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MedSales Professionals: Access Planning Designed to Minimize Taxes & Position Wealth to “Retire Early” Using Our TaxPulse™ Strategy | Founder @ PulseWealth.co
MedSalesRep Money Mistake #1 Commission Overindulgence: The adrenaline rush of closing a high-stakes deal can sometimes lead medical sales professionals to overindulge in the feast of commission-based income. Relying too heavily on variable compensation without a... 🤑 Creating a robust budget that accounts for both peaks and valleys in income 💪. Establishing an emergency fund to cushion the blow during slower sales periods, providing stability and peace of mind 🌟.
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Sunday Morning Bathroom Read (1st Gag Clause Violation of 2024 Edition): Section 2.2 of the attached addendum (effective 1/1/24) to the BCBSTX ASO Agreement provides in pertinent part: " ... Employer agrees that any services in connection with the Plan... its vendor ( i.e. "everybody": PBM, TPA, Broker, Stop Loss, Nurse Deb, entire enchilada ... ) shall not engage with or contact any provider except as permitted by the Claim Administrator... " General Observations: A) BCBSTX's "real" customer is its provider network. The Plan sponsor is simply grist for the mill and its employees are wage slaves to BCBSTX; B) More importantly, what assurances did BCBSTX make to its contracted providers? Bill with impunity? Plunder and pillage with a hall pass? The details are in the Participating Provider Agreement; C) The "gag clause" violation market is ALL downstream with the "vendors."
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Employers beware. You are the Fiduciary and have a right to your data and to use that information to make prudent decisions in the best interest of your participants. Do you have a prudent fiduciary process in place? Need help? Schedule a demo today. www.fiduciaryinabox.com
Sunday Morning Bathroom Read (1st Gag Clause Violation of 2024 Edition): Section 2.2 of the attached addendum (effective 1/1/24) to the BCBSTX ASO Agreement provides in pertinent part: " ... Employer agrees that any services in connection with the Plan... its vendor ( i.e. "everybody": PBM, TPA, Broker, Stop Loss, Nurse Deb, entire enchilada ... ) shall not engage with or contact any provider except as permitted by the Claim Administrator... " General Observations: A) BCBSTX's "real" customer is its provider network. The Plan sponsor is simply grist for the mill and its employees are wage slaves to BCBSTX; B) More importantly, what assurances did BCBSTX make to its contracted providers? Bill with impunity? Plunder and pillage with a hall pass? The details are in the Participating Provider Agreement; C) The "gag clause" violation market is ALL downstream with the "vendors."
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Great angle here! I want to point out that there are some great DME reps out there in the trenches with the Acentus sales team. There are also quite a few bad actors that are only looking to grab a patient based on social media or radio/TV ad marketing. My advice is always make sure you have a rep that you can call or text! #Acentus reps respond faster and with more info at their fingertips! #cgm #libre3 #dexcom
Innovative Medical Sales Rep & CGM Specialist at Acentus | Empowering Medicare Patients with Cutting-Edge Diabetes Care Solutions (Dexcom G7, Libre 2, 2+, And 3) | Expanding Healthcare Networks in California & Nevada
This one goes out to my fellow CGM reps. I wish I had the tools to help every patient under the sun 🌞. To be the best provider possible, Acentus has chosen to stay in a very niche lane with Medicare (Red, white, and blue card), and with that comes speed and specialization with Medicare patients. Knowing that certain insurances are better suited for my competitors, I’ve gone as far as building relationships with other reps from other companies. When a referral comes over that we cannot accept, I go out of my way to refer them to someone who can. Yes, the feels in this meme are all too real. Do what’s right for your patient, and you’ll always find fulfillment. Dexcom G7, Libre 2, Libre 2+ , Libre 3
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How many sales pitches does it take to get to a sale? With Medicare Express it’s the same as the old Tootsie pop commercial! :) 3!! Contact us today and learn how you can get preset appointments that close at 33% at no cost! #medicareagent #medicaresales #fmo #medicareleads #presetappointments #insurancebroker #growth #residualincome
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Tell Your Story The IRA Part D cap will lead to significant changes to all Part D plans. Come AEP your clients and prospects will want to know if you are capable of finding the right Part D Plan for them. Showing them a report like the one below can be reassuring. With this, you can show that you are prepared to help them. This report is accurate for every zip code you operate in! Including the TPMO Disclaimer! For a free trial subscription, go to www.clinebell.com and click on "Get a Free Trial". #Medicare #PartD #Medicareagent #Medicarebroker #AEP #PartDcap #Medicareadvantage #Medicaresupplement #IRA #TPMOdisclaimer #Medicaremarketing #Trialsubscription
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Facing margin compression? My CEO clients increase cash flow and profit by 10% without changing suppliers or wasting time. Unrivaled expertise in specialized tax credits and overhead. (760) 809-8734.
Offering a network of doctors is one type of service. Offering insurance that pays that network of doctors is a separate type of service. Being a TPA is a third type of service. What happens when the company offering you a doctor network is ALSO the company providing you insurance for the charges made by that doctor network and is ALSO the TPA? They can easily con your HR into signing a contract like this so you lose all ability to control your costs while your broker stands by collecting checks.
Sunday Morning Bathroom Read (1st Gag Clause Violation of 2024 Edition): Section 2.2 of the attached addendum (effective 1/1/24) to the BCBSTX ASO Agreement provides in pertinent part: " ... Employer agrees that any services in connection with the Plan... its vendor ( i.e. "everybody": PBM, TPA, Broker, Stop Loss, Nurse Deb, entire enchilada ... ) shall not engage with or contact any provider except as permitted by the Claim Administrator... " General Observations: A) BCBSTX's "real" customer is its provider network. The Plan sponsor is simply grist for the mill and its employees are wage slaves to BCBSTX; B) More importantly, what assurances did BCBSTX make to its contracted providers? Bill with impunity? Plunder and pillage with a hall pass? The details are in the Participating Provider Agreement; C) The "gag clause" violation market is ALL downstream with the "vendors."
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Well worth reading - cover the risk of shortfalls for in-hospital procedures due to service providers charging above medical aid rates, co-payments and sub-limits. Is it really worth taking a chance ?
💸 In 2023, three mega gap claims alone paid by Sirago Underwriting Managers came to a staggering R440k in shortfalls for in-hospital treatments not covered by medical schemes. Of the R958k in specialist charges for these three claims, medical schemes only paid out 46% of the total specialist bills, while gap cover stepped in to pick up the 54% shortfall! The standout for anyone analysing these stats is that being on a comprehensive medical scheme option is no guarantee that your bills for in-hospital treatment will be paid for in full by your medical scheme – of these three case studies, two members were on the most comprehensive options from their medical scheme. 😱💉 Could you afford the stress and financial strain of having to pay a R180k shortfall not covered by your medical scheme? 💔 Most people simply don’t have that kind of cash available and would find themselves in serious debt and financial distress. Read more here… https://lnkd.in/d8xBtKjq
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💉💰 When gap cover was first introduced as a financial solution to medical scheme shortfalls, gap claims averaged between R6 000 to R12 000. However, in the last three years or so, Sirago is seeing that large claims of R50k+ are now a daily occurrence. The bottom line is that gap cover is a critical part of your healthcare-funding strategy as a medical scheme membership, whether on a comprehensive or core benefit, simply isn’t enough. Read our case study on three massive gap insurance claims amounting to R440k paid by Sirago Underwriting Managers during 2023, highlighting an alarming reality of just how financially devastating the shortfalls are for in-hospital treatment which medical schemes are not paying for… https://lnkd.in/d8xBtKjq
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Crum & Forster is partnering with Convr to digitally transform their submission intake process. Read how we're helping them cut submission processing time, redeploy contractors and more here in this case study. #ai #ml #saas #insurance #underwriting
