Aries Saputra’s Post

Four major banks in Indonesia officially distributed dividends to their shareholders in March-April 2024 for the financial year 2023. Dividends paid by BCA amounted to IDR 48.6 trillion, BRI to IDR 48.1 trillion, Mandiri to IDR 33.03 trillion, and BNI to IDR 10.45 trillion. BCA had the highest total dividend payout, but among the four banks, the highest nominal dividend per share was given by Mandiri, amounting to IDR 353.95 per share. Banking is an industry that consistently provides dividends to shareholders. The following is an overview of the development of the banking industry in Indonesia. #KADVResearch #MarketResearch #Bank #CommercialBank #KadvGroup

Have you ever kept running a business despite losses? Or perhaps continued working on something that wasn't worth the effort because you felt you had already invested so much time, money, and energy? This is often referred to as the sunk cost fallacy. Learn more about it here! #ExperienceMore — PT Bank BTPN Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI) dan merupakan peserta penjaminan LPS.

Have you heard of the Pareto principle? It's a powerful strategy that can help you take control of your finances and make them more secure. By applying this principle, you can focus on what truly matters most for your financial well-being. Curious to learn how it works? Dive into the details here! #ExperienceMore — PT Bank BTPN Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI) dan merupakan peserta penjaminan LPS.

PENINGKATAN PENGARUH KINERJA KEUANGAN TERHADAP DINAMIKA HARGA SAHAM DENGAN PROFITABILITAS SEBAGAI VARIABEL MODERASI PADA BANK UMUM DI INDONESIA Keywords: bank umum, kinerja keuangan, moderasi, profitabilitas, harga saham Abstract This research aims to analyze the relationship between commercial bank financial performance, share price dynamics, and the role of profitability as a moderating variable. Data from 47 commercial banks (conventional and sharia) in Indonesia during the period from the first quarter of 2021 to the third quarter of 2023 was used to test the hypothesis. Independent variables include Net Interest Margin (NIM) and Operational Costs compared to Operating Income (BOPO), while the dependent variable is share price dynamics. Profitability, measured through Return On Assets (ROA) and Return On Equity (ROE), is implemented as a moderating variable. The results of the moderated multiple regression analysis show that financial performance does not directly have a significant influence on stock prices. On the other hand, profitability directly has a positive effect on stock prices. Furthermore, profitability strengthens the relationship between financial performance and share prices, indicating that banks with high profitability tend to experience a more significant impact of financial performance on share price changes. Although it only explains 13.4% of share price variability, these findings provide an in-depth understanding of the factors influencing share price dynamics in the banking sector. https://lnkd.in/gGrXVtGd

Have you experienced an increase in financial demands as you enter your thirties? It is never too late to improve your financial strategy. There are opportunities to improve your financial situation and overall quality of life. Discover practical tips to help you achieve your financial goals and lead a more meaningful life. #ExperienceMore - PT Bank BTPN Tbk berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI) dan merupakan peserta penjaminan LPS.

Bank Rakyat Indonesia’s $1 Billion Loan Slashes Interest Margins: Bloomberg State-owned Bank Rakyat Indonesia is marketing a $1 billion syndicated loan, offering its lowest-ever interest margin for the three-year tenor in a market lacking deals. The financial institution is paying a margin of 70 basis points above the risk-free Secured Overnight Financing Rate, according to a person familiar with the matter. Its previous loan in 2022 offered five basis points more for the tenor. The SOFR is the reference for most of the deals in Asia. For the full story: https://lnkd.in/gkvGwz5Z

Rupiah hits a 4 year low, prompting Bank Indonesia to step in for stability. Analysts say company dividend payouts add to the challenge. What's next for Indonesia's currency? #Rupiah #IndonesianBank #Forex #NitishKumar #IndianPolitics #WorldEnvironmentDay #loksabhaelctionresult #SEBI #mutulafunds #Investment #IndiaEconomy #PortfolioManagement #investmentopportunities #hiring #megahiring #portfoliostrategies #mnc #mnccompany #mnccompanies #mncjobs #mncjob #jobs #job #opening #company

With a consistent business strategy that focuses on ecosystem-based business growth supported by digitalization, Bank Mandiri has successfully navigated through 2023 by achieving considerable performance growth. The company recorded a net profit of Rp 55.1 trillion for the year, a 33.7 percent year-on-year (yoy) increase. It is the bank’s largest profit since its establishment 25 years ago. Darmawan Junaidi, president director of Bank Mandiri, said the milestone performance aligned with Indonesia’s economic conditions, which remained resilient in the face of volatility in 2023. "Despite the various challenges in 2023, Indonesia's economic conditions remained resilient due to increased household consumption, investment and well-maintained inflation. #business #finance #banking #fiscalyear #achievements #profits #indonesia PT Bank Mandiri (Persero) Tbk. Darmawan Junaidi Tim Utama

Indonesian Banks - Mandiri stands out for quality, improving returns (Published 20th Feb 2024) Mandiri is our quality top pick with better valuations to returns mix than BCA, value pick Negara has low PE ratios and improving returns. Rakyat's MSME focus implies a high structural cost of risk.