Change & Innovation Agency, a vimo company’s Post

In the infamous words of Henry Ford, “If you always do what you've always done, you'll always get what you've always got.” Never before has this been so true for child care. But, reimagining child care is no small task, so where do agencies even begin? In the latest edition of APHSA -- American Public Human Services Association Policy & Practice, C!A’s Nicole Norvell suggests turning to proven models from other industries – such as health insurance exchanges – for inspiration. By integrating ideas, technologies and practices from diverse fields, agencies can create innovative solutions that transcend the limitations of a single-sector mindset. Check it out here ----> https://lnkd.in/g_fAEggx  And, if you are attending the #APHSASUMMIT24 next week in Arlington, be sure to attend Recreating the Child Care System to Help Children and Families Thrive on Monday, June 10, where we will take a deeper dive into this timely and important topic. #childcare #capacity #domoregood #techforgood #govtech

https://lnkd.in/euFt3cYw Any country that does not have dedicated funds for elder care shifts responsibility for care to relatives, most of whom are women. The author concludes that the US admittedly offers top ranking elder care if you can afford it. That's a big if, and I would still argue that we make very little provision for supporting family caregivers, upon whom the viability of the system rests. In fact, I feel that this statement is a direct contradiction from the first statement regarding need for dedicated funds. We've got a lot to learn, and a lot has to do with the way that our insurance works in this country, or doesn't work to promote the interests of the populace. #caregivingconfidential #newagingpartnership #longtermcare #insurance

This article illustrates how a 73-year-old husband was able to cover the expenses for his wife, who needed long-term care because his investments were sufficient for the $500k price tag. They were lucky. Part of the reason they were lucky is that they reside in North Carolina, where services are less expensive. The other reason they were lucky is because his wife died before needing more care. By the time she died, she did not recognize her husband; however, people with dementia can live a long time with that disease and other illnesses. When people say they want to self-insure, putting aside $500k per person and growing at least 7% every year is a decent place to start (not that it’s realistic). At the same time, purchasing Long-Term Care Insurance is pennies on the dollar - no matter what you hear people say. Benefits are received tax-free and can be available from Day 1. https://buff.ly/4fFvSFo #cjbinsurance #aginginplace #futureplanning #LTCI #longtermcare #insurance #activeseniors #agingawareness #agingpopulation #agingwell #agingwithgrace #alzheimer #assistedliving #assistedlivinglocators #assistedlivingsf #caregiversupport #caretransitions #community #dementia #dischargeplanning #eldercare #eldercareawareness #elderlycare #elderlyrights #families #goldenyears #healthyaging #independentliving #instituteonaging #ioa #memorycare #rehab #senioractivities #senioradvocacy #seniorcare #seniorcommunity #seniorhealth #seniorlifestyle #seniorliving #seniors #seniorsupport #seniorwellness #skillednursing #snf #takingcareofourseniors

For my long term care planning friends, let's talk more about how people can pay for long term care. When we harp too much on the why, we create fear and stress without answers. ⁉How can I afford to pay for long term care? ⁉How can I age in my home? ⁉How do I pay for long term care if I can't qualify for long term care insurance? ⁉How will my family know what to do if I need care? There are lots of solutions that we talk about in our weekly Buddy Study Groups, and if you educate on the how, the why becomes less stressful. 🧡 Marc Glickman, FSA, CLTC Jason Dutra Phyllis Shelton Rhonda Bills, CLTC Renee Caldwell Lori Martin, CLTC Diane Stoddart, CLTC, LTCP Linda Thalheimer #longtermcareplanning #longtermcareinsurance #caregiving #ltci

You've probably heard something similar to "Long Term Care insurance never pays out" or "Why is this so expensive?" or "I'll never need care so I'll pass". OneAmerica now has a newly released "Exceptional Care Comes With Experience" infographic and it is approved to provide to consumers. Link to download your copy: https://lnkd.in/eWSrscJc As a pioneer with more than 35 years of experience in the long-term care industry, our policyholders consistently tell us that they appreciate the way we work with them and their family members as extended care wishes turn into formal care plans. You now have the data and talking points to review with every prospect as to the "Who, What, When, Where and Why?" type questions being asked, especially about the need to consider Unlimited/Lifetime LTC coverage. #LTCPLANNING #ABLTC #CAREGIVING #ONEAMERICA

Sadly, consumers will not be motivated to plan for future care needs if they do not know these three basic facts: 1)The risk of needing LTSS is greater than 50% for those 65 and older. 2) LTSS costs are high and not covered by health insurance or Medicare. 3) LTSS needs are best met when consumers plan for them. Are you prepared to make plans for your aging loved one? https://lnkd.in/gE34uYyB #caregiving #caregivers #careplanning #LTSS #AgingNews

California's youngest children aren't going to the doctor when they should. Although 97% of kids in California have health insurance, pediatric visits during the crucial first five years of development are among the lowest in the country.   So, where is the disconnect? Jenny Gold identifies the systemic barriers to healthcare for parents, the long-term impact on their kids' health, and some possible solutions. With new public, private and local partnerships, L.A. is making historic investments in family health and proposing new initiatives to build a future where every child in CA can thrive. As senior director of health at Children Now, Michael Odeh remarks, "...we have decades of plans not providing care for kids. Changing that is going to take a lot of work.”    Learn more about the work to improve #earlychildhood development outcomes in #LosAngeles: https://lnkd.in/gwQ9-AWW

Seeking to address the rising cost of long term care, New York took another step towards a public long term care insurance benefit last week when Assemblymember Anna Kelles, PhD sponsored the introduction of “same as” legislation in the Assembly.  A.10143 corresponds with Senate Bill 8462 and now that legislation exists in both chambers, its chances of advancement increase. Components of the legislation include: ✔️Creates a public long term care benefit trust fund, funded by payroll taxes – the tax rate and benefit amount would be determined by an intergovernmental commission. ✔️For home care, care can be provided by any licensed agency in any state – enabling portability of the benefit to those that pay into the trust fund and then leave New York. ✔️One year waiting period for those born before 1972. Longer periods for younger contributors. ✔️Beneficiaries would need assistance with at least 2 ADLs as determined by a medical professional ✔️Providers of care would register with New York and reimbursements would be set by rulemaking. ✔️Incorporates NY Fair Pay for Home Care proposal that requires caregivers serving beneficiaries to be paid 150% of the NY home care aide minimum wage. ✔️There would be coordination with other long term care benefits – i.e. Medicaid, Medicare, long term care insurance. ✔️Family members could be hired by providers as a caregiver ✔️Requires every employee and self-employed individual to pay into the fund. Exemptions would be available to those that have a private LTCI policy, veterans with 70% or greater disability and consequently eligible for VA long term care, active duty military and nonimmigrant visa holders. Washington state currently has a similar benefit and California spent two years studying such a plan but has yet to introduce legislation. States are in the process of addressing the rising cost of long term care in the absence of a federal long term care benefit.   https://lnkd.in/gKCtAqat

Does anyone have long term care insurance or are you thinking about getting it? Either for yourself or a loved on? Am particularly interested in Lincoln Financial's MoneyGuard if anyone has it and is using it or similar policies. #longtermcare #longtermcareinsurance #insurance #aging #caregiving

Important information to know about Long Term Care Insurance policies and how they work. #longtermcare #homecare #inhomecare #dementiawise #dementia #DementiaCare #alzheimers #caregiving #caregiver #ComForCare #salemoregon