Christina Mabry’s Post

Why do parents need life insurance? If you're married with kids: In addition to losing one partner’s income, the surviving parent may have to pay for childcare and more without the other parent around to pitch in. If you're a single parent: As the sole income earner for your family, you’ll want to think about how to replace your child’s only source of financial support. If you're a stay-at-home parent: From cooking meals to shuttling kids to school to helping with homework, stay-at-home parents perform many critical responsibilities that would be costly to outsource. #GetLifeInsurance #LifeInsuranceMatters #LifeInsuranceAwareness #LIAM2024 #MetLife #NavigatingLifeTogether MetLife MetLife Jordan

Financial Tips for New Parents Becoming a parent is one of the most exciting things that can happen in your life, but if you’re not prepared for it financially, it can quickly become extremely stressful. With someone relying on you to care for them now and for many years to come, you’ll want to make sure your finances and estate plan are set up properly to support you through parenthood. Here are some items you’ll want to consider prioritising as new or soon-to-be parents: - Update your budget - Add your child to your medical aid plan - Review your life insurance - Review your will - Start saving for education - Increase your emergency fund While there is no doubt becoming a new parent can be overwhelming, checking these items off of your financial to-do list will ensure your finances are organised in a manner that supports your goals and wishes, and just might make your journey into parenthood a little less stressful! Contact us for more information on how to take these next steps. https://lnkd.in/dS24gpsj #NewParent #PlanningAhead #Budgeting #FinancialTips

🧐Thought for Thursday 🧐 Repost from @lifehappens • If life insurance through work isn’t enough to cover the mortgage, childcare, medical expenses and ongoing bills, you may need an individual policy to make sure your family has sufficient coverage. #GetLifeInsurance . . . #lifeinsurance #financialservices #insurancetips #insuranceagent

Peace of Mind for Parents: A Safety Net for Your Child's Future No parent wants to think about the unthinkable, but life insurance for children can provide a financial safety net in case of tragedy. Here's how it can help: Funeral Expenses: Alleviate the financial burden of laying your child to rest. Not to mention the time off that you as a parent will need to grieve. Guaranteed Coverage: Lock in low rates and insurability for your child's future, even if health conditions arise later on. Financial Head Start: Many policies build cash value that your child can access later for education or a down payment on a house. Contact us today to learn more about how child life insurance can bring you peace of mind. #childlifeinsurance #financialplanning #parenthood

Peace of Mind for Parents: A Safety Net for Your Child's Future No parent wants to think about the unthinkable, but life insurance for children can provide a financial safety net in case of tragedy. Here's how it can help: Funeral Expenses: Alleviate the financial burden of laying your child to rest. Not to mention the time off that you as a parent will need to grieve. Guaranteed Coverage: Lock in low rates and insurability for your child's future, even if health conditions arise later on. Financial Head Start: Many policies build cash value that your child can access later for education or a down payment on a house. Contact us today to learn more about how child life insurance can bring you peace of mind. #childlifeinsurance #financialplanning #parenthood

Unseen, unpaid, invaluable: the stay-at-home parent's role. Stay-at-home parents provide essential services that are often undervalued because they don't come with a salary. But what if those services suddenly disappeared? Life insurance for stay-at-home parents can cover the cost of professional services to keep your household running smoothly. From childcare to daily chores, having a policy ensures that your family's quality of life is maintained. It's about giving your family the security they deserve and recognizing the true value of your contributions. What’s one thing you wish people understood about stay-at-home parenting? Let’s talk about it! #InvisibleLabor #LifeInsurance #FamilyCare #StayAtHomeParenting #ValueOfWork

When you no longer can work due to a physical or mental conditions, it is disheartening when the insurance company, which may have received disability premiums for years, refuses to pay your claim or terminates it after paying a while. Unfortunately, fee awards are not automatic under ERISA...Visit our website to read more of our latest blog post. #TheMartinLawGroup #TMLG #RebuildingJustice #Tuscaloosa #TuscaloosaAL #Birmingham #BirminghamAL #Huntsville #HuntsvilleAL #Mobile #MobileAL #AlabamaLaw #AlabamaLawyer #AlabamaAttorney #ERISA #ERISALaw #ERISAAttorney #LongTermDisability #ShortTermDisability #LifeInsurance #PensionandRetirement #CobraandHealthInsurance #HealthInsurance #DisabilityAttorney

It’s a fabulous benefit as part of your overall planning but it’s not enough

Protecting the most important people in your life takes a little bit of work, but it is important work that must be done. Relying solely on your employer for this important protection is not good planning and can be the cause of over-paying later or not being able to qualify later. I cannot stress enough the importance of owning your life insurance plan outside of your employment where there are no guarantees that it will provide enough protection, or that it will still be there when they need it. #smartplanning #protectyourfamily #doitnow https://lnkd.in/eVaDHY4s

🌟 Growing your family means growing financial obligations! Here are key areas to review to ensure you’re properly prepared: Auto: Add new teen drivers to your policy and talk to your insurer about premium reductions. The more policies you put together, the more reductions you could have. Home: Review your homeowners policy regularly. As your family grows, so do your belongings and potential liabilities. Health: Switch to a family health plan and evaluate coverage options to ensure the best cost-benefit. Disability: Protect your family’s income with disability insurance, especially if one parent stays home. Consider increasing coverage as your needs change. Life Insurance: With children, future obligations rise. Ensure you have adequate coverage to support your family’s lifestyle and education expenses. Extended Care: Think ahead about extended-care options, balancing immediate needs like emergency and college savings. Stay proactive to safeguard your family’s financial future! #FinancialPlanning #FamilyGrowth #InsuranceAdvice