Arc Home’s Post

### Big Win for Veterans and Real Estate Agents! 🎉 The VA just issued a temporary rule allowing veterans to pay real estate commissions, effective August 10th. This is a big win, but not a surprise. Here's what you need to know: - 🏡 **Effective August 10th:** Veterans can now pay real estate commissions directly. - 🔍 **Transparency:** This ensures clearer financial transactions and removes previous disadvantages. - 💰 **VA Loans:** Veterans can now fully utilize one of the best mortgage loans on the market. - 🚀 **Agent Quality:** Agents will have to show their value to earn your business, helping to weed out the bad ones. Just like the mortgage industry reforms in 2010 and 2012, changes are happening. But we’re making progress, slowly but surely!  #RealEstateTrends #MarketUpdate #vabenefits #StayInformed

📈In Q1 2024, LifeComps participants reported a total return of 0.20%, of which 1.14% of income return is offset by –0.94% of appreciation return. The commercial mortgage market did not see a continued appreciation from Q4 2023 (4.93% total return), largely due to stalled disinflation progress and the Federal Reserve’s rate cuts being pushed out further. Access Trepp, Inc.'s Q1 2024 LifeComps Report here 📩 https://hubs.li/Q02CBCBN0 #Trepp #CRE #CMBS #LifeComps #LifeInsurance #CommercialRealEstate

Shifts in priorities for mortgage lenders are undeniable. Yet, digital technology remains pivotal for long-term success. Discover when and how to implement a winning strategy that reaps short-term benefits and sets you up for the future. Kevin Wilzbach shares his expert insights here: https://ow.ly/G7iy50QweaW #ComplianceSolutions

Is your current technology meeting your needs today? Connect with Lender Price at California Mortgage Bankers Association's Mortgage Innovators Conference at Hilton Anaheim next month. Learn why NOW is the time to innovate and lean on your technology. Get started and book a meeting with us at the show: https://hubs.ly/Q02v9nbf0 #MIC24 #fintech #beyondinnovation

Our co-broker client had a client who was a self-employed individual in the real estate sector, faced financial difficulties due to a market slowdown, unpaid accounts receivable, and other factors, resulting in missed mortgage payments. On the brink of foreclosure, the co-broker client sought our advice. As experts in this type of financing, we devised a plan to save their home, stabilize their finances, and set them on the right path. In challenging times, we help you to assist your clients in maximizing their real estate assets and develop a comprehensive plan, not just a quick fix. 🌐https://fundingcentre.ca/ ☎ +1-877-514-4440 📧 info@fundingcentre.ca #CollaborateForSuccess #LearnAndEarn #NetworkToGrow #CoBrokeringOpportunities #IndustryInsights

Many buyers don’t have a down payment saved, but they make plenty of income. As a matter of fact, some people may make too much money to qualify for other down payment assistance options. Program Highlights: ■ NO income limits ■ FHA (Federal Housing Administration) 1st Lien = up to 96.5% Loan to Value ■ DPA (Down Payment Assistance Program) 2nd Lien = up to 3.5% of Purchase Price or Appraised Value - the lesser of the two ■ Funds Can Be Used For Down Payment or Closing Costs ■ 600 Minimum Credit Score per borrower ■ Non-Occupant Co-borrowers allowed Call today to discuss your options! ** All assistance is provided in compliance with FHA Guidelines. Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of FHA, or the Federal government. Scott Fournier sfournier@ihmcloans.com (540) 327-7069 #IHMC #IntegrityHomeMortgage

The Michigan Mortgage Lenders Association Annual Lending Conference is almost here, and we couldn’t be more excited. Jeff Scheib will be connecting with industry leaders, gaining valuable insights, and discussing your mortgage efficiency needs – from pre-qualification to advanced workflow automation. Let's connect if you're attending too! Get to know Factual Data: https://bit.ly/41whYxE #MMLA #factualdata #mortgagenews #mortgageindustry

3 out of 4 people are paying for a mortgage that charges ABOVE the national average. This means they’re basically throwing away money that COULD’VE been saved through refinancing. This means an average of $299-$500 savings A MONTH! Am I talking to you? My team and I at the University of Houston, C.T. Bauer College of Business are doing a project in collaboration with TDECU that looks to answer this nationwide issue. This survey only takes a few minutes and could potentially help you become more aware of the benefits you could recieve through refinancing! #GoCoogs !!! https://lnkd.in/epWg6Qfe

Many buyers don’t have a down payment saved, but they make plenty of income. As a matter of fact, some people may make too much money to qualify for other down payment assistance options. Program Highlights: ■ NO income limits ■ FHA (Federal Housing Administration) 1st Lien = up to 96.5% Loan to Value ■ DPA (Down Payment Assistance Program) 2nd Lien = up to 3.5% of Purchase Price or Appraised Value - the lesser of the two ■ Funds Can Be Used For Down Payment or Closing Costs ■ 600 Minimum Credit Score per borrower ■ Non-Occupant Co-borrowers allowed Call today to discuss your options! ** All assistance is provided in compliance with FHA Guidelines. Integrity Home Mortgage Corporation (IHMC) is not affiliated with or acting on behalf of or at the direction of FHA, or the Federal government. Bonnie Barnes bbarnes@ihmcloans.com (252) 289-5535 #IHMC #IntegrityHomeMortgage

Missed the chance to attend #Innovate2024? In the video below, Rick Sharga and I covered key points that we discussed during our panel A Deep Dive Into Private Lender Data: Historical and Current. From macroeconomic trends to microeconomic data - this is a video you don't want to miss.