Blueberry Mortgages’ Post

If you fixed your interest rate in 2022 for two years, the mortgage interest rate being offered to you in 2024 is likely to increase your monthly repayment. We are here to help and we are enthusiastic to identify the very best interest rate for you. We explain your options for re-mortgaging; it may be that a standard variable rate mortgage is a better alternative, or that there is a lender, that we have access to, who can offer a more competitive interest rate than your current lender. Bottom line, you will be confident that you have the best new interest rate for your circumstances. For no gimmicks, no false promises, just good old fashioned client service provided by a team of friendly, qualified professionals, call 0800 901 903 or e-mail info@blueberrymortgages.co.uk. Blueberry Mortgages is a trading style of Blueberry Wealth Limited which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up the repayments on a mortgage or loan secured upon it. #mortgageadvice #mortgageplanning #mortgagebroker #mortgageexperts #mortgageoptions #buytolet #btl #mortgagesolutions #rateswitch #remortgage #securedloans #bridgingfinance #lendingsolutions #lending #specialistlending

If you fixed your interest rate in 2022 for two years, the mortgage interest rate being offered to you in 2024 is likely to increase your monthly repayment. We are here to help and we are enthusiastic to identify the very best interest rate for you. We explain your options for re-mortgaging; it may be that a standard variable rate mortgage is a better alternative, or that there is a lender, that we have access to, who can offer a more competitive interest rate than your current lender. Bottom line, you will be confident that you have the best new interest rate for your circumstances. For no gimmicks, no false promises, just good old fashioned client service provided by a team of friendly, qualified professionals, call 0800 901 903 or e-mail info@blueberrymortgages.co.uk. Blueberry Mortgages is a trading style of Blueberry Wealth Limited which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up the repayments on a mortgage or loan secured upon it. #mortgageadvice #mortgageplanning #mortgagebroker #mortgageexperts #mortgageoptions #buytolet #btl #mortgagesolutions #rateswitch #remortgage #securedloans #bridgingfinance #lendingsolutions #lending #specialistlending

🏡💡 Mortgage Memo Time! Today, we're demystifying Down Payments and their key role in your home-buying journey. So, let's dive in! 🔑 What is a Down Payment? It's the initial hefty payment you make when buying a property. Think of it as your investment's starting point. 📊 Why It's Important: Influences your mortgage amount, interest rates, and monthly payments. A larger down payment generally means lower ongoing payments and less interest over the loan's life. 🤔 Size Matters: Bigger down payments can be more beneficial in the long run. Typically, conventional loans need 5-20%, but some government-backed loans might have lower requirements. 🏦 Loan Types: Each loan type has its own down payment criteria. Knowing this can help you plan better. Got queries or need more insights into down payments? Let us know in the comments! #DownPayment101 #MortgageMatters #BriannaSellsHomes #Briday

Mortgage fact - did you know you can find out exactly how much you can borrow, by having a quick chat on the phone with one of our advisers? No more guesswork or crunching numbers. Give us a call, have a chat about your dream home or securing the very best interest rate for your re-mortgage and let us do the math. The simplicity of home borrowing is just a phone call away. For no gimmicks and no false promises, just exceptional advice and client service, call 0800 901 903 or e-mail info@blueberrymortgages.co.uk. Blueberry Mortgages is a trading style of Blueberry Wealth Limited which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up the repayments on a mortgage or loan secured upon it. #mortgageadvice #mortgageplanning #mortgagebroker #mortgageexperts #mortgageoptions #buytolet #btl #mortgagesolutions #rateswitch #remortgage #securedloans #bridgingfinance #lendingsolutions #lending #specialistlending Blueberry Specialist Lending

Is your bank currently offering a cash incentive with their mortgage? While this deal can also be found in the broker channel, here is why it is not as common. Yes, banks might give you upfront cash, but they often adjust their interest rates to cover those costs eventually. After all, free money is never really free. Remember that if you break your term early, the bank can demand you to repay that 'bonus' money, whether you sell your home, switch lenders, or refinance. That money is truly not yours until your full term is up. Lenders in the Broker channel tend not to promote cash incentives as much as banks. Instead, they focus on providing fair or lower interest rates upfront. That said, if you still prefer cash incentives for moving or expenses, I still have options to help you. Just know that not all mortgages are as straightforward as they seem. Still have questions? Feel free to reach out and let’s make sure you're fully informed before making any decisions. #BankVsBroker #InterestRates #CashBack #FinanceEducation #NewHome #Freebie #RealEstate #MortgageTips #MyBrokerPro #FirstTimeBuyer #MortgageOptions #HomeBuyingTips #BrokerAdvantage #SmartMortgage

EQUITY RELEASE WEDNESDAY - If you are struggling with mortgage payments, maybe equity release could relieve that pressure? Minimum age is 55, however this is young for equity release and potentially wouldn’t be able to borrow as much as someone in their late 60’s/70’s. Understand your options for your circumstances, rather than worrying about things, let’s have a chat, it could be a game changer! You Dream it, We Achieve It 🧡 🤓   (A Lifetime mortgage may impact your entitlement to means-tested benefits and the inheritance you may leave)    #laterlifefreedom #youdreamitweachieveit #purchase #equityrelease  #laterlifelending #mortgagebroker #essexbroker #raisingfunds #family #lifetimemortgage

🏡💡 Mortgage Memo Time! Today, we're demystifying Down Payments and their key role in your home-buying journey. So, let's dive in! 🔑 What is a Down Payment? It's the initial hefty payment you make when buying a property. Think of it as your investment's starting point. 📊 Why It's Important: Influences your mortgage amount, interest rates, and monthly payments. A larger down payment generally means lower ongoing payments and less interest over the loan's life. 🤔 Size Matters: Bigger down payments can be more beneficial in the long run. Typically, conventional loans need 5-20%, but some government-backed loans might have lower requirements. 🏦 Loan Types: Each loan type has its own down payment criteria. Knowing this can help you plan better. Got queries or need more insights into down payments? Let us know in the comments! #DownPayment101 #MortgageMatters #HomeBuyingJourney #FinancialPlanning #RealEstateTips

6 months before your fixed rate ends seems a bit excessive doesn't it? However we all know how time flies, how are we in May already?! 🤯 Starting your remortgage 6 months before doesn't mean you'll miss out on more favourable rates in the future You could lock in a rate month 1, have everything lined up, and still change on month 5 if a more suitable one is available 😯 Make being organised work for you, give yourself more time to prepare for what your next mortgage payments will look like for your budget and book in your remortgage 6 months before your fixed rate ends 💙 Call us ☎️ 0800 8044645 Email Us 📧 info@ngagefinance.co.uk Visit our website: https://buff.ly/3qF3aNz YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED AGAINST IT. Ngage Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 948419. #bridgingfinance #peoplebeforeprofits #btl #hmo #commercialfinance #businessfinance #specialistlending #developmentfinance #firsttimebuyer #homeowner

✂️ Could you cut $280 off your monthly repayments? ✂️⁣ ⁣ After a string of cash rate hikes, research shows mortgage holders could be paying an interest rate of up to 7.11%, says RateCity.⁣ ⁣ But the average rate for new home loan borrowers is currently 6.3%. ⁣ ⁣ That's a pretty big difference. 😅⁣ ⁣ On a loan of $600,000, refinancing or renegotiating to a lower rate of 6.37% (and that's being conservative) could cut $280 off monthly repayments.⁣ ⁣ Call us today to find out if you could cut back your mortgage repayments by refinancing. 👇⁣ ⁣ To find out more, DM us or contact RB Loans on: ☎️ – 0414 488 879 💻 – randa@rbloans.com.au #rbloans #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #homebush #homebushproperty #homebushrealestate #sydney #sydneyfinance #sydneymortgagebroker #sydneyhomeloans #sydneyrealestate #sydneyproperty #firsthomebuyer #bestmortgagebrokernsw #privatelender #commericaloans #instantassetwriteoff #carloan #personalloansaustralia #australianmortgagebroker

Rising interest rates got you worried about your mortgage payments? 😨 Refinancing could be the answer! Many Australians are exploring refinancing to save money or tap into their home’s equity. Whether you’re looking for lower interest rates, accessing your home’s equity for projects, or getting better loan terms, refinancing can help. Even with fluctuating rates, now might still be a good time to refinance. Click here to read more 👉 https://lnkd.in/gRW3NPcE Book Your Free Consultation Now: https://tncgroup.au #TNCGroup #SmartInvesting #PropertyMarket #RealEstateAdvice #LowerInterestRates #HomeEquity #LoanTerms #SaveMoney #HomeRenovation