Many of us are accustomed to focusing on financial goals and there's nothing wrong with this approach, as goal-based planning has become commonplace in the financial planning world. However, goal-based planning can sometimes become myopic, making us nearsighted and ignoring everything else around us for the sake of a singular objective. While this focus can be beneficial in achieving the goal, there's a risk of losing sight of the bigger picture—accomplishing a goal at the expense of our broader aspirations. For 2024, consider shifting your focus from financial goals to bigger-picture aspirations and long-term habit-forming activities.
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