Broadstreet Impact Services’ Post

Access to homeownership should be for everyone! The mortgage industry plays a crucial role in helping underserved communities achieve the dream of owning a home. By providing equitable opportunities, financial education, and tailored loan options, we can bridge the gap and build stronger, more inclusive communities. If you would like more information on Down Payment Assistance programs DM me the letters "DPA" (I cannot send an attachment in the comments) Watch to learn why supporting underserved areas is essential for a brighter future! #MortgageIndustry #UnderservedCommunities #HomeownershipForAll #RealEstateTips #FinancialInclusion

The "American Dream" post reveals the rising costs of achieving key life milestones—now estimated to cost $4.4 million. But there's an important silver lining when it comes to homeownership. Investing in real estate can help offset rising costs by allowing homeowners to build wealth through appreciation and equity. Over time, homes tend to appreciate, and each mortgage payment builds equity—a key component in long-term financial security. Owning a home can serve as a hedge against inflation, offering stability in an increasingly expensive world. 🏡 Tip: Start building your real estate portfolio today—each payment moves you closer to long-term financial security! #WealthBuilding #Homeownership #Equity #AmericanDream #RealEstateInvesting #theschulzteam #waltschulz #waltschulzmortgage #mortgagepro #smartborrowing #teamschulz

📈 Ready to kick-start your wealth building journey? Take a leaf out of my 27-year-old client's book and start investing in property! 🏡 With the first homeowner's grants and smart rental strategies, he's making $600 to $900 a week in cash flow! 💰 No pressure on mortgage payments and now he's leveraging for his second investment. 💲 Think outside the box and be prepared to suck up a little bit of pain for long-term gain. 😀 Don't miss out on the opportunity to build your wealth in Queensland! 🌟💰 #BrisbaneProperty #QueenslandInvestments #FinancialEducation #PropertyInvesting #WealthBuilding #BrisbaneRealEstate #SmartInvesting

As parents, we all want to give our children a head start in life, and one of the best ways to set them up for future success is by teaching them about financial literacy early on—especially when it comes to building generational wealth through homeownership. 🏡💰 Here's how you can lay the foundation: 1. Add your child as an authorized user on your credit card. This will help them build credit history long before they need to use it themselves. A strong credit score is key to securing favorable mortgage rates down the road, making homeownership more attainable. 2. Teach them the importance of saving for a down payment. Helping your child understand the value of saving from an early age will set them up for long-term financial success and put them in a better position to become homeowners when the time is right. 3. Introduce the idea of equity and long-term investments. Owning a home not only provides a stable living environment, but it also allows your child to build equity over time, creating a pathway to generational wealth. Ready to start building wealth for the next generation? It's never too early to begin! 🔑 #FinancialLiteracy #GenerationalWealth #HomeownershipGoals #FutureHomeowner #RealEstateInvesting #theschulzteam #waltschulz #waltschulzmortgage #mortgagepro #smartborrowing #teamschulz

American homeowners are rich on paper. Wall Street-backed companies want a piece of all that home equity — more than $32 trillion nationwide. What could go wrong? A lot, according to the Consumer Financial Protection Bureau. A new report from the CFPB highlights many of the concerns I raised last year in a story on the rise of home equity investments, deals that allow homeowners to trade a stake in their home for a lump sum of cash. These deals may offer a valuable alternative for people who can't get a HELOC or reverse mortgage. But the CFPB has also received complaints from consumers who feel frustrated or misled, expressing "confusion about the financing terms, surprise at the size of the repayment amounts, disputes about appraisal values, difficulty with refinancing due to the existence of the home equity contract, and frustration that they felt their only option to get out of the contract was to sell their home." Here's my story for Business Insider, which has everything you need to know about these deals: https://lnkd.in/euYs7tEf And here's a link to the CFPB report: https://lnkd.in/eSvQFKJg (Thanks to Wendy Gilch of Selling Later for bringing the report to my attention!) #homeequity #HELOC #refinance

🏡 **The 100-Year View: Why Real Estate Builds Wealth** 🏡 Charting the journey of home values over the past century shows us just one thing: **Property appreciates over time**! 📈 🔑 **Key Insights:** 1. Homes recover and rise after every market correction 🔄 2. A long-term upward trend, despite the cycles 📊 3. Significant gains over the years 🌟 Want to deepen your understanding of real estate? Dive into the data and see why investing in property can be a solid long-term plan. #RealEstate #PropertyInvestment #WealthBuilding#homebuying #loanofficer #lender #homeloans #EnvisionHomeLoans #Efinity #EfinityMortgage #RealEstate

Reverse mortgages can be a game-changer for our seniors, providing financial security and peace of mind. Check out this week's blog from our CEO, Michael Pankow. You can read it here! #ReverseMortgage #SeniorFinance #HomeEquity #FinancialPlanning #VeteransMOA #MortgageTips

READ: https://ow.ly/OnoP50TY3Z3 As economic uncertainty persists, real estate credit is proving to be a valuable tool for building resilient portfolios. LaSalle’s Craig Oram, Isabelle Brennan and Jen Wichmann recently spoke to Institutional Real Estate, Inc. about why and how real estate mortgage credit is cementing its position as a cornerstone of resilient investing. #InvestingTodayForTomorrow #RealEstateCredit #RealEstateDebt

Our CEO, Simon Brown, was quoted in Mortgage Strategy's article discussing the government's release of a planning paper aimed at making major projects faster and less costly. “The presentation of the Planning and Infrastructure Bill in the spring will be a welcome step by the government to reach its ambitious targets and build toward economic growth. “However, systemic barriers—such as fragmented processes, overburdened professionals, and limited information-sharing—still impede progress. “By leveraging data more effectively, we can identify demand hotspots, streamline development, and ensure homes are built in the right locations, supported by the necessary infrastructure to foster thriving communities.” Read the full article here: https://hubs.la/Q0343-P_0 #LandmarkInformationGroup

🏡 Your home isn’t just a place to live—it’s also a financial tool! If you’ve built up equity (the difference between your home’s value and your mortgage balance), here are a few smart ways to make it work for you: 1️⃣ Pay Off High-Interest Debt Tired of juggling credit card or personal loan payments? Using your equity can help consolidate those into one manageable payment, often with a much lower interest rate. 2️⃣ Fund Home Renovations Dreaming of a kitchen upgrade or a backyard oasis? Tap into your equity to boost your home’s value while creating a space you love. 3️⃣ Invest in Your Future Use your equity for major life goals—like funding education, starting a business, or other long-term investments that can set you up for success. 4️⃣ Build Your Emergency Fund Life happens. Using your equity to create a financial cushion can give you peace of mind when unexpected expenses arise. 5️⃣ Buy Another Property Thinking about a vacation home or an investment property? Equity can be the key to expanding your real estate portfolio. If you are interested in exploring your options to access the equity in your home, DM the word “Equity” 🙌 ❤️ Like this post and save it for future reference! Share this with anyone who could use some financial inspiration! 🏦 Moses Alford - NMLS #2020941 Alford Lending Group - NEXA Mortgage NMLS #1660690 📱 813-819-0222 📧 moses.alford@alfordlending.com 💻 https://lnkd.in/eWefZmua #MortgageTips #HomeEquity #FinancialFreedom #MortgageSolutions #HomeFinance #MortgageAdvice #LoanOfficerLife #MosesAlford #AlfordLendingGroup