Corbin Curley, AIF®’s Post

𝗪𝗲𝗮𝗹𝘁𝗵 𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗠𝗮𝗻𝗮𝗴𝗲𝗱 𝗔𝗰𝗰𝗼𝘂𝗻𝘁𝘀 These accounts offer a personalized approach to investing which can provide numerous benefits. ✂️ 𝗧𝗮𝗶𝗹𝗼𝗿𝗲𝗱 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀: This personalized approach ensures that your portfolio aligns with your unique needs and objectives. 📚 𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁: The proactive and ongoing management can enhance performance and help mitigate risks. 📊 𝗗𝗶𝘃𝗲𝗿𝘀𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻: They typically include a broad range of asset classes and investment vehicles. 💰 𝗧𝗮𝘅 𝗘𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝗰𝘆: Managers can implement strategies to minimize your tax liability, such as tax-loss harvesting and strategic asset placement. 👀 𝗧𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝗰𝘆 𝗮𝗻𝗱 𝗖𝗼𝗻𝘁𝗿𝗼𝗹: Unlike mutual funds or ETFs, managed accounts offer greater transparency, allowing you to see exactly what you own. You also retain control over individual securities. Want to learn more about managed accounts? 🔗 𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗨𝘀: https://lnkd.in/gzM7QfhF

𝗜𝘁'𝘀 𝗕𝗲𝘀𝘁 𝘁𝗼 𝗧𝗮𝗸𝗲 𝗦𝗼𝗰𝗶𝗮𝗹 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝗮𝘀 𝗦𝗼𝗼𝗻 𝗮𝘀 𝗬𝗼𝘂 𝗖𝗮𝗻? ⛔It's possible, but not always! 𝗧𝗿𝘂𝘁𝗵: It might be tempting to start collecting Social Security benefits as early as age 62, but this decision isn't always the best strategy. Delaying benefits can significantly increase your monthly payout and provide greater financial stability in your later years. However, there are situations when taking benefits earlier could be advantageous. 📉 Taking benefits early (as soon as age 62) means receiving 𝘴𝘮𝘢𝘭𝘭𝘦𝘳 monthly payments. 📈 On the other hand, delaying benefits until your full retirement age (around 66-67) or even until age 70 can increase your monthly benefit amount by up to 𝟯𝟮%! 𝗘𝘅𝗮𝗺𝗽𝗹𝗲 If your full retirement age benefit is $2,000 per month, taking benefits at 62 would reduce this to about $1,500 per month. Waiting until 70 could increase your benefit to around $2,640 per month. 𝗦𝗽𝗼𝘂𝘀𝗮𝗹 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 𝗠𝗮𝗴𝗶𝗰 Delaying benefits can also increase the spousal and survivor benefits available to your loved ones. If you delay taking Social Security, your spouse could receive a higher spousal benefit based on your higher delayed retirement benefit. Deciding when to take Social Security benefits is a personal decision that depends on your financial situation, health, and retirement goals. Consult with us and we will help to determine when the time is right. 🔗𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗨𝘀: https://lnkd.in/g9wZiviC

𝗘𝘀𝘁𝗮𝘁𝗲 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 𝗶𝘀 𝗲𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹 𝗳𝗼𝗿 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 🏠📜 Here are the basics: 1️⃣ 𝗖𝗿𝗲𝗮𝘁𝗲 𝗮 𝗪𝗶𝗹𝗹: Decide who gets what and name guardians for kids. 2️⃣ 𝗦𝗲𝘁 𝗨𝗽 𝗮 𝗧𝗿𝘂𝘀𝘁: Manage your assets and potentially avoid probate. 3️⃣ 𝗣𝗼𝘄𝗲𝗿 𝗼𝗳 𝗔𝘁𝘁𝗼𝗿𝗻𝗲𝘆: Choose someone to handle finances if you can't. 4️⃣ 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 𝗗𝗶𝗿𝗲𝗰𝘁𝗶𝘃𝗲: Specify your medical wishes. 5️⃣ 𝗨𝗽𝗱𝗮𝘁𝗲 𝗕𝗲𝗻𝗲𝗳𝗶𝗰𝗶𝗮𝗿𝗶𝗲𝘀: Direct your accounts to the right people. 6️⃣ 𝗥𝗲𝘃𝗶𝗲𝘄 𝗥𝗲𝗴𝘂𝗹𝗮𝗿𝗹𝘆: Life changes, so should your plan. For legal advice, please consult with a qualified attorney. ⚖️ Have questions? 🔗𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗨𝘀: https://lnkd.in/gzmsrxPQ

𝐒𝐞𝐜𝐮𝐫𝐢𝐧𝐠 𝐅𝐮𝐭𝐮𝐫𝐞𝐬 𝐰𝐢𝐭𝐡 𝟒𝟎𝟏(𝐤)𝐬 Is your business looking to attract and retain top talent? Offering a robust 401(k) plan is a key benefit that can set you apart. We specialize in helping businesses set up and manage 401(k) plans that meet the needs of both your company and your employees. 𝐖𝐡𝐲 𝐮𝐬? 1️⃣ 𝐂𝐮𝐬𝐭𝐨𝐦𝐢𝐳𝐞𝐝 𝐏𝐥𝐚𝐧 We design 401(k) plans tailored to your business's unique needs, ensuring that your employees have the best options for their retirement. 2️⃣ 𝐄𝐦𝐩𝐥𝐨𝐲𝐞𝐞 𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧 We provide comprehensive education and support to help your employees make informed decisions about their retirement savings. 3️⃣ 𝐂𝐨𝐦𝐩𝐥𝐢𝐚𝐧𝐜𝐞 𝐚𝐧𝐝 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 Our team ensures your plan stays compliant with all regulations, taking the burden off your shoulders so you can focus on your business. 4️⃣ 𝐂𝐨𝐦𝐩𝐞𝐭𝐢𝐭𝐢𝐯𝐞 𝐄𝐝𝐠𝐞 A well-managed 401(k) plan can enhance your benefits package, helping you attract and retain top talent. Invest in your employees' futures and see how it positively impacts your business. Looking to get started? 🔗 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐔𝐬: https://lnkd.in/g8pDfHrH

𝗧𝗵𝗲 𝗣𝗼𝘄𝗲𝗿 𝗼𝗳 𝗗𝗶𝘃𝗶𝗱𝗲𝗻𝗱𝘀 A strong strategy for building wealth and generating passive income. Here's why: 🚣 𝗦𝘁𝗲𝗮𝗱𝘆 𝗜𝗻𝗰𝗼𝗺𝗲 𝗦𝘁𝗿𝗲𝗮𝗺 Dividends are paid out regularly, which can be especially valuable during market volatility. 🏥 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝗱𝗶𝗰𝗮𝘁𝗼𝗿 Companies that consistently pay and increase dividends often exhibit strong financial health and profitability. 📈 𝗣𝗼𝘁𝗲𝗻𝘁𝗶𝗮𝗹 𝗳𝗼𝗿 𝗚𝗿𝗼𝘄𝘁𝗵 Dividend stocks can offer both income and capital appreciation. 💸 𝗜𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗛𝗲𝗱𝗴𝗲 Dividends can help protect your purchasing power against inflation. 𝗘𝘅𝗮𝗺𝗽𝗹𝗲: Imagine you invest in a dividend-paying stock. During a market downturn, while the stock price might decrease, the company continues to pay dividends, offering relative stability and reassurance. As you approach retirement, these dividends can supplement your income, reducing your reliance on selling shares at potentially unfavorable prices. Interested in learning more about what's possible with dividends? 🔗𝗖𝗼𝗻𝘁𝗮𝗰𝘁 𝗨𝘀: https://lnkd.in/g_tRZTeS

𝐑𝐄𝐈𝐓𝐬 𝐀𝐫𝐞 𝐅𝐨𝐫 𝐈𝐧𝐜𝐨𝐦𝐞 𝐈𝐧𝐯𝐞𝐬𝐭𝐨𝐫𝐬 𝐎𝐧𝐥𝐲? 🙅♀️ Definitely not! While REITs are known for providing steady income through dividends, they also offer growth potential through capital appreciation. 𝐄𝐱𝐚𝐦𝐩𝐥𝐞 Consider an investor who holds a REIT portfolio including data centers, industrial properties, and healthcare facilities. The data center and industrial property REITs provide growth through increasing demand for digital infrastructure, and healthcare REITs offer stable income through long-term leases with medical facilities. This diversified approach allows the investor to benefit from both income and capital appreciation. With the right strategy, REITs can provide significant growth potential through capital appreciation. Have questions or need help? 🔗𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐔𝐬: https://lnkd.in/gCizygBc

🔎 𝐊𝐞𝐲 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 𝐟𝐨𝐫 𝐓𝐚𝐱-𝐄𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐭 𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 1️⃣Utilize Tax-Advantaged Accounts 2️⃣ Strategic Asset Allocation 3️⃣ Tax-Loss Harvesting 4️⃣ Long-Term Investing 5️⃣ Dividend Strategies 𝗪𝗵𝘆 𝗜𝘁 𝗠𝗮𝘁𝘁𝗲𝗿𝘀 Effective tax management can enhance your portfolio's growth potential. By minimizing tax liabilities, you keep more of your hard-earned money working for you. 💡𝗖𝘂𝗿𝗶𝗼𝘂𝘀 𝗮𝗯𝗼𝘂𝘁 𝘁𝗮𝘅-𝗲𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴? Fill out our contact form wand we'll reach out. 🔗 https://lnkd.in/gGKwW7nW

𝐌𝐚𝐧𝐚𝐠𝐢𝐧𝐠 𝐑𝐢𝐬𝐢𝐧𝐠 𝐇𝐞𝐚𝐥𝐭𝐡 𝐂𝐚𝐫𝐞 Planning for retirement? Health care costs can be a 𝙝𝙪𝙜𝙚 part of the equation. Here are some quick tips to help you manage those expenses: 𝟏. 𝐄𝐬𝐭𝐢𝐦𝐚𝐭𝐞 𝐂𝐨𝐬𝐭𝐬 𝟐. 𝐊𝐧𝐨𝐰 𝐘𝐨𝐮𝐫 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝟑. 𝐂𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐋𝐨𝐧𝐠-𝐓𝐞𝐫𝐦 𝐂𝐚𝐫𝐞 𝟒. 𝐅𝐢𝐥𝐥 𝐭𝐡𝐞 𝐆𝐚𝐩𝐬 Full Article: https://lnkd.in/g69XhNif Need assistance or want personalized advice? 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐔𝐬: https://lnkd.in/gkZdpmBx

𝐌𝐚𝐬𝐭𝐞𝐫𝐢𝐧𝐠 𝐭𝐡𝐞 𝐀𝐫𝐭 𝐨𝐟 𝐖𝐞𝐚𝐥𝐭𝐡 𝐓𝐫𝐚𝐧𝐬𝐟𝐞𝐫 🎨 Passing on wealth isn't just about a will. It's about ensuring your legacy lives on through smart wealth transfer strategies. From trusts to family businesses, we'll show you how to keep your assets in the family and reduce tax burdens. 💼 Take control of your legacy. Learn the secrets to successful wealth transfers. 🔗 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐔𝐬: https://lnkd.in/gfWQSivM

𝗪𝗵𝘆 𝗗𝗖𝗔? Dollar-cost averaging is an investment strategy where you invest a fixed amount of money at regular intervals, regardless of market conditions. Benefits: 1️⃣ 𝗥𝗲𝗱𝘂𝗰𝗲𝘀 𝗘𝗺𝗼𝘁𝗶𝗼𝗻𝗮𝗹 𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 Avoid making impulsive decisions based on markets 2️⃣ 𝗠𝗶𝘁𝗶𝗴𝗮𝘁𝗲𝘀 𝗧𝗶𝗺𝗶𝗻𝗴 𝗥𝗶𝘀𝗸 Investing consistently over time reduces the risk of investing a large sum at a market peak. 3️⃣ 𝗧𝗮𝗸𝗲 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗼𝗳 𝗠𝗮𝗿𝗸𝗲𝘁 𝗗𝗼𝘄𝗻𝘁𝘂𝗿𝗻𝘀 If prices are low, your investment buys more shares. 4️⃣ 𝗘𝗻𝗰𝗼𝘂𝗿𝗮𝗴𝗲𝘀 𝗗𝗶𝘀𝗰𝗶𝗽𝗹𝗶𝗻𝗲 Regular investing fosters a habit of saving and investing, contributing to long-term wealth building. Learn more about DCA and other investment strategies by reaching out to us. 🔗 https://lnkd.in/g77yP65m