Brian Clement’s Post

In today's dynamic business environment, executives and boards are encountering a growing personal liability burden. With tightening regulatory requirements, the exposure of personal assets is a real concern. Offering Directors and Officers Liability Insurance is not only crucial for protecting individuals but also essential for attracting top-tier talent to critical positions within your organization. In this era of heightened accountability, this coverage becomes an invaluable asset for both executives and the businesses they lead. For inquiries or quotes, please contact your insurance broker or reach out to: Simon Højmark, Portfolio Manager #Insurance #RiskManagement

Employment contracts and corporate bylaws may extend indemnification to corporate executives. In order to financially back that obligation, companies can invest in a specialty area of insurance known as Directors & Officers Liability, or D&O. At #RiskResource, we are working to simplify language found within the Property & Casualty insurance industry by providing a regular series of easy-to-follow newsletters that are relatable to those responsible for investing in coverage for their company. #insurance #propertyandcasualtyinsurance #RiskResource #riskmanagement #brianclement #riskstrategies #liability #generalliability #cyberliability #cyberrisk #productliability #professionalliability #errorsandomissions #malpractice #managementliability #assetdevelopment #intellectualproperty #alternativeenergy #renewableenergy #lifescience #healthcare #technology

Directors & Officers (D&O) Liability Insurance offers multi-layered protection through direct indemnification for individuals, company reimbursement for organizational expenses & entity coverage against securities claims for public companies. Together, this strategic form of coverage fortifies your leadership team, allowing them to navigate challenges, make informed decisions & drive growth without the burden of potential liability risks to themselves or the business. #DirectorsInsurance #OfficersInsurance #Insurance #InsuranceforBusiness #businessInsurance

There are multiple industries who carry a professional liability exposure by means of their license. When an error occurs by a professional the resulting financial injury can cost millions of dollars in both defense and settlement costs. Professional Liability insurance, also called Errors & Omissions or Malpractice, doesn't have to be complex. In this week's article, Risk Resource provides a simplified overview of coverage and helps to eliminate confusion behind an important coverage type. Subscribe 👉 today and learn how we're educating Property & Casualty insurance investors helping them build confidence which in turn will build a confident insurance portfolio for their company. #insurance #propertyandcasualtyinsurance #RiskResource #riskmanagement #brianclement #riskstrategies #liability #generalliability #productliability #professionalliability #errorsandomissions #malpractice #Umbrella #assetdevelopment #intellectualproperty #alternativeenergy #renewableenergy #lifescience #healthcare #technology

Management Liability, which we introduced in this article 👉 https://lnkd.in/eZiqbmQE includes multiple parts insuring specific risks. One of those risks is the alleged mismanagement of employee benefit plans. Fiduciary Liability, an insurance coverage that protects decisions makers for items governed by ERISA, should not be overlooked when it comes to building a Property & Casualty insurance portfolio. At #RiskResource, we are working to simplify language found within the Property & Casualty insurance industry by providing a regular series of easy-to-follow newsletters that are relatable to those responsible for investing in coverage for their company. #insurance #propertyandcasualtyinsurance #RiskResource #riskmanagement #brianclement #riskstrategies #liability #generalliability #cyberliability #cyberrisk #productliability #professionalliability #errorsandomissions #malpractice #managementliability #assetdevelopment #intellectualproperty #alternativeenergy #renewableenergy #lifescience #healthcare #technology

Management Liability, a specific type of insurance to protect both the entity and leadership, is complex. It contains multiple parts, including: -Directors & Officers Liability -Employment Practices Liability (EPLI) -Fiduciary Liability -Commercial Crime -Kidnap and Ransom Not only does Management Liability insure the corporate entity, it also provides personal financial protection against claims stemming from decisions made in an official capacity by leadership personnel. In this week's newsletter https://lnkd.in/eY65R7VV we introduce this strategic area of insurance coverage. At #RiskResource, we are working to simplify language found within the Property & Casualty insurance industry by providing a regular series of easy-to-follow newsletters that are relatable to those responsible for investing in coverage for their company. #insurance #propertyandcasualtyinsurance #RiskResource #riskmanagement #brianclement #riskstrategies #liability #generalliability #cyberliability #cyberrisk #productliability #professionalliability #errorsandomissions #malpractice #managementliability #assetdevelopment #intellectualproperty #alternativeenergy #renewableenergy #lifescience #healthcare #technology

This is a great article offering practical perspectives for buyers diligencing domestic and international manufacturing targets.

Shrinkage......I recently caught a rerun of the Seinfeld episode when George was changing following his swim in the pool. Well, if you are a fan you know the rest......Like a frightened turtle! 🐢 So, when could your 💲1 million liability limit shrink? If you purchase a 💲1 million limit with a 💲100,000 deductible does your carrier pay that limit at the time of settlement or award by jury? Deductibles on Liability insurance policies, especially in the Professional Liability space, can erode the purchased limit. Are there other avenues to pursue? Yes. In this week's newsletter https://lnkd.in/eDNKJe2U we outline key pros and cons when evaluating a Deductible, and compare them to an alternate financial instrument called Self-Insured Retention, or SIR. #insurance #propertyandcasualtyinsurance #RiskResource #riskmanagement #brianclement #riskstrategies #liability #generalliability #cyberliability #cyberrisk #productliability #professionalliability #errorsandomissions #malpractice #managementliability #assetdevelopment #intellectualproperty #alternativeenergy #renewableenergy #lifescience #healthcare #technology

Safeguard Your Leadership with D&O Insurance As a business owner, your directors and officers are the decision-makers driving growth. But with great responsibility comes personal risk. Protect their personal assets with D&O Liability Insurance. This coverage shields them from lawsuits involving breaches of fiduciary duty, misrepresentation, or failure to comply with regulations. Investing in D&O coverage is not just a smart move for large corporations, but for small and medium-sized businesses too. In today’s complex legal environment, safeguarding your leadership ensures stability and confidence in the company’s future. 
D&O Insurance helps you attract top talent while providing peace of mind, protecting your leadership from personal financial risk. #KIC #Klapton #Insurance #Reinsurance #KICprotection #Directorsandofficers #D&O

In the dynamic world of life sciences, professional liability is a growing concern. A simple error or omission in your work could lead to costly claims, regulatory challenges, or lengthy legal battles, threatening your company’s stability and reputation. At Arthur Hall Insurance, we understand the unique risks facing life science firms. Our expert team provides customized Professional Liability coverage, designed specifically to protect against potential errors or omissions in your professional services. With our tailored solutions, your business can navigate challenges with confidence, ensuring financial protection and preserving your reputation. Don't leave your firm exposed to unnecessary risk. Contact us today to learn how our industry-specific coverage, backed by a consultative approach, can offer the security and peace of mind your company needs to grow and succeed. #ProfessionalLiability #LifeSciences #LiabilityCoverage #LifeScienceIndustry #RiskManagement #BusinessProtection #TailoredInsurance #CorporateInsurance #ErrorsAndOmissions #BusinessRisk #FinancialSecurity #IndustryLeaders #InsuranceSolutions #RiskMitigation #ProtectYourBusiness #CorporateAdvisors #LiabilityProtection #BusinessSuccess #PeaceOfMindInsurance #ComplianceAndRegulation https://lnkd.in/e-uerXQK