Atto’s Post

Check out our latest client story to see how we helped the commerical banking division of a top 10 North American bank improve the monitoring of their loan book: https://lnkd.in/e7yJD_fE In our partnership with the bank, we manage data-heavy tasks such as interim reviews, covenant calculations, and collateral cleanups to improve risk management and save time for credit managers to focus on new business opportunies. #commerciallending #portfoliomonitoring #clientstory

Franziska Mohr and Thomas Ohlemacher, our experts for ACTICO Compliance solutions, gave a presentation on the new ACTICO Customer Screening at the #RegTech Summit 2024 in London. The audience was very interested in this innovative way to reduce false positives when checking the customer database against sanctions lists, PEP lists, adverse media lists and internal company lists. Many thanks for the excellent organisation of this inspiring industry event, FinTech Global! #regtechsummit2024 #compliance #aml #kyc #banking #banks"

Credit Risk Bytes - Whether the presence of unsecured loans in the books viewed as negative conduct when it comes to financial discipline? 🤔 🚩 Yes. Unsecured loans like personal loans and credit card limits pose a high risk of default due to limitations in tracking the end use of funds. ✅ One of the important aspects of credit risk management is the character of the borrower determined based on the kind of exposure availed. Based on the past trend in the market, unsecured loans are availed in times of cash crunch and immediate requirements. 👉 The presence of highly unsecured loans in the books comes with the downside of reducing the credit score or rank and is often viewed with a negative connotation from a credit risk management standpoint. #Riskmanagement #creditrisk #Banking #linkedincreators #linkedinlearning #linkedinforcreators #linkedinnews

Whether you work in direct lending or insurance underwriting, grab a coffee and join us for this pre-recorded 20-minute webinar, initially recorded in April. Explore how lenders and credit providers can best navigate the increasingly complex SME credit risk landscape. #webinar #creditrisk #lenders #SMEs

Some of the most common risks involved in private lending include credit risk, market volatility, and regulatory risk. Find out how CMI works to mitigate them for our investors: https://lnkd.in/g4FfsS2d #privatelending #privatemortgages #altlending #riskmanagement #privatelender #mortgageinvesting

Private Credit vs BDCs - more leverage and direct lending access makes private credit more sutable for active portfolio management hence better risk/reward vs BDC

FDIC publishes '2024 Risk Review' that highlights risks in banking system including Commercial Real Estate and Consumer Loans https://lnkd.in/ePcVf4Ry #FDIC #Risk #ConsumerLoans #CommercialRealEstate

Considering the risk mitigation measures in place and the improving credit quality of borrowers, direct lending presents a favorable risk-reward opportunity. Learn more 👉 Link in comment #AlternativeInvestment #RealEstate #PrivateCredit

iving into the world of micro lending with Positiviti Lending!   Our risk management game is strong, lending to carefully selected borrowers with a jaw-dropping default rate of less than 1%.   Compared to the industry average of 3.5%, we're rocking it! Ready to make a positive impact? Become a micro lender today. Check our bio for details. #MicroLending #PositivitiLending #RiskManagement #FinancialEmpowerment #MakeADifference"

Credit risk management is crucial within the banking sector, playing a pivotal role in aiding financial institutions to minimize potential losses arising from borrower defaults or credit events. #afsa #creditunionsrock #creditunions #banking #autofinance #autolending #subprime #personalloans #powersports #fintech #subprimelending #banking #trudecision