Alan’s Post

Imagine navigating the complex processes of the immigration industry without a map—overwhelming, right? At KONZE, our mission is to help you turn stress into success! Together, we can transform uncertainty into opportunity. With our suite of tools—from managing leads and commission invoices to purchasing health insurance for your clients, checking occupational eligibility, or getting your documents signed and managed, we’re all about making the process easier. 🙌 So let’s turn that frown into a “finally, I can breathe” moment! Ready to tackle immigration without losing your marbles? https://lnkd.in/gd4nsv3Z #konze #eduimmigration #techsolutions #immigrationsolutions #saasproduct #overseaseducation #healthinsurance #esignature #crm

Here in Canada, life and health insurers are doing their job paying out a record amount in benefits in 2023. It may not be perfect, but the Canadian health care system is alive and well. At times, part of getting certain claims paid rests with your benefits consultant. The MultiCare Group of Companies is here to help and to provide a second opinion when you wish to explore your options. #groupbenefits #healthanddental #secondopinion #healthinsurance CLHIA https://lnkd.in/gd2dz4vf

Imagine this: you're bitten by the travel bug, itching to explore the world. Or maybe you're embarking on a new life abroad. But lurking in the shadows of your excitement is a nagging worry: what if you get sick? This is where understanding the difference between medical aid and international health insurance becomes crucial. Location, Location, Location: Medical Aid: This acts as your local hero, offering comprehensive healthcare coverage within South Africa. It's like a membership club, granting access to a network of hospitals, doctors, and specialists. International Health Insurance: This is your global guardian angel. It transcends borders, providing financial protection for medical expenses incurred anywhere in the world, depending on the plan. Cost Considerations: Medical Aid: This option boasts fixed monthly premiums. International Health Insurance: This broader coverage comes at a higher price tag. Premiums are often age-based and area based, meaning they increase as you get older. Doctor on Demand: Medical Aid: Here, you typically have to choose providers within their network. This can limit your options but often simplifies the claims process with direct billing. International Health Insurance: You have more freedom! Many plans allow you to choose doctors and hospitals worldwide, offering greater flexibility when seeking medical care. The right choice hinges on your lifestyle. If you primarily need coverage within South Africa, medical aid might be sufficient. However, if you're a frequent traveler or an expat, international health insurance becomes essential for global coverage and peace of mind. Click the link below to find out more. https://lnkd.in/dRCcS_2f #healthinsurance #medicalaid #internationalhealthinsurance #expathealthinsurance #globalcoverage #localcoverage #whatisthedifference #employeebenefits

We asked the #expatriate #health #insurance space some pretty in depth questions recently, in the iPMI Global round table, Expatriate Healthcare Insurance Strategies 2024. Can you walk us through the features and benefits on offer to an expatriate when they purchase an international #privatemedicalinsurance policy? Which coverage options are available within expatriate #healthcare and medical insurance plans when it comes to #remotehealth and #telemedicine? Why would an expatriate purchase an international private medical insurance plan verses a local #healthinsuranceplan, and vice versa? Why would an expatriate purchase an #expatriateiPMI #policy from you, over one of your competitors? When we consider iPMI #distribution channels, can you talk us through your value proposition for global #iPMIbrokers? Some would say the #MiddleEast iPMI market is over saturated and that #Africa is the next big gold rush. What do you think? Several countries are now targeting highly skilled workers from the tech sector, either as workers in local companies or via setting up new local hi tech businesses. How can iPMI providers target this potentially high-income sector? In a dangerous global environment with increased tensions, how can iPMI providers better secure and protect their global expatriate customer base? Many iPMI providers talk about targeting high income locals but what does this mean, and how can they target them? Does the #repatriation and #evacuation section of an #expatriatehealthcare insurance plan, that seems to have been similar for 20 years, need a complete update and rethink? If so, how? How can global iPMI providers prepare for the next big global problem that will affect expatriate communities? Looking into the future, which global trends will shape the development of the international private medical insurance market? What did they say? Get the answers in the Round Table report. Download in PDF for free here, https://lnkd.in/eg8v5FF7

Managing #iPMI Programs for Foreign Companies in the USA Date: Friday, 24 March 2023 09:23 Although 13 months "old", the info in this RT is still super useful. In fact round tables we produced 10 years ago are still been read today. This closed door executive round table looks at the challenges and opportunities for the international private medical insurance market in the USA when insuring foreign corporation’s #humanresources. Foreign companies are increasingly establishing subsidiary offices with local sales, manufacturing and distribution channels. In the race for global presence, foreign corporations have entered the US market to capture the American customers. They have a #hybridworkforce comprised of US citizens, #foreignnationals and key executives from overseas, with some spending much time travelling between the countries but without actually living in the USA. Foreign corporations’ human resources and #benefitdirectors are tasked with managing a myriad of benefits over growing geographic areas and across wildly varying international regulatory bodies. Benefit directors new to the US market are unaware of the many insurance options when insuring foreign nationals working in the USA. Employees, no matter their origin or citizenship status, are being enrolled on their USA company’s group health insurance and benefits plans. But this is rarely the best method. There is massive difficulty in educating their #foreignemployees regarding policy benefits, deductibles, co-pays, #PPO and #HMO networks. Traditional domestic group #healthinsurance assumes #employees are familiar with understanding #insurance terminology, locating participating doctors and hospitals, seeking referrals, getting prequalified and submitting claim paperwork. Foreign employees arriving from countries with socialized or national healthcare are unfamiliar with navigating the complexities of the US #healthcaresystem and become overwhelmed by the process of seeking #medicalcare in the #USA. Round Table Executives Ross Walker Cigna Europe Sheldon Kenton Global Benefits Group Gitte Bach New Frontier Group David Capote Trawick International Dan Tuman, CPCU Tuman Global Solutions Janette Hiscock UnitedHealthcare Global Lourdes Peters F. Peters World of America Down the RT PDF report here with iPMI Global: https://lnkd.in/eEiuCukR

🇨🇦 Big News: Alan Expands to Canada! 🍁 We’re excited to announce that Alan has secured an OSFI license, enabling us to deliver our cutting-edge healthcare solutions outside of Europe! With 675,000 members across France, Belgium, and Spain, this strategic expansion marks a significant milestone for Alan. Our new Toronto office will serve as the heart of our Canadian operations, and we're looking to hire 50 top talents locally! Curious to experience healthcare with a +70 NPS (while the average insurance score in Canada is -8)? Read more in the article below 🚀 #AlanCanada #Healthcare #Innovation #Insurance

Flowers speak more than words! Two weeks ago, I received a referral from one of our partners: a client who needed to apply urgently for medical insurance as part of her Emirates ID process. However, there was a challenge: the client had a delicate surgery when she was a baby. Her medical condition has been stable for the last 30 years with no complications/ nor current treatment, though. In our first meeting, I managed the client’s expectations and informed her that insurer might request for a complete medical report from her doctor back home to issue the final terms. Then, her underwriting process would take at least one week, and her premium would unfortunately be higher than my initial quote. I also suggested her to apply for more than one insurer to obtain different terms. Then she asked me which insurer would able to underwrite her condition as fast as possible, and meet her requirements (comprehensive benefits, mid- long term solution, good customer service)? I immediately called Andrew Boslem from asking for urgent help. Cigna Healthcare Middle East & Africa immediately took action on my case. Application was underwritten, payment taken and policy issued in 48h! Great #teamwork! Happy client! Thanks @Natalia Sanchez for recommending/ trusting Pacific Prime Dubai services to your client. Thanks Cigna team for the great assistance on this case. #simplifyinginsurance #healthinsurance Pacific Prime

Managing #iPMI Programs for Foreign Companies in the USA Date: Friday, 24 March 2023 09:23 Although 13 months "old", the info in this RT is still super useful. In fact round tables we produced 10 years ago are still been read today. This closed door executive round table looks at the challenges and opportunities for the international private medical insurance market in the USA when insuring foreign corporation’s #humanresources. Foreign companies are increasingly establishing subsidiary offices with local sales, manufacturing and distribution channels. In the race for global presence, foreign corporations have entered the US market to capture the American customers. They have a #hybridworkforce comprised of US citizens, #foreignnationals and key executives from overseas, with some spending much time travelling between the countries but without actually living in the USA. Foreign corporations’ human resources and #benefitdirectors are tasked with managing a myriad of benefits over growing geographic areas and across wildly varying international regulatory bodies. Benefit directors new to the US market are unaware of the many insurance options when insuring foreign nationals working in the USA. Employees, no matter their origin or citizenship status, are being enrolled on their USA company’s group health insurance and benefits plans. But this is rarely the best method. There is massive difficulty in educating their #foreignemployees regarding policy benefits, deductibles, co-pays, #PPO and #HMO networks. Traditional domestic group #healthinsurance assumes #employees are familiar with understanding #insurance terminology, locating participating doctors and hospitals, seeking referrals, getting prequalified and submitting claim paperwork. Foreign employees arriving from countries with socialized or national healthcare are unfamiliar with navigating the complexities of the US #healthcaresystem and become overwhelmed by the process of seeking #medicalcare in the #USA. Round Table Executives Ross Walker Cigna Europe Sheldon Kenton Global Benefits Group Gitte Bach New Frontier Group David Capote Trawick International Dan Tuman, CPCU Tuman Global Solutions Janette Hiscock UnitedHealthcare Global Lourdes Peters F. Peters World of America Down the RT PDF report here with iPMI Global: https://lnkd.in/e8z9k_aR

We asked the #expatriate #health #insurance space some pretty in depth questions recently, in the iPMI Global round table, Expatriate Healthcare Insurance Strategies 2024. Can you walk us through the features and benefits on offer to an expatriate when they purchase an international #privatemedicalinsurance policy? Which coverage options are available within expatriate #healthcare and medical insurance plans when it comes to #remotehealth and #telemedicine? Why would an expatriate purchase an international private medical insurance plan verses a local #healthinsuranceplan, and vice versa? Why would an expatriate purchase an #expatriateiPMI #policy from you, over one of your competitors? When we consider iPMI #distribution channels, can you talk us through your value proposition for global #iPMIbrokers? Some would say the #MiddleEast iPMI market is over saturated and that #Africa is the next big gold rush. What do you think? Several countries are now targeting highly skilled workers from the tech sector, either as workers in local companies or via setting up new local hi tech businesses. How can iPMI providers target this potentially high-income sector? In a dangerous global environment with increased tensions, how can iPMI providers better secure and protect their global expatriate customer base? Many iPMI providers talk about targeting high income locals but what does this mean, and how can they target them? Does the #repatriation and #evacuation section of an #expatriatehealthcare insurance plan, that seems to have been similar for 20 years, need a complete update and rethink? If so, how? How can global iPMI providers prepare for the next big global problem that will affect expatriate communities? Looking into the future, which global trends will shape the development of the international private medical insurance market? What did they say? Get the answers in the Round Table report. Download in PDF for free here, https://lnkd.in/eBbitsTN

🚨Private health insurance continues to be a game-changer for job seekers🚨 The new year often triggers a surge in job searches, and Private Medical Insurance (PMI) is still emerging as a major draw for candidates seeking new roles, according to the latest data from the Independent Healthcare Providers Network (IHPN). The survey revealed that 60% of respondents are more likely to apply for jobs where the company offers PMI. BUSINESS OWNERS - If you’re looking to gain a competitive edge in recruitment, now is the time to invest in a comprehensive healthcare benefits package. Offering PMI could be the key to attracting and retaining the best talent in your industry! Protectus Healthcare 💚