Bluebird Home Loans’ Post

Let's pull back the curtain: Why would you need mortgage insurance? Because it gives you the opportunity to secure a loan that may otherwise be out of reach. Once you've reached a certain amount of equity in your home, it can be removed. Reach out to us now at 954-318-1100 to find out more! #realtor #homebuyer #newhome #refinance #investment #househunting #property #purchase #finance #loanofficer #creditrepair #loans #creditscore #mortgagelender #homeloans #credit #broker #dreamhome #forsale #business #money #homebuyers #mortgagerates #loan #homeloan #preapproval

Once a week I bring in some of our awesome loan officers and we talk about what’s going on, what we need to work on, give ourselves challenges and every once in a while we say nice things to each other. #loanofficer #mortgage #lender #meeting

Wondering if you should buy a house in an LLC? It can offer liability protections, which is great for those with multiple properties or high-risk tenants. But it’s important to know that it could cause tax complications as well as having a more complex financing process. Make sure you speak to a professional so you can weigh the pros and cons before deciding. Be sure to check out our multitude of loan options at www.optionfundinginc.com and reach out with any questions at all. #mortgagebroker #lender #loanofficer #mortgage #LLC #homebuyingtips #realestate #mortgagetips #homeloans #optionfundinginc #ahmadazizi #loanking #makingdreamshappenoneloanatatime

A Guarantor Loan can bolster a borrower's ability to secure a mortgage by involving a guarantor, typically a family member, who agrees to assume responsibility for the loan if the borrower defaults. Here's how it works: - Enhanced Borrowing Capacity: With a guarantor, the borrower may qualify for a larger loan amount or better terms, as the guarantor's income and assets strengthen the application. - Conditional Approval: The lender evaluates both the borrower's and guarantor's financial profiles. Once approved, the loan is conditionally granted pending property valuation and legal checks. - Requirements: Common requirements include a stable income for the borrower, suitable property valuation, and legal documentation establishing the guarantor's involvement. - Benefits: Guarantor Loans can assist first-home buyers or those with limited deposits, potentially avoiding Lender's Mortgage Insurance (LMI) and reducing upfront costs. For expert advice on Guarantor Loans and securing mortgage approval, contact Uneek Mortgage Services at (02) 8880 4410. . #uneekmortgageservices #ums #mortgagebroker #homeloans #homeloan #firsthomebuyer #homebuyer #realestate #nsw #loan #mortgage #property #newhome

Did you know that you can check your own credit with no impact on your score? When you check your own credit — whether you're getting a credit report or a credit score — it's handled differently by the credit reporting agencies and does not affect your credit score. If you are applying for a mortgage and haven't already checked your credit report for errors, do so now. You can get a free copy of your credit report at www.annualcreditreport.com. If you find any errors, get them corrected as soon as possible. Jaime Richmond, Loan Officer NMLS 613509 📱(971)678-4973 #jaimerichmond #loanofficer #mortgage #mortgagelender #1stsecuritybank #mortgagepreapproval #extraincomeopportunity #Lender #Refinance #homeloans #homerefinancing #homefinancingsolutions #adusportland #adus #uniquehomes

There are certain financial decisions that you shouldn’t make before applying for your home. Suddenly paying off all of your debts, or taking out a new car loan on finance, can have huge impacts on your ability to be approved for a mortgage. Major changes to your credit report can be a red flag, so keep any big expenses until after you’ve bought your home. Jaime Richmond, Loan Officer NMLS 613509 📱(971)678-4973 #jaimerichmond #loanofficer #mortgage #mortgagelender #1stsecuritybank #mortgagepreapproval #extraincomeopportunity #Lender #Refinance #homeloans #homerefinancing #homefinancingsolutions #adusportland #adus #uniquehomes

💪🏻 A day of fighting with banks and building societies on behalf of my clients: - Vulnerable Clients (apparently not everybody deserves a place to call home) - Lenders changing goalposts (I’m desperately trying not to type their names here) - Underwriters on power trips (Ryan needs to get a grip) These days are exhausting 😴 but needs must!! I am however seeing some fantastic products on the market at the moment and a lot of clients are pleasantly surprised when I am dishing out their mortgage quotations. Need me to take on the world for you? Rachel@bellfinancialsolutions.co.uk 0151 808 0580 #property #propertybusiness #propertyladder #liverpoolregionbusiness #liverpoolestateagents #mortgageadvice #mortgage #mortgagebroker #housingmarket #homesweethome #homeimprovements #homemover #firsttimebuyer #debtconsolidation #debt #money #liverpoolproperty #wirralproperty #remortgage #finance #financialservices #selfemployedmortgages #wirralbusiness #wirralmortgages #protection #lifeinsurance #criticalillness #family

An Escrow account is an account maintained by the servicer of your loan that is used to hold a portion of your monthly home loan payment that will be used to pay your homeowner’s insurance and property taxes when they come due. Not all home loans require escrow accounts but it’s a great way to ensure your taxes and insurance are paid on time by your servicer. If your taxes and insurance are escrowed, the cost will be built into your monthly home loan payment and the escrow account will be analyzed and adjusted each year to make sure the servicer is collecting enough funds to cover these payments.   If you’d like to learn more, connect with me today!   #northpointebank #homefinancing #Conventionalloans #Governmentloans #Constructionloans #constructiontoperm #buildyourdreamhome #allinoneloan #builderapproved #Landlender #financing #mortgage #nationwidelending #renovationloans #firsttimehomebuyers #Dscr #Manufacturedhomeconstruction #Modularconstructionloans #Manufacturedhomefinancing #NonQM #realestateinvestor #Developer #Homebuilder #Investmentproperties #modularhomes #NorthpointeBank #wearehiringLOs #loanoriginator #loanofficer #realestate #downpaymentassistance #northpointebankfresno

Did you know that refinancing could potentially eliminate the need for mortgage insurance? If you've built enough equity in your home, this might be an option for you. Contact us to discuss your options. #rezamp #rezampwholesale #rezamplending #finance #fixandflip #fixandfliphouses #fixandfliprealestate #fixandflips #fixerupper #flippinghouses #funding #hardmoney #hardmoneylender #hardmoneylending #hardmoneyloan #houseflipping #investor #lender #loan #mortgagelending #passiveincome #privatelender #privatemoney #realestate #realestateinvesting #realestateinvestor #refinance#rentalproperty #arizona #mortgage

The Loan Estimate is a disclosure form that is required to be sent from the lender to the borrower within 3 days of receiving a formal loan application from the buyer. It is an estimate of the costs associated with obtaining the loan. It is intended to give the buyer an estimate of their costs so that they can compare loan products. It is also meant to prevent lenders from “bait and switch” tactics, as lenders are unable to change or increase most of the fees on the Loan Estimate without first providing a new Loan Estimate. The borrower cannot sign their loan documents until 7 days after they have been provided the Loan Estimate. Millie Ruiz Wagner - Preferred Rate 📱(708)945-3315 NMLS#225675 #MillieRuizWagner #PreferredRate #PreferredRateListings #DreamHome #Lender #Mortgage #IndianaHomes #ChicagoMetroAreaHomes #Refinance