Bradesco Bank’s Post

The housing market in 2023 has been quite the rollercoaster ride! Lenders have been on their toes, constantly adjusting their products and credit risk assessments to lend responsibly. Curious about how 2024 is shaping up? Take a peek at what Patrick Mamford, head of international business development at Qualis Credit Risk, predicts for the mortgage market in the FInancialReporter: https://lnkd.in/eGSgikkZ #HousingMarket #Mortgages2024 #FinanceTrends #LendingMetrics #Lenders

The housing market in 2023 has been quite the rollercoaster ride! Lenders have been on their toes, constantly adjusting their products and credit risk assessments to lend responsibly. Curious about how 2024 is shaping up? Take a peek at what Patrick Mamford, head of international business development at Qualis Credit Risk, predicts for the mortgage market in the FInancialReporter: https://lnkd.in/etA4VqfG #HousingMarket #Mortgages2024 #FinanceTrends #LendingMetrics #Lenders

Haventree Bank is revolutionizing the mortgage industry by prioritizing broker input and fostering long-term partnerships. With a commitment to innovation and client-centric solutions, Haventree Bank is reshaping the financial landscape. Discover how they're empowering brokers and clients alike. https://hubs.la/Q02DKppW0 #Banking #Innovation #ClientCentric #MortgageIndustry

🔮 Brace yourselves for perpetually high interest rates! The panel at ICNY 2024 predicts innovation in the mortgage and finance sector. What do you think about the impact of high interest rates on the industry? Share your thoughts! #ICNY2024 #InterestRates #FinanceInnovation #MortgageIndustry #blog https://lnkd.in/gT_ZfEhx

🎙 Exciting Announcement for Credit Week 2024 🌟   Buster Tolfree, Director of Mortgages at United Trust Bank Limited, is joining us as a speaker! 🎤 In this session, Buster will delve into the topic of 'Residential Customer Affordability'. Balancing affordability with responsible lending is essential for a sustainable and inclusive mortgage market.   Join us at #CreditWeek to explore the end of fixed rates, examine the effects of rising interest rates, and unpack the implications of Consumer Duty. Don't miss this opportunity to gain valuable insights from an industry expert! 🚀   For more information on the Credit Week agenda please visit https://lnkd.in/e8fnDdRh #CreditWeek #FinanceLeadership #MortgageMarket #FinancialInsights

At CMI, our experienced team oversees each of our three MIC funds, expertly managing all aspects of operations from mortgage selection to administration and servicing. As a result of this careful monitoring, CMI's MIC funds have a loan loss rate of less than 0.5% since inception. And that's data you can rely on. #theCMIdifference #mortgageinvesting #investmentknowledge #privateinvesting #altinvesting

Are you attending Western Secondary #WSMC23? Now is the time to look at your tech stack and see if it- stacks up. Let's talk Lender Price- #PPE, #MultiDimensionalMarginManagement, #pipelineManagement, #ConfigurableLockPolicy, #RateSheetGenerator

In my last life as an MLO, I'm going to take this as a reminder to: Tell you to check your amortization schedule and ensure that the payments you are making are having the impact you intend them to. When I was with BBVA, additional payments would only advance the amortization schedule. Meaning that for every payment from your first to last (imagine them numbered out) it would progress through the interest/principal assigned to each payment faster, without giving you a break on interest. The bank would get its money faster decreasing their risk. The only way this would be circumvented is if you designated a "principal only" payment of $10k or more. Many of the people I talked to found out way too late. And the mortgage industry has many of your payments servicers changing year to year (usually you'll get a notice about this in the mail) Make informed decisions on where your $ is going. This isn't financial advice, just a PSA. #lending #mortgage #payments #financing #banking

Let's see who knows more about the cyber security code. Its an IQ test, give it a trial 😉 😎. #propertyinvestment #propertyforsale #cyberdefense #knowledgeispower

In case you missed it, here's a replay of the webinar featuring Nikki Bialka from Fifth Third Bank, J. Tony Thompson, CMB from NAMMBA, and me. We discuss the impact to the mortgage industry of the Ameris Bank settlement with the Department of Justice (DOJ). "Unpacking The Ameris Bank/DOJ Redlining Settlement: What Leaders Can Do Today to Mitigate Your Risk." https://lnkd.in/g4ECUzzf