prepare for the end of your fixed-rate home loan. To find out more, DM us or contact Front Row Financial on: ☎ – (07) 3162 0046 💻 – enquiries@frontrowfinancial.com.au #frontrowfinanical #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #brisbane #brisbaneproperty #brisbanerealestate #brisbanemortgagebroker #brisbanefinance #brisbanebroker #brisbaneloans #brisbanelocal #qld #qldbroker #qldproperty #qldrealestate

🏔 One-in-three of borrowers are still to face the mortgage cliff 🏔 It’s not over just yet... Over one-third of the low-rate fixed loans from 2022 will roll over to variable rates this year, says the RBA. 😮 If that sounds like you, it might be time to start planning ahead. ✅ Know how your repayments could change: we can explain likely loan repayments after your fixed-rate period ends. ✅ Give your budget an overhaul: cutting back on non-essentials can free up extra cash and help build a buffer. ✅ Skip loyalty tax: many lenders offer attractive rates to new customers. Refinancing could help you save with a lower rate. ✅ Last but not least, talk to us: we can help you prepare for the end of your fixed-rate home loan. To find out more, DM us or contact Rannar Loans on: ☎ – 0479 181 437 💻 – info@rannar.com.au⁣ #rannarloans #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #brisbane #brisbaneproperty #brisbanerealestate #brisbanemortgagebroker #brisbanefinance #brisbanebroker #brisbaneloans #brisbanelocal #qld #qldproperty #qldrealestate

Thinking about refinancing your mortgage? Here's why it might be a great move: 1. Lower your interest rate and save big on interest payments. 2. Reduce your monthly payment and free up cash flow. 3. Adjust your loan term to fit your financing goals. 4. Eliminate PMI and cut down on costs. 5. Switch to a fixed-rate mortgage and avoid interest rate fluctuations. 6. Tap into your equity for home improvements, debt consolidation, or other needs. Refinancing can be a smart way to optimize your finances! #refinance #mortgagetips #homeloans #interestrates #cashflow #homeequity #debconsolidation #pmi

🏔 One-in-three of borrowers are still to face the mortgage cliff 🏔⁣ ⁣ It’s not over just yet...⁣ ⁣ Over one-third of the low-rate fixed loans from 2022 will roll over to variable rates this year, says the RBA. 😮⁣ ⁣ If that sounds like you, it might be time to start planning ahead.⁣ ⁣ ✅ Know how your repayments could change: we can explain likely loan repayments after your fixed-rate period ends.⁣ ✅ Give your budget an overhaul: cutting back on non-essentials can free up extra cash and help build a buffer.⁣ ✅ Skip loyalty tax: many lenders offer attractive rates to new customers. Refinancing could help you save with a lower rate.⁣ ✅ Last but not least, talk to us: we can help you prepare for the end of your fixed-rate home loan.⁣ ⁣ To find out more, contact Mario at Digilend on: ☎ – 1300 344 453 💻 – mario@digilend.com.au #digilend #homeloanexpertsonline #southport #goldcoast #robina #southportproperty #goldcoastproperty #southportre #goldcoastre #southportmortgagebroker #goldcoastmortgagebroker #firsthomebuyers #investmentloans #mortgagebroker #property #refinancing #finance #realestate

📈 Offset accounts have hit new highs 📈⁣ ⁣ Somehow, it turns out not everyone is scratching for cash right now.⁣ ⁣ Many home owners have money stashed away in their home loan offset accounts. 😮⁣ ⁣ There’s a record $265 billion tucked into offset accounts around the country, according to APRA quarterly data.⁣ ⁣ And it’s seeing borrowers save around $1.4 billion in monthly interest charges (RateCity estimate).⁣ ⁣ Trouble is, offsets aren’t suitable for everyone. 🤔⁣ ⁣ They don't work with fixed-rate home loans (unless you split it half-half with variable), and they tend to work best if you have big savings.⁣ ⁣ Could it be right for you though? Call us today to find out. 👇⁣ ⁣ To find out more, DM us or contact Anita on: ☎ – 0455 500 908 💻 – anita@bestlifeloans.com.au #bestlifeloans #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #brisbane #brisbaneproperty #brisbanerealestate #brisbanemortgagebroker #brisbanefinance #brisbanebroker #brisbaneloans #brisbanelocal #qld #qldbroker #qldproperty #qldrealestate

📈 Offset accounts have hit new highs 📈⁣⁣ ⁣⁣ Somehow, it turns out not everyone is scratching for cash right now.⁣⁣ ⁣⁣ Many home owners have money stashed away in their home loan offset accounts. 😮⁣⁣ ⁣⁣ There’s a record $265 billion tucked into offset accounts around the country, according to APRA quarterly data.⁣⁣ ⁣⁣ And it’s seeing borrowers save around $1.4 billion in monthly interest charges (RateCity estimate).⁣⁣ ⁣⁣ Trouble is, offsets aren’t suitable for everyone. 🤔⁣⁣ ⁣⁣ They don't work with fixed-rate home loans (unless you split it half-half with variable), and they tend to work best if you have big savings.⁣⁣ ⁣⁣ Could it be right for you though? Call us today to find out. 👇⁣⁣ ⁣⁣ To find out more, DM or contact Jessica on: ☎ – 0435 933 922 💻 – jessica@lendingsolved.com.au #lendingsolved #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #brisbane #brisbaneproperty #brisbanerealestate #brisbanemortgagebroker #brisbanefinance #brisbanebroker #brisbaneloans #brisbanelocal #qld #qldbroker #qldproperty #qldrealestate