Conduit’s Post

Colombia is a hotspot for fintech innovation. With 394 domestic fintechs and growing, the Colombian market offers unparalleled opportunities. Explore three key trends shaping this dynamic landscape: the rise of neobanks, tech-driven lending innovations, and emerging open banking legislation. https://bit.ly/3VRRG8A #PaymentsInnovation #DigitalBanking #Fintech #LatamFintech

Over the last three decades, the formal volume of remittances in #LatinAmerica has surged by 25 times, hitting an impressive $146 billion, more than double the amount from ten years ago. Pretty exciting, isn't it? Join me this coming Monday, April 22nd, for an in-depth exploration of the dynamic realm of remittances. If you're part of a fintech, bank, or money transfer operator, this webinar will equip you to stay ahead of the curve on crucial trends and opportunities for digitizing remittances. Join the conversation with industry colleagues and experts as we dive into the latest trends, technologies, and innovations shaping the way we send and receive money globally! Oh, and by the way, this session will be conducted in Spanish! Don’t miss out on the discussion! 👉https://lnkd.in/gnPx4XFT 📅 Monday, April 22 at 1:30 p.m. Eastern Time #DigitalRemittances #FinancialServices Mastercard Paysend with Eduardo Marin Ignacio Esteban Carballo Arnoldo J. Reyes Tomás Alonso Martínez

The 2024 edition of the 𝐊𝐞𝐲 𝐏𝐥𝐚𝐲𝐞𝐫𝐬 𝐢𝐧 𝐭𝐡𝐞 𝐄𝐔 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐋𝐚𝐧𝐝𝐬𝐜𝐚𝐩𝐞 report is now available! The report offers invaluable insights into the top companies driving innovation and growth in this dynamic sector. It dives deep into the payments value chain, highlighting the strategies, technologies, and financial trends setting the pace for the future of payments across Europe. Whether you’re in fintech, banking, or any sector reliant on payment solutions, this is a must-read to stay ahead of the curve. 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐞𝐱𝐩𝐥𝐨𝐫𝐞 𝐭𝐡𝐞 𝐥𝐞𝐚𝐝𝐞𝐫𝐬 𝐢𝐧 𝐄𝐮𝐫𝐨𝐩𝐞𝐚𝐧 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬? Check out the full report here: https://lnkd.in/gVfaxwCq. What trends do you think will dominate the EU payments landscape in 2024? #payments #EU #fintech #innovation #financialservices

Welcome to the latest edition of Fintech Wrap Up! This time, we’re diving into some exciting shifts in fintech, payments, and banking. First up, neo and universal banks are cracking the code to wealth management for the mass affluent. With a smart blend of in-app wealth products, seamless integration into user journeys, and personalized financial education, banks are building confidence and helping customers invest more easily. Over in the ASEAN region, the focus is on cross-border payments. Bilateral links like Singapore’s PayNow with Thailand’s PromptPay are leading the charge, paving the way for cheaper, faster P2P and P2M transactions—though they may need a multilateral boost soon with projects like Nexus. Next, token launches are facing scrutiny from the SEC, but blockchain builders aren’t backing down. While regulators want stricter oversight, Web3 projects are pushing to prove that decentralized models can foster transparency and equity. On another front, Africa’s BNPL market is expanding rapidly, driven by a demand for consumer credit and innovations like biometric authentication. And let's talk stablecoins—these “internet-native” currencies are reimagining cash, creating an inclusive, programmable financial system that moves money faster and more cost-effectively. Finally, the convergence of digital identity and payment systems in the EU is groundbreaking. With the European Digital Identity Wallet, we’re seeing a shift towards a seamless, privacy-focused digital landscape that could eventually support everything from age verification to cross-EU payments. 👉 Read the full article here https://shorturl.at/Z9VOi Catch you in the next one!

🌍 The Middle East is transforming its payment landscape by embracing global trends in payments modernization: https://bit.ly/3AHUkWo Our latest blog by Sashi Mundhra explores the rise of #realtimepayments, regulatory advancements, and strategic fintech partnerships shaping the region's financial future. Read more about these exciting developments: https://bit.ly/3AHUkWo #payments #paymentstrends

In the dynamic world of finance, payment modernization has emerged as a crucial frontier, especially in the Middle East. This region, known for its rapid economic growth and technological adoption, is now at a pivotal moment. As customer expectations evolve and regulatory landscapes shift, there is a pressing need for banks and financial institutions to modernize their payment systems. Here’s a look at why and how payment modernization is becoming essential in the Middle East and what steps can be taken to achieve it. #ISO20022 #PaymentsasaService #PaaS #paymentmodernization #digitaltransformation #paymenttech #volantetech

💱 The global digital economy, and advancements in the payments technology that support it, are pushing the cross-border payments market into a pivotal stage. [https://lnkd.in/eyB_fYg5] From impressive growth predictions to transformative impact of fintech innovations we examine the factors driving this multi-trillion-dollar industry and what the future holds. Check out our analysis of the cross border payments market 👉 https://lnkd.in/eyB_fYg5 #fintech #crossborderpayments #paymentsinnovation

TL;DR: Chile’s CMF Greenlights Shinkansen as Second Payment Chamber ↓↓↓ Chile's financial regulator, CMF, has authorized the 2022-launched fintech company Shinkansen, co-founded by Leo Soto, Ubaldo Taladriz, and Francisco Larraín, to function as a payment chamber for low-value transactions. Shinkansen is now set to challenge the Centro de Compensación Automatizado (CCA), which is currently the only player in this market space and is co-owned by major banks including Banco de Chile, Santander, and Bci. This authorization marks a significant development in Chile's payments industry. Shinkansen plans to roll out its services in two phases, with the initial focus on streamlining transactions for financial institutions, emphasizing cost-effectiveness and time savings. Looking ahead, the company seeks to implement more sophisticated financial technologies, such as payments linked to cell phone numbers, higher transfer thresholds, and instantaneous group payments. Hoping to emulate the success of Brazil's Central Bank's PIX system, Shinkansen's strategy is to enable quick and secure money transfers and debt settlements using advanced technology, contributing to the digital evolution of Chile's financial sector. → https://buff.ly/48ju1C1

Looking to succeed in Latin America's fintech market? 🌐 Check out insights from Galileo Financial Technologies for key strategies and tips. Understanding the local market dynamics, regulatory environment, and consumer behavior is crucial. Stay agile, prioritize customer experience, and leverage partnerships for growth. 📈 #mpc24 #financialtechnology #latinamerica #innovation #partnerships https://lnkd.in/g3pZWdi6

Did you miss it? Watch this breakdown of the 2023 Fintech State of the Union and learn about emerging trends in the Payments and Fintech industries. #Payments #Fintech #Video #Trends https://bit.ly/47SUbLc