Christopher Johnson’s Post

This includes those of educators relying on the Texas Teacher Retirement System, are genuine. At Clark Retirement Planning, we prioritize creating personalized retirement strategies that not only address but also leverage these concerns to ensure a stable financial future. A one-size-fits-all approach doesn't work for retirement planning. It's essential to tailor your strategy to fit your financial situation and goals, incorporating various assets beyond your pension and 403(b) to build a comprehensive plan. Tax planning is another critical area often overlooked until it's too late. Strategic decisions can substantially lessen tax liabilities, allowing you to retain more of your hard-earned money. At Clark Retirement Planning, we go above and beyond basic planning to ensure your retirement strategy is as unique as you are. Please contact for a Free Pension Review appointment. Call or text 713-459-4766 to set up your review. #RetirementPlanning #FinancialFuture #SecureRetirement #ClarkRetirementPlanning #TaxPlanning #PersonalFinance #PensionReview #FinancialSecurity #RetirementGoals

This includes those of educators relying on the Texas Teacher Retirement System, are genuine. At Clark Retirement Planning, we prioritize creating personalized retirement strategies that not only address but also leverage these concerns to ensure a stable financial future. A one-size-fits-all approach doesn't work for retirement planning. It's essential to tailor your strategy to fit your financial situation and goals, incorporating various assets beyond your pension and 403(b) to build a comprehensive plan. Tax planning is another critical area often overlooked until it's too late. Strategic decisions can substantially lessen tax liabilities, allowing you to retain more of your hard-earned money. At Clark Retirement Planning, we go above and beyond basic planning to ensure your retirement strategy is as unique as you are. Please contact for a Free Pension Review appointment. Call or text 713-459-4766 to set up your review. #RetirementPlanning #FinancialFuture #SecureRetirement #ClarkRetirementPlanning #TaxPlanning #PersonalFinance #PensionReview #FinancialSecurity #RetirementGoals

How to Make Your Retirement Last Retirement planning is a critical aspect of financial management and ensuring that your retirement savings last throughout your golden years is a key concern for many individuals. Your Fresno financial advisor understands that various strategies and approaches exist to help retirees manage their finances effectively and make the most of their retirement funds. In this comprehensive guide, we'll explore different methods to make your retirement last, including the 4 percent rule, the guardrails approach, RMD guidelines, and annuitization. The 4 Percent Rule The 4 percent rule, initially proposed by financial adviser Bill Bengen, suggests that during the first year of retirement, an individual can withdraw up to 4 percent from their retirement savings, with adjustments for inflation in subsequent years. The rule is based on a portfolio invested in half large-company U.S. stocks and half government bonds. We have a strong team of professionals helping ensure you receive all the assistance you need not only in developing your retirement income strategy, but in maintaining it throughout your retirement. Contact us today at 559-230-1648 or visit us today at Soutas Financial to get your retirement plans on track for success!

What does your ideal retirement savings look like? Our latest blog post breaks down Northwestern Mutual's recent study, which proposes a new "magic" number for retirement—$1.46 million. We explore how this figure stacks up against traditional financial guidelines and the impact of recent inflation trends. For insights on how to tailor a retirement plan that aligns with your personal financial goals and lifestyle, read the full blog post here: https://lnkd.in/d8XEt8xU.

Ready to take control of your retirement future? Check out The Retirement Masterclass™ and discover key strategies to build a lasting income plan. We'll cover everything from Social Security and tax planning to investments and legacy planning. Learn More: https://lnkd.in/gUdvRUmt #RetirementPlanning #FinancialStrategies #LegacyPlanning #RetirementMasterclass

Retirement planning is the nation’s single biggest reason for seeking financial advice. One in three over-44s will actively seek advice on planning retirement in the next six months. Retirement planning often comes too late, with only one in 10 (12%) Gen Zs and one in five (18%) Millennials making it their priority. SJP analysis finds that just a five-year delay in starting a pension could result in £67,000 less for your retirement. Financial advice can be transformational in achieving a comfortable, stress-free retirement. Read more: https://lnkd.in/eTCf2q42 #RetirementPlanning #Pension

Retirement is often a topic that people shy away from. But, did you know that 1 in 3 Americans have no retirement savings? This is why estate planning and retirement planning are crucial. The earlier you start, the better. While it's important to focus on investing and saving, it's also important to think about the bigger picture. Let's talk about the retirement "gap". According to a recent study, only 42% of Americans have calculated how much they need to save for retirement. Are you part of the majority that hasn't calculated their retirement needs? If so, it's important to start thinking about it now. Ask yourself: - How much do you want to live on in retirement? - How much do you need to save to reach that goal? - What steps can you take today to start closing that gap? Don't wait until it's too late. Start planning now and make your retirement dreams a reality.

Let’s talk about the 4% rule—a guideline that suggests withdrawing 4 percent of your retirement savings in the first year and adjusting for inflation after that. But these rules aren’t “one size fits all.” Let’s work together on a personalized plan built just for you.

Let’s talk about the 4% rule—a guideline that suggests withdrawing 4 percent of your retirement savings in the first year and adjusting for inflation after that. But these rules aren’t “one size fits all.” Let’s work together on a personalized plan built just for you.

Let’s talk about the 4% rule—a guideline that suggests withdrawing 4 percent of your retirement savings in the first year and adjusting for inflation after that. But these rules aren’t “one size fits all.” Let’s work together on a personalized plan built just for you.