CA Priya Saini’s Post

Healthcare in India is one of the strongest in the whole world. - a privileged person's story If you can afford (90% on linkedin can), you should be utterly grateful for how fast things happen here. Might be controversial, but I have strong reasons for it. Yesterday, one of my clients reported low libido and depressive symptoms. I had them • Free testosterone • SHBG (sex hormone binding globulin) • Prolactin tests done. Blood sample was collected the next morning. Reports arrived the same evening. On the other hand, my international clients struggle to simply get a 'full body blood panel' done, forget about doctor appointments. The long waiting time and painful systems make them ignore their symptoms and ultimately, their health. Healthcare to me is : 1. Immediate attention 2. Rest to my anxiety 3. Early detection followed by treatment I don't care that it's free, when the above things are not taken care of. Free services are not worth a 2 year wait period. Would you let a disease progress that much? ----------- In India, patients get immediate/next day appointments, same day reports, and speedy services. Even if it's privatised, our healthcare system is solid. We have failed to appreciate the ease and convenience of it. And hence, I get disgusted when we get lazy and ignorant about it.

When you discover the article that resonates with your thoughts. #healthcare

AyushPay is like a superhero that protects every Indian home from the chance of illness. It’s an invisible shield that works alongside with other government health schemes to strengthen India’s healthcare system. Here’s how AyushPay shows its magic: Prevention First: AyushPay prioritizes preventive care, building a strong health foundation within every home. No OPD Worries: AyushPay takes care of those frequent expenses for you- Doctor visits, checkups, and common ailments—all covered without draining your wallet. Healthcare for All, Truly for All: AyushPay extends its shield beyond BPL categories, ensuring no one is left vulnerable. Superpower on a Budget: AyushPay proves that health protection doesn’t have to break the bank Embrace AyushPay today and witness the transformation—from anxiety about healthcare costs to confidently facing any health challenge with a silent, yet powerful, force field at your back. #ayushpay #ayushkavach #preventivehealthcare #health #india #doctor

In India, a staggering 30% of the population remains vulnerable, lacking any form of financial protection for their health needs. This stark reality highlights the immense challenges faced by millions of individuals and families across the country, as they grapple with the burden of healthcare expenses without adequate support systems in place.🏥💰 Affordplan steps in as a comprehensive healthcare financing platform, offering a lifeline to those in need. By providing tailored savings plans, cashback rewards, and convenient payment options, Affordplan empowers individuals to manage their medical expenses effectively. With Affordplan, no one has to compromise on their health due to financial constraints, ensuring that access to healthcare remains equitable for all.💙✨ Choose life, choose swasth. #Affordplan #Healthcare #HealthcareSavings

I've recently kicked off two major projects in the central suburbs of Mumbai aimed at improving #MentalHealth among underprivileged teens and early #BreastCancer detection and treatment for underprivileged women, with support from Rotary, top agencies and institutions. There's been a lot of expert analysis on the Union Budget and its impact on the healthcare sector. There have indeed been few misses such as senior citizens. But what really caught my eye is the significant benefits for both the areas - MENTAL WELLNESS and BREAST CANCER. The 12.96% increase in the Health Ministry's budget signifies a robust commitment to bolstering healthcare infrastructure and services. This is fantastic news! But what truly made my day was the Cancer Treatment Relief. The full exemption of customs duties on three crucial cancer drugs - Trastuzumab Deruxtecan, Osimertinib, and Durvalumab - will bring substantial financial relief to cancer patients, especially those fighting breast cancer. Making these essential treatments more affordable and accessible is a game-changer. This exemption is a pivotal step towards reducing the financial burden on breast cancer patients. These drugs are vital for effective treatment, and making them more affordable will significantly improve access to life-saving therapies. This budget highlights a clear focus on patient-centric policies, especially for those battling severe health conditions like cancer. The National Tele Mental Health Programme's budget increase to ₹90 crore underscores the growing recognition of mental health needs. To sweeten the deal, the increase in the Pradhan Mantri Jan Arogya Yojna (PM-JAY) budget to ₹7,300 crore will expand healthcare coverage and benefits to more citizens. Maintaining a steady budget of ₹200 crore for the National Digital Health Mission highlights ongoing efforts to digitize healthcare records and improve service delivery. Overall a good day for many of us in #Healthcare industry. #UnionBudget2024 #CancerTreatment #NationalHealthMission #PMJAY #DigitalHealth #Rotary Pic courtesy: Economics Times

Are you a “REAL” Crorepati ❓ 🔰 If you invest 15K per month for the next 15 years, generating 15% per annum returns, you will become a crorepati. But what will be the worth of 1 Crore after 15 years? It will be worth half based on the latest inflation. Then you will NOT be a Crorepati in real terms❗️ Here comes the important concept of real-rate-of-returns (RROR) 1 Crore today = 2.4 Crore after 15 years Considering RROR, you will need to contribute approx. 63K per month for next 15 years, generating 15% per annum returns. You will be a Crorepati in today’s term with corpus of 2.4 Cr after 15 years. P.S: What are your thoughts ❓ ----------------------------------------------------------------------- 🔔Book your FREE consultation Call and let me help accelerate your wealth-creation journey 📌 Booking link in the bio and pinned comment.

Yesterday, #India paved the way for dignified healthcare for its aging population above 70. With a population of over 1.4 billion, India's healthcare transformation is a marathon, not a sprint. Remember when affordable healthcare for our parents and grandparents felt like a distant dream? Many insurance companies either excluded them entirely due to anticipated high claims, or offered plans with premiums out of reach for low & middle-income families. This groundbreaking policy isn't just about access to care – it's a powerful statement about dignity and equality empowering a generation. This empowers a huge section of the society to prioritize their well-being without financial burdens, marking a significant leap in India's healthcare journey for our most vulnerable. Let's create a future where quality healthcare is a right, not a privilege, for everyone, everywhere. Want to know more. https://lnkd.in/gHmzgpRS #Equality #FutureOfHealthcare #PatientCare #Doctors #Hospitals #Policy #Dignity #Agingpopulation #MedTech 

🏥 Healthcare in India is a scam 💀. Why? Here's what you need to know - Way too many doctors 👨🏻⚕️👩🏻⚕️ and labs 🔬 competing for patients means the ones who bribe 🤑 for referrals are the only ones that thrive. - This practice has become well-established in cities and towns. A general practitioner or specialist refers 💬 to another specialist or a lab who then pays kickbacks 💫 as a percentage % of the bill 📃 - The going rates for lab 🔬 tests, including CT/MRI scans are 20% - 40% and the going rates for referrals to a hospital 🏥 or doctor 👨⚕️ are 10% - 50% of the total bill. - The hidden preference of doctors 👨⚕️ and others to send patients to the entity providing the greatest commissions 🤑 means it's a race to the bottom 💀. - The ones providing top money 🔝 are the ones who get enough patients 👨👩👧👦 to realize economies of scale ✨ and make profits 💲💲💲. The rest perish 😢. - As a result, few ruthless, cut-throat, and unethical players dominate the market 👔. Prices are sky-high 💹, go up all the time by a lot ⏫, and incorporate so many hidden, illegal charges that you never get to see 🙈. - Patients 👨👩👧👦 are not the only ones affected. Conscientious doctors 👨🏻⚕️👩🏻⚕️ and lab service providers 👩🏻🔬👨🏻🔬 also suffer. There are some doctors who are reluctant 😓 but forced by peer pressure and family expectations 🧐 into complicity 🙈 or eager participation 😈. - The government needs to come down hard ⚖ on this malaise before it leads to the demise of Indian healthcare 🕯️. Currently, the government is turning a blind eye 🙈 to the colossal corruption happening right underneath its nose 👃🏻. Please add your comments and suggestions below 🔽

Sometimes the enormity of the numbers is realised only when you become part of the process!! That’s what’s happening with me as I complete my 3rd Quarter in the space of #HealthcareFinancing with AyushPay Today, only 37% of #Indians have an #healthInsurance and approx 30% are covered by the government under some scheme. That means close to 40-50Cr Indians are playing Russian Roulette with their #Health and #Finances.. Some Mind blowing numbers for you as published by #Forbes and other healthcare reports- -In India, we #spend roughly around 120 Billion INR out of pocket on #healthcare annually. -Healthcare expenditure (% of total household`s expense): Up to 26% in FY23. -5.5 Crore #Indians were pushed below #poverty line due to healthcare costs, as per a 2018 report. -Govt is spending 2.1% of the #GDP on Healthcare in FY23, where as US spends 18% of their GDP -In 2021, #cancer, circulatory system diseases, and #Covid-19 were the main cost drivers of medical claims in Asia, with respiratory and gastrointestinal diseases and Covid-19 being the most frequently claimed. -Social security cost incurred by the govt for #healthcare: Up from 6% in FY14 to 9.6% in FY19 What’s concerning is the current state of health insurance penetration in India. While the overall healthcare sector is growing, a significant gap remains in ensuring financial security for citizens facing medical emergencies. While fancy equipment and swanky hospitals are all the rage, a massive chunk of the population is left exposed to skyrocketing medical costs without any cover. As a result, people are delaying treatment, facing financial ruin, and a healthcare system under immense pressure. #FUNFACT— 30% of the total #loans taken in India are for Medical Treatments.. Majority of #uninsured Indians end up taking medical loans at interest rates ranging between 20% to 30%. This ain't a recipe for a financially healthy nation! #HealthcareFinancing #MedicalLending #MedicalTreatments #AyushPay