Capstone M&A’s Post

Education is important when it comes to collateral in business lending. The common misconception is that every bank lends on business acquisitions. Not true. If there is no private money available and the borrower does not have collateral to back the loan dollar-for-dollar, the only option tends to be the Small Business Administration (SBA). This pertains to deals under $5MM. Investment banks and private equity can also be utilized, but those options are generally interested in opportunities with $2MM+ in adjusted earnings. The Pillar: https://lnkd.in/gT5Sjt8G

Settlement Statements are the Northstar of business transactions. This instrument should include all debits, credits, and withholdings. In addition, the settlement statement should outline net proceeds to the business owner before taxes. It's generally regarded as best practice to have all parties involved review this document independently of each other to verify its accuracy.

Plot your course to mastery in finance! With Indiana ACTE's Finance Career Cluster, discover custom-tailored routes. Commence your journey toward unparalleled success today!

Excited to be speaking at the PDI New York Forum 2024 taking place on September 17-18. My panel discussed the key drivers fuelling speciality finance’s growth story with some of North America's leading investors, Avi Korn from KKR, Luke Duster from CRG LP, Eric Newman, CPA, CGMA from City of Stamford, and Mike Fang from Maryland State Retirement and Pension System 💡 Performance in Specialty Finance and Direct Lending: Specialty finance strategies offer more complexity but also potentially higher returns because of a "complexity premium," and added protections compared to more mainstream lending 💡 Balancing Exposure: For LPs, specialty finance offers diversification benefits, often with lower correlation to traditional corporate cash flows and thus providing resilience in times of economic downturn and a hedge in portfolios exposed to broader market volatility 💡Strategic Differentiation: Differentiating one specialty finance strategy from another involves mitigating risks through innovative structuring and underwriting. For example, asset-backed deals (such as equipment finance or solar loans) provide robust downside protection, while more esoteric opportunities like insured receivables from niche sectors (e.g., Greek export receivables) offer creative ways to diversify portfolios Join us here: https://lnkd.in/epU4AE47 #PDINewYorkForum #PrivateDebtInvestor #privatedebt #ai #rag #finance

Participating in the Arthneeti Article Writing Competition on Behavioural Finance was an enlightening experience that broadened my understanding of the intricate interplay between human behavior and financial decision-making. Crafting an article on this topic challenged me to delve deep into the nuances of behavioural finance, exploring the psychological factors that influence investor behavior. Despite the stiff competition, securing the 4th position was a moment of pride and validation, affirming my dedication to researching and articulating insights on this complex subject. This achievement has fueled my passion for further exploration in the field of finance, motivating me to continue learning and growing in this dynamic domain.

You shouldn't have to compromise quality with flexibility. Learn why the University of Oklahoma's M.S. in Finance might be the right program for you to elevate your business career at our upcoming Zoom webinar. Register here: https://bit.ly/3RL5mPC

I am honored to moderate a panel at the 5th Annual Private Wealth DC Metro Forum on March 21st. Joining me will be an esteemed group of financial professionals: Blake Millard, CFA®, Michael Levitsky, CFA®, CAIA®, Jim Polk, C. W. Smead, CFA, and Will Cazalet, CAIA. I look forward to discussing their insights on the panel topic, "The Equity Equation: Evaluating Impact on Portfolios."

💥 𝗧𝗵𝗲 𝗦𝘁𝗮𝗿𝘁𝘂𝗽 𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗰𝗼𝘂𝗿𝘀𝗲 𝗶𝘀 𝗮𝗯𝗼𝘂𝘁 𝘁𝗼 𝗸𝗶𝗰𝗸 𝗼𝗳𝗳! 💥 Get ready for weekly live classes packed with both theory and hands-on practice. Master essential tools, explore financing options, funding rounds and its long-term implications. Plus, learn modeling and diverse business types, and craft compelling reports for investors. Don't miss out! 🚀 https://lnkd.in/dpHR5gDf

Interested to know our thoughts on what do stock markets and economy hold for 2024? Curious about safekeeping of your assets outside of the Baltics? Redgate Wealth is hosting a client seminar helping on those topics. Message me if you are interested.