#hiring Life Underwriter, Atlanta, United States, fulltime #jobs #jobseekers #careers #Atlantajobs #Georgiajobs #InsuranceSuperannuation Apply: https://lnkd.in/gKQiy8tD Location: REMOTE Salary: Negotiable Description: Job Type: Permanent Location: Remote but will be Puerto Rico once office is completedPay Rate: Negotiable Job Description: We are looking for a Life Underwriter who is detail-oriented, a critical thinker, and a team player. This role involves assessing life insurance applications, working with established guidelines, and collaborating with colleagues. We value analytical skills and effective communication in our underwriters. Must be able to complete average case load daily.Responsibilities: 1. Application Assessment: •Carefully evaluate medical records, lifestyle, financial status, and other relevant applicant information. •Identify potential red flags in applications that require further investigation. •Maintain detailed records of your assessments and decisions for future reference. 2. Applicant Screening: •Apply and adhere to the company's predetermined underwriting criteria and guidelines. •Use underwriting software and tools to streamline the screening process. •Make quick, preliminary assessments to categorize applications for further review. 3. Data Analysis: •Analyze applicant data, including medical records, financial statements, and questionnaires. •Utilize actuarial data and risk assessment tools to make data-driven recommendations. •Develop risk profiles and make policy recommendations based on data analysis. 4. Decision-Making: •Independently assess risk and determine the eligibility of applicants. •Make precise and well-documented underwriting decisions based on the gathered information. •Develop standardized decision-making processes to ensure consistency. •Provide clear, detailed explanations for your recommendations to applicants and internal stakeholders. 5. Premium Determination: •Calculate premium rates based on the applicant's risk assessment and policy details. •Consider factors like age, health condition, policy type, and coverage amount. •Communicate premium calculations and policy details effectively to applicants and agents. 6. Professional Development: •Participate in continuing education and professional development opportunities, including certification programs. •Continuously enhance your knowledge of medical advancements and their impact on underwriting. 7. Product Knowledge: •Stay updated on a wide range of life insurance products. •Understand the unique features, benefits, and limitations of each type of policy. •Assist agents, clients, and consultants in selecting the most suitable insurance products. 8. Customer Service Skills: •Ability to professionally interact directly with clients or independent consultants to gather information or provide explanations. •Build strong relationships with clients and provide empathetic support througho
