CCMSI’s Post

Forget the old adage about “death and taxes”. Let’s discuss the real threat to your wealth: long-term care costs. LTC needs — such as in-home caregivers, facilities, or home modifications — can get costly quick, risking both your own savings and your loved ones’ time and resources. Don’t be caught off-guard. LTC insurance can be customized for your situation and help protect your wealth as you age, without compromising your lifestyle or values. Learn more today: https://lnkd.in/eFpKvrEV #PlanAhead #longtermcareinsurance #ltci #longtermcare #aginginplace #caretaker #financialplanner #financialadvisor #retirement #wealthmanager #retirementspecialist #estateattorney #financialprofessional #wealthadvisor #WeAreLTC #thebrokersyouusematters #personalplanning

The Washington Cares Fund, one of the first government-run long-term care insurance programs, exists to help Washington citizens secure the resources they need to access care as they age. But how does it compare to private LTC insurance? It’s important to know your options when choosing LTC insurance. The WA Cares Fund does not cover those already in retirement or who are already disabled, but its benefits (such as the ability to pay a family caregiver through the fund or no premiums when retired) may make it the right choice for you and your family if eligible. Learn more here: https://lnkd.in/e_eA4uTR #longtermcareinsurance #ltci #longtermcare #aginginplace #caretaker #financialplanner #financialadvisor #retirement #wealthmanager #retirementspecialist #estateattorney #financialprofessional #wealthadvisor #WeAreLTC #thebrokersyouusematters #personalplanning

The Washington Cares Fund, one of the first government-run long-term care insurance programs, exists to help Washington citizens secure the resources they need to access care as they age. But how does it compare to private LTC insurance? It’s important to know your options when choosing LTC insurance. The WA Cares Fund does not cover those already in retirement or who are already disabled, but its benefits (such as the ability to pay a family caregiver through the fund or no premiums when retired) may make it the right choice for you and your family if eligible. Learn more here: https://lnkd.in/eqQGPtSP #longtermcareinsurance #ltci #longtermcare #aginginplace #caretaker #financialplanner #financialadvisor #retirement #wealthmanager #retirementspecialist #estateattorney #financialprofessional #wealthadvisor #WeAreLTC #thebrokersyouusematters #personalplanning

Forget the old adage about “death and taxes”. Let’s discuss the real threat to your wealth: long-term care costs. LTC needs — such as in-home caregivers, facilities, or home modifications — can get costly quick, risking both your own savings and your loved ones’ time and resources. Don’t be caught off-guard. LTC insurance can be customized for your situation and help protect your wealth as you age, without compromising your lifestyle or values. Learn more today: https://lnkd.in/eYXUDMMn #PlanAhead #longtermcareinsurance #ltci #longtermcare #aginginplace #caretaker #financialplanner #financialadvisor #retirement #wealthmanager #retirementspecialist #estateattorney #financialprofessional #wealthadvisor #WeAreLTC #thebrokersyouusematters #personalplanning

Washington State recently created the nation’s first-ever state-based long-term care insurance program, sparking interest in other state legislators to develop similar programs. Several of these states are moving forward with task forces and feasibility studies to implement payroll tax to fund a small amount of state-provided LTC coverage. States with LTC initiatives include: AK, CA, CO, HI, IL, MI, MO, NC, NY, OR, PA, UT, WA. To date, nothing is finalized, and contract dates and parameters are not defined. Our recommendation is that private LTC insurance will provide more leverage and customization. Proactive planning is where the smart $$ is. #longtermcareinsurance #ltci #longtermcare #aginginplace #caretaker #financialplanner #financialadvisor #retirement #wealthmanager #retirementspecialist #estateattorney #financialprofessional #wealthadvisor #WeAreLTC #thebrokersyouusematters #personalplanning

Washington State recently created the nation’s first-ever state-based long-term care insurance program, sparking interest in other state legislators to develop similar programs. Several of these states are moving forward with task forces and feasibility studies to implement payroll tax to fund a small amount of state-provided LTC coverage. States with LTC initiatives include: AK, CA, CO, HI, IL, MI, MO, NC, NY, OR, PA, UT, WA. To date, nothing is finalized, and contract dates and parameters are not defined. Our recommendation is that private LTC insurance will provide more leverage and customization. Proactive planning is where the smart $$ is. #longtermcareinsurance #ltci #longtermcare #aginginplace #caretaker #financialplanner #financialadvisor #retirement #wealthmanager #retirementspecialist #estateattorney #financialprofessional #wealthadvisor #WeAreLTC #thebrokersyouusematters #personalplanning

"By talking about retirement with people who have gone through it and exploring our options before we really intend to retire, we can embrace it in the most effective way when finally granted that gift of free time." Sign up when you click the link for free access to subscription-based articles for financial professionals and their clients. BBIM: Your first call for annuities, life insurance, and long-term care insurance. Visit us at bbimins.com #finance #financialplanner #financialadvisor #insurance #insuranceplanning

"How to Start Thinking About Retirement Before You Plan to Retire" Sign up when you click the link for free access to subscription-based articles for financial professionals and their clients. BBIM: Your first call for annuities, life insurance, and long-term care insurance. Visit us at bbimins.com #finance #financialplanner #financialadvisor #insurance #insuranceplanning

Flashback to 1982 – were you one of the night owls tuning into the premiere of "Late Night with David Letterman" on NBC-TV? With Bill Murray gracing the screen as the first guest, TV was truly the reigning king, and Letterman was carving new paths in late-night television. 🌙✨ Times change, and so do we, bringing our retirement planning into sharper focus. Have you considered how the escalating costs and burdens of aging will affect your family and finances? Long-term care expenses are on the rise, making early preparation crucial. Protect your future income and assets by adding an affordable Long-Term Care Insurance policy into your retirement plan. An LTC policy is your ticket to a range of top-quality care options, ensuring the comfort of receiving care right at home if you choose. Most people get coverage in their 40s or 50s but affordable options are available for those in their 60s and beyond depending on health. Get free and accurate quotes from all the top companies from one trusted source — www.mccannltc.net Discover the cost of care in your state, along with tax incentives and the availability of Long-Term Care Partnership policies, at https://lnkd.in/eWzV7pZx Insurance agents, CPAs, lawyers, and financial planners, let's collaborate to assist your clients nationwide. Reach out to us at https://lnkd.in/e9qNUF8. If you're a Long-Term Care Insurance professional seeking a home, consider joining forces with Platinum LTC Solutions. Contact us for more information. #Flashback82 #RetirementPlanning #LongTermCare #aging #DavidLetterman

A recent survey of 2 thousand retired Americans found that they'd expected to retire at 63.2 years old, but instead retired at 61.5, and one in three said they would have retired earlier if they'd had the chance! But before you tell your boss goodbye, Kyle Boston with First Coast Financial Group and Erin Kennedy walk through these important questions: -How much money do I need to retire early? -What's the first step to figuring out what will get me to and through retirement? -When should I claim Social Security? -What about health insurance? If you'd like to find out if you're on track to retire early, please feel free to give Kyle a call at 904-288-0103 or set up a complimentary appointment at https://lnkd.in/e-McfFje #WealthManagement #Retirement #RetireEarly #FIRE #SocialSecurity